Hephzibah : Advice

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Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I live in an area currently relocating it's residents. I'll have 20% down at time of relocation but my credit is bad. Will I be able to?
For an FHA mortgage, most lenders have required a 640+ credit score since 2008/2009.

Prospect Mortgage is one of the few direct lenders to offer an FHA 580-639 FICO loan program. Cr ... more
0 votes Share Flag Sat Feb 22, 2014 Financing in 30815
Pamela.canno…, Renter in 30901
Pamela.cannon4848.pc asked:
would a house be good in hepzibah GA to live and is it's a safe place to live? I'am looking for an better and safe place to live with my son,the area that we live in now are not to safe with a handicap son. with both of are disability and my credit are not to…
0 votes Share Flag Tue Feb 4, 2014 For Rent in Hephzibah
angela.devau…, Home Buyer in New York, NY
angela.devault answered:
what your credit score need to be to buy a home the first time?
What is a good credit score to buy a home around 132,00.00?
0 votes Share Flag Thu Jun 27, 2013 Credit Score in Hephzibah
Cassie Horn, Home Buyer in Augusta, GA
Cassie Horn asked:
Dorminy Crownwalton, will it ever be finished? --
This question was asked from this property: http://www.trulia.com/property/3091758165--Dorminy-Crownwalton-Hephzibah-GA-30815
0 votes Share Flag Sat Jun 22, 2013 Home Buying in Hephzibah
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
can you ask for extension on your property if so how long is the extension an cost?
That would be a question for your Buyer's Agent or your Loan Officer depending on what you are needing an extension of. What exactly are you needing to extend? A closing date? An inter ... more
0 votes Share Flag Sun May 19, 2013 Home Buying in 30815
rchairez, Home Buyer in Riverside, CA
rchairez created a review:
I;m buying a new condo need hel with current mortgage rate. Hi everyone, I'm buying a new condo in Santa Clarita Ca from Lennar builder for $327.500 and i'm given 20% down and my credit score is 777. The builder has their…
0 votes Share Flag Sun Mar 17, 2013 Financing
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
If my credit score is so so- about 670 and my husbands may be lower, will the credit scores be combined and averaged?
Good morning,

When you apply for a mortgage loan together the Lender will use the lower of the credit scores for qualifying purposes. That having been said, Lenders have the ability ... more
0 votes Share Flag Tue Feb 12, 2013 Credit Score in Hephzibah
Charles Coop…, Real Estate Pro in Hephzibah, GA
Charles Cooper answered:
What does VA Vendee loan credit financing requirements?
VA no longer offers Vendee financing on any of the foreclosures. Unfortuantely they will often not meet minimum requirements of government backed laons due to condition. VA will nor m ... more
0 votes Share Flag Fri Feb 1, 2013 Credit Score in 30815
Charles Coop…, Real Estate Pro in Hephzibah, GA
Charles Cooper answered:
25,000. loan fha where cab I get one?
Thank the federal government for that one. In thier zeal to prevent preditory lending the fed has placed limtis based on a percentage of the cost of the loan to the loan amount. Hard ... more
0 votes Share Flag Sun Jan 27, 2013 Home Buying in Hephzibah
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
how do I get a 25,000 loan? most only take 69,999. plus
I have not seen any mortgage company be able to do a loan amount that low. At Prospect Mortgage, we do not have a minimum loan amount, except for renovation mortgages. All Renovation M ... more
0 votes Share Flag Sat Jan 26, 2013 Home Buying in Hephzibah
Marc D'Angelo…, Real Estate Pro in Roswell, GA
Marc D'Angelo - Lender answered:
Who has the best mortgage rates right now or what bank can do FHA loans?
On a purchase transaction you should be able to close with in 30 days. My normal FHA rate for 30 years is 3.25% My normal turntime is 15 days provided I have a client that is proactive ... more
0 votes Share Flag Wed Jan 23, 2013 Financing in Hephzibah
Charles Coop…, Real Estate Pro in Hephzibah, GA
Charles Cooper answered:
LOOK AT THE PRICE OF THE HOUSE AT 2904 POSTELL ITS DOUBLE THE MARKET VALUE?
Cost and value are 2 different issues. It is not uncommon to see overpriced listings. If the realtor is doing thier job they are educating the public at the listing appointment. When ... more
0 votes Share Flag Fri Jan 4, 2013 Financing in 30815
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
How long should a HUD closing take? It's been over 60 days...
There is no way to really know that answer. You would need to check with the closing attorney's office since they are the ones handling it.

Regards,
Rodney Mason, NMLS #151088
S ... more
0 votes Share Flag Mon Jul 16, 2012 Home Buying in 30815
Rachel Whita…, Real Estate Pro in Hephzibah, GA
Rachel Whitaker answered:
do you have any homes in hephzibah ga for lease w/option to but or any rentals?
I have a listing on Bennock Mill Road that is an assumable loan that may be an option for you. Contact me at 706-836-6900. Rachel Whitaker
0 votes Share Flag Wed May 11, 2011 Home Buying in Hephzibah
Rachel Whita…, Real Estate Pro in Hephzibah, GA
Rachel Whitaker answered:
i'm lookimg for a 3 bedroom 2 section 8 home south augusta $675
You can contact Carol Lee at Home First Augusta at 706-823-5809 to have your checks go towards your mortgage payment. She will let you know how much down payment assistance you qualify ... more
0 votes Share Flag Wed May 11, 2011 Home Buying in Hephzibah
Brad Hartman, Real Estate Pro in Atlanta, GA
Brad Hartman answered:
how long does it usualy take to close on a hud homes after you win the bid?
It would depend on what type of loan you are doing. If you are doing a regular FHA loan, it should close in about 3 weeks. If you are going the HUD $100 down rout they seem to take a ... more
0 votes Share Flag Fri Jun 25, 2010 Home Buying in 30815
Vellis, Home Seller in Monterey, CA
Vellis answered:
are there any rentals in hephzibah ga?
1542 Pine Ridge Dr E in Hephzibah may be available soon. Contact Dian Smith, 706-829-7617.
0 votes Share Flag Thu May 27, 2010 Home Buying in Hephzibah
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