Financing in Hollywood : Advice

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Melvin List, Real Estate Pro in Florida
Melvin List answered:
I have a 2013 return with an AGI of -3000. I have a 2014 return with a AGI of 22000. My proposed PITI is 800.00 mo will I qualify for the loan?
You need a lender to just look at one year tax returns instead of both years. I would run your approval through Freddie to see if the you can get an approval with just one year of tax ... more
0 votes Share Flag Mon Mar 30, 2015 Financing in Hollywood
Brian Martuc…, Real Estate Pro in Washington, DC
Brian Martucci answered:
Anyone out there who can EXPLAIN the negative / positive I number necessary when Income averaging my 13 &14 returns.?
I can help you. When averaging your income here are a few things to consider:

1. You need to have actually filed your 2014 tax return to be able to use that income to average it with ... more
0 votes Share Flag Tue Feb 17, 2015 Financing in Hollywood
Ralph Acosta, Real Estate Pro in 33019
Ralph Acosta answered:
Do you do portfolio loans for condos in Hollywood Florida, no doc or stated, 50% down?
I have a trusted lender that can do virtually any loan imaginable. Contact me and I can share that info with you
0 votes Share Flag Mon Dec 29, 2014 Financing in 33019
Igor Shrayev, Real Estate Pro in 33019
Igor Shrayev answered:
Hi Armando,

I've been in the lending industry for 11 years. We're a direct lender that's local here in Hollywood and would be glad to help!

Call me to discuss at 305-986-8022 or e ... more
0 votes Share Flag Wed Oct 22, 2014 Financing in 33028
Karina1174, Home Buyer in Orlando, FL
Karina1174 answered:
I'm looking for specialist lenders and FHA loans or new program ' back to work' in miami or hollywood..Florida
Hi Armando,
Did you find a lender? I'm looking for one as well. Did you find one that you can recommend?
0 votes Share Flag Sat Jan 4, 2014 Financing in Hollywood
Tchaka Owen, Real Estate Pro in Hollywood, FL
Tchaka Owen answered:
can i get a home mortgage if i do not have a social # i am a Canadian looking to buy more Florida property. I already own 5 properties in Florida,
There's nothing wrong with Hard Money, they fit certain situations very well. Not sure you're in that situation though. If you have assets and income you should not have a problem getti ... more
0 votes Share Flag Sun Dec 1, 2013 Financing in Hollywood
Norma Hernan…, Real Estate Pro in Pembroke Pines, FL
Norma Hernandez-More answered:
What should you do if you think your public adjuster has overcharged you?
Hi Kara:

A public adjuster is an insurance claims adjuster who advocates for the policyholder in appraising and negotiating a claimant's insurance claim. Just be careful because th ... more
0 votes Share Flag Thu Aug 15, 2013 Financing in 33020
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
I have a very low credit score 420 . But I wanna buy a condo listed for 69000 and I'm willing to put down 55000. Will any banks take the deal?
I'd rather do the loan for $69,000. As Mr. Owen pointed out, the loan would be too small. Of course, my minimum is $100,000, so you'd have to buy 2. I don't care about your credit score ... more
0 votes Share Flag Mon May 6, 2013 Financing in 33024
Morethanlend…, Home Seller in USA, Mobile, AL
Morethanlending answered:
Hi my name is Mike, i am a Canadian looking for financing in Florida. I already own four single family homes in the Hollywood, Fort- Lauderdale
Eric Jones

A Sincere and certified private money lender approved by the GOVERNMENT. I give out international and local loans to all countries in the world. Amount given out $2,500 to ... more
0 votes Share Flag Sat Mar 16, 2013 Financing in Hollywood
Voices Member,  in
Voices Member answered:
Cash-out refinance of an investment condo in Siesta Key, Sarasota, FL
Hello Ronhaas47,

I am located in the Sarasota area, am quite familiar with Siesta Key properties and would welcome the opportunity to assist you with your refinance. Please feel fre ... more
0 votes Share Flag Mon Sep 17, 2012 Financing in 33025
Tamika Moses, Real Estate Pro in Miramar, FL
Tamika Moses answered:
Cash out refinance of two investment condos bought using all cash
hello Omar how are you. I am with Keller Williams Partners SW and we have a great in house loan officer that you can work with. She is with Van Dyk Mortgage and they have an array of lo ... more
0 votes Share Flag Thu Aug 9, 2012 Financing in 33025
Joan Tole, Real Estate Pro in Broward County, FL
Joan Tole answered:
looking for a 80 to 85k loan for 2nd home purchase i have 10k to put down and a 747 credit score what type of rates and offers can expect in south FL
it has been my experience to use a professional for anything of importance, since your mortgage would be of utmost importance, your best bet is to call some mortgage professionals...... ... more
0 votes Share Flag Wed Jun 13, 2012 Financing in 33026
Irina Karan, Real Estate Pro in 33160
Irina Karan answered:
I'm looking to find a good opportunity in Miramar Florida 33029. How do i know what price i can afford? I have about 15,000 available at the
Hello Nisse,

If you are buying your principal residence, you can go FHA with 3.5% down, have seller pay your closing costs (this is subject to negotiation), then you'll be able to bu ... more
0 votes Share Flag Sat May 5, 2012 Financing in 33029
Luis Lozada, Real Estate Pro in 33027
Luis Lozada answered:
Can a sellers bank refuse the buyers appriasal on a short sale? is this leagal? My appriasal came in below listing price.
It is not illegal bank is the owner of the property and may sell the property at the price that they stipulate. you just do not buy that property find another.
1 vote Share Flag Fri Jun 3, 2011 Financing in 33027
Luis Lozada, Real Estate Pro in 33027
Luis Lozada answered:
What institution in the Dade and Broward county areas (Florida) has the best 30 yr fixed rates with no points?
I recommend you work with an FHA loan,
Please call me at 954-297-5634, for more information.
0 votes Share Flag Thu Apr 28, 2011 Financing in 33028
Echospeaks, Home Buyer in Hollywood, FL
Echospeaks answered:
what number does the lender use from the income tax return to qualify us for a home loan?
These were all very competent and good answers. I was however faced with an independent contractor status and unfortunately I wrote off so many deductions that it lowered my income to ... more
1 vote Share Flag Thu Oct 28, 2010 Financing in Hollywood
Abrir Gonzal…, Real Estate Pro in Fort Lauderdale, FL
Abrir Gonzalez answered:
foreighn investor
You would be able to refinance with a foreign national lender. However, they will loan you no more than a payment of about 50% of the net income of the property. Your interest rate will ... more
0 votes Share Flag Fri Jul 23, 2010 Financing in Hollywood
Jacqueline C…, Real Estate Pro in Orlando, FL
Jacqueline Clarke answered:
I am looking for a 203k lender in the Hollywood Florida/South Florida area that knows this subject thoroughly.
Hi 80andsunny,

I love Hollywood, FL - I was just down there visiting one my old haunts called LeTub!

I am a 203k specialist. I've closed several 203K standard and Streaml ... more
0 votes Share Flag Sun Oct 11, 2009 Financing in Hollywood
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