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Gerald Vonbe…, Home Buyer in Jackson Springs, NC
Gerald Vonberger answered:
how much will be the Cost of insurance?
It depends quite a bit on what type of coverage you include in your policy and what type you don't. It's definitely a good idea to check with a few insurance companies to compare prices ... more
0 votes Share Flag Mon Apr 13, 2015 Home Insurance in 97124
Jason & Mich…, Real Estate Pro in Portland, OR
Jason & Michelle Merritt answered:
I'm looking at townhouse at Orenco station area. that the HOA is trying to sue the builder for substandard
If you need to finance your purchase, it is unlikely that your lender will loan against the condo while it is in litigation. However, if you are a cash buyer, it is an ideal time to bu ... more
0 votes Share Flag Thu Jan 15, 2015 Home Buying in 97124
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
does anybody know of any company or lender in nashville,tn that will refinance with a 510 credit score.?
Good evening joaneason11,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the ... more
0 votes Share Flag Mon Apr 29, 2013 Credit Score in 97124
Christina Ha…, Real Estate Pro in Morristown, TN
Christina Hayes answered:
Any one know of any lender will work with FICO 510 with 30% down?
Brian:

Unfortunately not. Lenders require 620-640.. If you need help improving your credit scores please visit my blogs here on Trulia or you can contact my office. We guarantee to i ... more
0 votes Share Flag Fri Apr 26, 2013 Credit Score in 97124
Tran Ly Baun…, Real Estate Pro in Hillsboro, OR
Tran Ly Baunach answered:
Dose it come with that barn ?
Hi Rachel, I'd be happy to look up the information if you email me the property address. Thanks, Tran soldbytran@gmail.com
0 votes Share Flag Mon Apr 2, 2012 In My Neighborhood in 97124
Dave Sutton,…, Real Estate Pro in Portland, OR
Dave Sutton, Windermere, Portland answered:
Bought condo in 2007 when prices were high; 20% down, 5.1%, HOA at $150. There were defects, bldr is bankrupt, HOA is now $350 or $14,500. Help?
I agree with Belinda (first to answer). Unless you must sell for some reason, just sit tight and you should be alright before too long - surely before your retirement target.
0 votes Share Flag Sun Dec 11, 2011 Market Conditions in 97124
Summa Real E…, Real Estate Pro in Hillsboro, OR
Summa Real Estate Group answered:
We are in a position where we are unable to make the payments on our home do we short sale or forclose? we are 3 mo behind in payments already
A lot of really good advice has already been provided here. There are options. Short sale is one option. I recommend attempting to get a loan modification while the home is listed fo ... more
0 votes Share Flag Sun Jan 23, 2011 Foreclosure in 97124
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
Is it ok for buyer's agent to pay for repairs after closing in Oregon?
I some instances a buyers agent can provide closing gifts.... we have paid have a room painted as a gift to the buyer after closing.

Any questions confer with broker OR state

L ... more
0 votes Share Flag Mon Dec 13, 2010 Home Buying in 97124
Cindy Korstad…, Real Estate Pro in Portland, OR
Cindy Korstad ~ Principal Broker / Owner answered:
When a home is a short sale does the lender view a cash offer as preferable to another kind of offer?
Greetings,

If there are multiple offers and the house is in need of major repairs a cash offer might be considered over others depending on the amount offered. The banks main focus ... more
0 votes Share Flag Wed Dec 8, 2010 Home Buying in 97124
Cindy Korstad…, Real Estate Pro in Portland, OR
Cindy Korstad ~ Principal Broker / Owner answered:
What if during my wait for my shortsale offer, the market goes down further?
Dear Buyer,

Yes you can negotiate the price after the bank has accepted your offer, if your appraisal comes in less than the offer price. Your agent will be able to help you with th ... more
0 votes Share Flag Wed Dec 8, 2010 Home Buying in 97124
Honest John, Home Buyer in Hillsboro, OR
Honest John answered:
Brownstone Homes in Hillsboro
In my opinion as a honest General Contractor in the Portland Metro area for the last 20 years, the biggest problem is the Ambulance chasing that is going on now. Teaming lawyers, Inspec ... more
0 votes Share Flag Thu Oct 14, 2010 Home Buying in 97124
Voices Member,  in
Voices Member answered:
Short sale, owner has 80/20; Selling realtor said the 2nd lien holder would be asking for $5k above offer after contract agreed; is this legal?
It's going to depend on the language and I'd be very careful. If the first trust deed holder thinks someone else is getting money outside escrow, they might be very upset and ... more
0 votes Share Flag Wed Sep 29, 2010 Agent2Agent in 97124
Heather Mash, Home Buyer in Tillamook, OR
Heather Mash answered:
Chinese Drywall or Tainted drywall helpful information from INMAN News information that is helpful to buyers, sellers and real estate agents
EPA and Consumer Product Safety seem to be a bit slow at keeping us consumers and real estate professionals aware of this threat of Tainted drywall. Lenders need to get informed too, p ... more
0 votes Share Flag Mon Dec 28, 2009 Home Selling in 97124
Voices Member,  in
Voices Member answered:
Short sales: Are home owners required to show all offers to the lender?
I would say yes. In a short sale situation, an accepted offer almost always has a letter of prequalification from the buyer's lender attached, which means the buyer has gone throug ... more
0 votes Share Flag Tue Nov 17, 2009 Home Buying in 97124
Voices Member,  in
Voices Member answered:
How does a road behind a house effect its price?
Reddy -- roads can be problematic. It depends on certain things though, and without knowing the lay of the land . . . hard to say sight-unseen. A few things to consider: is the noise ... more
0 votes Share Flag Mon Aug 24, 2009 Home Buying in 97124
Shelby Bates…, Real Estate Pro in Portland, OR
Shelby Bateson answered:
FHA loan gift funds and domestic partnership
In Oregon, you do not have to have any relationship at all to your co-borrower.
Gift funds are permitted for FHA loans, as long as they are from immediate family of one of the borrower ... more
1 vote Share Flag Tue Aug 4, 2009 Financing in 97124
Voices Member,  in
Voices Member answered:
What do you think about the Case-Shiller release for April? From the calculated chart, not only in Hillsboro
Buying property is not a good investment?? Hmmm . . .

Look, Gina . . . buying ANYTHING is a "caveat emptor" proposition. I bought a pack a gum last week since I saw an Orbit comme ... more
0 votes Share Flag Thu Jul 9, 2009 Home Buying in 97124
Jason H. Gom…, Real Estate Pro in Beaverton, OR
Jason H. Gomes answered:
We are looking for houses and have zeroed down on 2 properties.
When you're looking at the number of bedrooms, it is very important to take into consideration, the area, and the price point that you're looking. Would it be a good idea to buy a 2 bed ... more
0 votes Share Flag Fri Jun 5, 2009 Home Buying in 97124
Jason H. Gom…, Real Estate Pro in Beaverton, OR
Jason H. Gomes answered:
Sorry for my previous post,I guess I asked the wrong question. I should put my question in a different
I wouldn't be to worried, especially in Orenco station area, because of the fact that it's rather desirable location. a 3 bedroom two bath is pretty common requirement for people who ar ... more
0 votes Share Flag Fri Jun 5, 2009 Home Buying in 97124
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