Financing in Hennepin County : Real Estate Advice

change location

cancel or

Activity

95
pearl415, Home Buyer in Pittsburg, CA
pearl415 answered:
I paid cash for a HUD home. Do the owner occupant requirements still apply?
diagnose with cancer. I need to sell less than 12 months is it possible? Would hud allow for any exceptions
0 votes Share Flag Tue Jan 12, 2016 Financing in Minneapolis
Josh Lund,  in Minneapolis, MN
Josh Lund answered:
Our house was foreclosed in 2009 in MN. I am not on the mortgage but am on the title. My credit score is 729. Can I buy a home if divorced now?
Hello KJ,
Good afternoon.
Did you ever buy a new home? Are you renting now? Are you still in the market to buy a home? If so, I would love to see if we can help you out. Do you have ... more
0 votes Share Flag Thu Aug 6, 2015 Financing in Plymouth
Josh Lund,  in Minneapolis, MN
Josh Lund answered:
Which type of loan is better for a first time home buyer. An FHA loan or a VA loan?
Hello D,
Good morning.
FHA and VA are both great loan products. 1st off in order to do a VA loan you have to be a veteran or a spouse of a veteran. On a FHA you need 3.5% of the lo ... more
0 votes Share Flag Fri Jul 17, 2015 Financing in Minnetonka
Josh Lund,  in Minneapolis, MN
Josh Lund answered:
the home i want to but is a fannie mae, the mls report say they only accept cash / rehab loans. i have a conventional loan. where do i go from here?
Hello Vonduper,
Good Morning.
This seams to maybe be a little off. Maybe another loan options Conv 30 or FHA 30 would be of help to you. We can also look at rehab loans too. Are you ... more
0 votes Share Flag Thu Jul 16, 2015 Financing in 55407
Josh Lund,  in Minneapolis, MN
Josh Lund answered:
Can I get a home equity loan on my current home if I did a short sale a year ago?
Hello Julie,
Good morning.
A couple questions. What was the date of the short sale? How much are you trying to get the HELOC for? How long have you lived in the home? I think we s ... more
0 votes Share Flag Thu Jul 16, 2015 Financing in Minneapolis
Brian Martuc…, Real Estate Pro in Bethesda, MD
Brian Martucci answered:
Are inspection and appraisal fees included in Closing Costs?
The 3% statement was simply a rough estimate.
Appraisals are something done to close the loan, and its often paid at settlement, so its a closing cost.
It may be paid in advance of cl ... more
0 votes Share Flag Sat Feb 28, 2015 Financing in Saint Paul
Gordon Simle, Real Estate Pro in Minneapolis, MN
Gordon Simle answered:
does a buyer ever have to pay the real estate agent?
It is very rare that a Buyer would have to pay the real estate agent's commission. Typically this is paid by the Seller, unless for instance, the Seller is selling their home as a For S ... more
0 votes Share Flag Sat Feb 28, 2015 Financing in Saint Paul
Brian Martuc…, Real Estate Pro in Bethesda, MD
Brian Martucci answered:
I have a credit score of 610, Equifax. I also qualifty for a VA loan. Can I get a morgage?
We require 620 credit scores so we cannot help directly, not now. I do know there are lenders that will do loans down to a 580 score. But the terms will be higher. It may be worth it fo ... more
0 votes Share Flag Tue Feb 24, 2015 Financing in 55436
Tony Garcia, Real Estate Pro in Wilmington, NC
Tony Garcia answered:
Can I refi to conventional?
Hello,

The short answer to your questions is yes. We offer a portfolio product that has no waiting period for foreclosure. I have a few additional questions for you, feel free to e ... more
0 votes Share Flag Wed Nov 12, 2014 Financing in 55375
Elizabeth Si…, Real Estate Pro in Minneapolis, MN
Elizabeth Sibet answered:
Can I get an equity line of credit after a foreclosure 3 years ago? i have a good line of credit.
I would consult a loan officer who can learn your entire situation and advise you accordingly.
0 votes Share Flag Sun Oct 19, 2014 Financing in Minneapolis
MN/FL HOMEOW…, Home Owner in Andover, MN
MN/FL HOMEOWNER asked:
Adjustable rate mortgages Any of these available in the mortgage market?
0 votes Share Flag Wed Oct 1, 2014 Financing in Maple Grove
cat2514, Home Buyer in Waco, TX
cat2514 answered:
Under FHA's owner-occupied guideline, how does the FHA verify that the property has been occupied by the owner within 60 days? And do they
Ok I have a situation, I am closing with a VA loan and doing a 60 day lease back to the seller. If our lights and things do not get put on until the 61st day am I giong to be in trouble ... more
0 votes Share Flag Tue Sep 23, 2014 Financing in Minneapolis
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
Does anyone have any good lenders that will borrow to people with less than perfect credit?
if you can't get a lender to finance you try contract for deed and then refinance the home. here you go for all the latest cd properties http://www.mnlakeplace.com/contract-for-deed-1
0 votes Share Flag Fri Mar 14, 2014 Financing in Saint Paul
Steve Vennem…, Real Estate Pro in Pine Springs, MN
Steve Vennemann answered:
Is there any VA home loan lenders that will approve someone with credit of 604, 617, 577.?
You can always try contract for deed homes where your credit score wont matter and refinance when the credit gets better.
http://www.mnlakeplace.com/contract-for-deed
0 votes Share Flag Fri Dec 20, 2013 Financing in 55412
Michael Sluis, Home Buyer in Minnetonka, MN
Michael Sluis answered:
What financing options are there for a first time home buyer?
We have several different types of first-time buyer programs here at Wells Fargo. Give is a call at 612 667-3743. We have low down payment, community based programs, FHA, VA and the res ... more
0 votes Share Flag Wed Dec 18, 2013 Financing in Minneapolis
Cody Anderson, Real Estate Pro in Minneapolis, MN
Cody Anderson answered:
My husband and I refinanced our home a few years ago and because I am self-employed with little income, the mortgage broker told me that my name
Yes it's common. It is very simple to have you on the deed which is the real proof of ownership.

I hope you have refinanced since 2010!! I like to ask this guy my mortgage questions ... more
0 votes Share Flag Thu Dec 5, 2013 Financing in Saint Paul
Arne Johanss…, Real Estate Pro in Minneapolis, MN
Arne Johansson answered:
Is it possible to get a home equity loan with poor credit and a paid off home. My husband and I make around 4000 per month.
Yes it is. It depends on your credit score. Call your banker and ask for a loan officer.
0 votes Share Flag Tue Nov 26, 2013 Financing in Minneapolis
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
WIll I qualify for a 500k home if my income is 120k? If not, what can I qualify for? What is the minimum credit score required?
Depends on your debt to income, with no monthly debt like student loans or car payments yes you can go up to 500k. Credit score requirements vary by lender I know of several that loan w ... more
1 vote Share Flag Thu Sep 12, 2013 Financing in Minnetonka
Roger2171, Home Buyer in New York, NY
Roger2171 answered:
Can i rent out a PORTION of my house if i have an FHA loan on it? I would still be occupying it myself, but the renter would rent the basement from me
Go on if you alredy own the house... Just be carfull with the town regulations...
FHA dont prohibit to rent basements, you can't use that income to qualify for an FHA loan,....
0 votes Share Flag Wed Sep 4, 2013 Financing in Minneapolis
Cody Anderson, Real Estate Pro in Minneapolis, MN
Cody Anderson answered:
How can a Canadian get a US Mortgage in Minnesota?
Konrad,
I have sold plenty of homes to Canadians and even Italians who only have a green card.

Call me to discuss if you aren't under contract with a Realtor currently :)

Thank y ... more
0 votes Share Flag Wed Jul 31, 2013 Financing in 55402
1 2 3 4 5
Search Advice

Followers

72
Email me when…

Learn more

Home > Minnesota > Hennepin County > Financing in Hennepin County
Copyright © 2016 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer