If you are trying to buy a home which I HIGHLY recommend you do since the price to rent is higher than to own; it is relatively easy to qualify. There are programs available that let you purchase a home with as little as $1,000 down and others that you can qualify with a 500 FICO(credit score).
Here is some more information about these types of programs: http://excellenceduo.com/2011/california-homebuyer-down-payment-assistance-program-chdap/
Let me know if I can be of any further assistance.
Excellence Real Estate
Cell: 562-652-7667... more
I've found Craigslist to be very helpful and it's absolutely free. Just be wary of rental scams and never, never, never put any money up front until you've confirmed title through the building department.... more