Mortgage Broker response:
As you can see, there are a lot of realtors in Florida who want your business, so shopping for that “Right One” can be overwhelming!
So here’s a quick 5 item test to help identify that “Right One.”
Find one who:
1. is also a real estate Investor who currently owns multiple rental properties
2. treats you as if you are buying a $5,000,000 property
3. has good credit with over 700 scores
4. has a smart phone so they can answer all your calls and emails quickly
4. is a broker or buyer's agent who does not have to split the 3% commission
5. is willing to offer Realtor Rebate to a buyer willing to get Pre Approved (click here)
Pro Option Mortgage/ Florida
Ph: 888 662 4404
Prior Service U.S. Marine Corps... more
Here is a link to crime data in Holiday:
I suggest that if you are in the area that you drive around some neighborhoods and talk to any residents who are out and about to determine if this is a community that you will feel comfortable living in.
You may also wish to contact the local police dept. to learn more as they can tell you about the area's crimes firsthand.
Hope that helps.
Prudential Connecticut Realty... more
Hi Megan -- Yes, it is. http://floridamoves.com/property/PropertyResults.aspx?Search… You can view it and other properties in Holiday, Florida by visiting my website at http://www.Floridamoves.com/Louise.Warring
Good luck and Happy House Hunting.
Coldwell Banker Residential Real Estate
Web Reference: http://FloridaMoves.com/Louise.Warrig... more
The price has to be approved by the lender,who is taking less than what is owned on the sellers loan. The process can takes several months depending on the lender and their short sale process.
You can get a good buy if you are willing to wait it out.... more
It is relatively cheap when compared to regualr home insurance. It is extremely inexpensive when you consider the cost of replacing everything you own after a flood.
It is needed if you purchase on a flood zone, which you can find out by looking at the county zoning records or by ordering an elevation certificate from a surveyor. By the way the elevation certificate will help you get a discount from the regular home insurance by proving it is a flood free zone.... more
Demand for rentals, depends on the location and price. A local Realtor or Property Manager will be able to give you the best answer. Real Estate is Local. Prices overall are very attractive now, but with inventory going down, it is justa matter of time before prices start moving.
Genevieve Ramachandran... more
It varies all over the place. Where I am, from about $350 to $800. It's less expensive in some other areas, of course.
It really depends on the amenities being provided. The $800 one I mention above offers a gated environment, a swimming pool, tennis courts, basketball courts, swimming pool, club house, snow removal in the winter, leaf removal in the fall, lawn maintenance, a monthly pot-luck get-together in the club house, on-site management seven days a week, and more.
You have to call the park management at the specific park and ask.
Hope that helps.... more
A short sale can be a great way to build equity in a home up front. A short sale is subject to 3rd party approval, meaning the bank. Sometimes banks will agree to accept an offer that is less than the full payoff amount. They might want the home listed on the market until they feel they have received the best and highest offer and not accept the first offer that comes across their desk. If you have a specific time frame you want to move into a home, it will not work on a short sale. You work in the bank's timeframe.... more
I have lived in Holiday for the last 11 years and I have been a Florida resident for about 35 years so I believe that I am qualified to answer your question..
Holiday is a small town, like most other small towns across the country... You have some nice areas and you have some not so nice areas.. In the North East part of Holiday, Key Vista and Gulf Trace are newer developements and are the "NICER" areas of Holiday.. These subdivisions were developed in the 90's with Key Vista, being a collection of Gated communities, is still being developed today..... I live in Forest Hills, which is the South East part of Holiday and it was developed in the 60's and 70's... The Anclote River runs through Forest Hills on it's way to Tarpon Springs then out to the open Gulf Of Mexico and one of the reasons that I bought a house here is that the Gulf Access Waterfront is affordable.. There are sections of Forest Hills that have a concentration of "Rental" properties and these tend to be more run down and less desireable... Holiday also has a few Mobile Home areas ... some are nice and full of SNOW BIRDS that come down for the winter from the frozen north.. Some mobile areas are old and run down. This is why it is so important for you to hire a local agent that knows the area, knows the waterfront and could help you find what you are looking for ..... Keep in mind that Buyers usually do not pay any real estate fees, the fees are paid by the Seller.... It costs you nothing to hire a professional to help you with your home search and to help you avoid the things that you find undesireable.... The newer developments are usually "Deed Restricted" which means that the integrity of the neighborhood is maintained.... Check out my website page http://www.floridarealestateconnection.com/Holiday for a brief description of Holiday... Don't forget that mortgage money is very tight right now and one of the first things that you need to do is get Pre-Approved for a Mortgage, unless you intend to buy with cash.... Feel free to contact me or any other REALTOR® in the Holiday area, before you do anything else... Good Luck.. Joe Ski Joseph Zajkowski, Holida Florida.. Futute Home Realty..... more
If you are being represented by a Buyer's Agent, you should have the agent put together an offer and send it to the listing agent. The listing agent has a fiduciary responsibility to submit all offers according to the ethics code. At the least, your offer would be considered as a back up. Getting homes closed is hard work these days, especially with financing. I had submitted offers for my clients recently on a short sell that had been under contract 3 different times and could not get closed due to financing and hurricane issues we had during IKE. The listing agent told me that the seller felt he wanted to keep trying with his current contract because he felt he owed it to the buyers.. In the end they still could not get it closed due to financing and they had to start all over. By then my clients had moved on and purchased something else. Keep in mind that short sales can take a while to close and remember the squeaky wheels get the grease. Anything can happen, make sure you have a sharp agent representing you if you need some help locating a good agent feel free to contact me and I will recommend someone that has a lot of experience in your area with short sales.
Feel free to contact me: firstname.lastname@example.org
I hope this helps!
Keller Williams Realty- Conroe, TX... more
Not seeing all the paperwork close for the refi. SUGGESTION: Have you tried a home equity line of credit. If your credit scores that you most likely not have a problem obtaining a line of credit on your home.
http://www.lynn911.com http://www.homes-for-sale-dallas.com... more
You will only get a good answer after a mortgage broker reviews your credit report. Your score is not the only factor in getting a loan. Besides being a Relator I am a licensed mortgage broker in Ocala Florida. Every loan product has different guidelines and your mortgage broker needs to make sure not only your score fits the guidelines, but also your credit history,job history and the property your buying.... more