In real estate, nothing is binding until a contract is signed on both sides. And if there is a financing contingency, it is not unconditional until the buyer gets the written commitment from the lender.... more
Meet in person with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan request to answer your questions with regards to the types of loans and maximum loan amounts you could qualify for. Your Mortgage Banker will discuss the various loan programs, closing costs, and most important of all, monthly payment.
Line up a Home Inspector. A good home inspector will scare the heck out of you: that's what you pay him for! But you'll concentrate on the fundamentals of the property: roof free of leaks, plumbing, heating and electrical up to code and in good working order. Again, when you make an offer and you have your Home Inspector ready to go, your offer will be considered with much more interest by a Seller because you truly have your "ducks in a row" and your preparation demonstrates your serious attitude about conducting the purchase transaction in a timely manner.
Find an experienced Local Realtor who works in your desired shopping area. A serious pro Realtor will refuse to show you homes until you are Prequalified for mortgage financing. Don't take offense! That Realtor doesn't want you to be disappointed and wants you to have a smooth experience as you shop for your new home.
Put together your Team of real estate professionals and shop 'til you drop!
*If you thought my answer was helpful, please give me a â€œThumbs Upâ€ or â€œBest Answer.â€ Thanks!... more
Real estate agents are not allowed to comment on a variety of topics. The Fair Housing Act restricts the information that can be provided by a real estate agent.
Off Limit Topics Include:
â€¢ Crime Statistic (including questions about whether a neighborhood is good or bad or safe)
â€¢ Environmental Concerns
â€¢ Household Income
â€¢ Schools (including questions about how good or bad the school is)
Determining to the answers to questions on any of the topics listed above is something that you would need to do on your own. It is up to the individual to make their own determination about a specific area. If a real estate agent were to comment on such a thing, it could be steering which is a prohibited act.
Some websites to try include:
Reasons Why A Real Estate Agent Cannot Comment
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyleÂ® Renovation | VA | USDA | GA Dream | Jumbo Financing.... more
I'll give you an answer. Debra Moody lived right on the corner of Moody Rd. She went missing 4 years ago and has never been found. Lori Arrowwood went missing and was found murdered. She lived a couple of miles away. The area is rural and isolated.... more
Will have a 4000 sq. ft. plus home located on 1 3/4 acres in Hinesville, in a great area of town, rental rate will be $1850.00, if interested call 912-492-1492, serious inquires only.
Shown by appt..- no pets,no smoking , clean renters only please... more
This answer may be a little too late, but it may help others who seek information about this very same situation. I myself am currently in the same exact situation you were in 2009, and I asked myself the same question. I did my reasearch on VA loan guidelines and realized a lot of the lenders who actually do the loan underwriting have no clue on the exact VA guidelines for people in your same exact situation. I was also recently told I could only qualify for a conetional loan. Here is the link to the occupancy guidelines for VA home loans.
Do not let any lender or realtor tell you, you can not qualify for a VA primary home loan because of the fact that you work overseas and spend most of your time away from your home. Unless the lender has their own personal guidelines they must abide by, they should not give you false information about VA guidelines. I verified this information with a Veterans Affairs representative myself.... more
We divide the price by the square footage of the house? Some houses have better finishes, siting, floor plan, appliances and equipment, chi, gestalt, lots, gardens, detailing, privacy ... that's why. Hope that helps.
No two properties are alike. The differences may be indistinguishable, but they're there.... more
If you are located in Hinesville and have decent credit and income, there is a USDA loan available to you for 100% of the purchase price. You can also build in your closing costs. The rates are competitive for this type of loan and there is no monthly mortgage insurance which will save you money monthly.
If you don't have a lender in Hinesville familar with this program, check out my website and call me. I'd be happy to help you purchase your first home!... more
There seem to be more and more comming on the market. Be sure to check out the neighborhood before you buy ( not that you wouldnt) We moved here about a year and half ago , Brandon form Islands Real Estate in Midway helpd us make a quick EASYYYY buy. I would do business with him again in a heart beat. There are many agents in the Hinesville area ( Personallly I would NOT use Elaine Boggs) Just my experance with her.. there are a few that you find form time to time for sale by owner . I know the house next to us is comming up in April . We are happy in our neighborhood / less then 4 miles to two of the post gates ( main and frank ) . Belle Arbor is the name of the one we live in .... more
Below is a satellite image of a part oh Phase 3 in Waterfield. The phases are not that far apart so you will be close to your friend regardless of what phase you buy in. There are currently 3 homes on the market in waterfield, one of which is in phase 3. Email me if you have any questions... more