Having owned a coop, I would say many should be rated Run Away because of their rule and penalties. You have no rights to the inside of your unit. If you have boxes with books, you could be in violation. Just think of a coop as a long term lease. I did get in on the "insiders" price but would never do it again. They have access to your unit anytime they want, including when your 10 year old daughter is in the shower. If you change your key, you can be in violation. I sold out at a huge profit but never would recommend a coop to anyone. If it your only choice, look elsewhere.
A condo comes with the same homeowners' rights as a house and costs about 1/3 to 1 /2 more. The HOA can't bust in except with your permission. There is your difference.... more
Realtors are not allowed by law to comment on neighborhoods or school districts; it is too subjective. You will get a better response, however, if you list your question with a massachusetts zipcode instead of a Long Island zipcode.... more