I can FHA loans down to a 580 score and VA loans down to a 600 so it maybe possible for me to pre-approve you for a mortgage with a 606 score.
Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.
Please feel free to contact me for more information or help.
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Before I work my resources to find someone who will work with poor credit, I encourage my clients to find out what's making their credit bad and make efforts to try to correct it. Credit is a very delicate variable and sometimes it's less expensive and ultimately more rewarding to make efforts to correct your credit profile than stretching to make a loan work.
Additionally, I am an officer in a program that helps challenged credit borrowers with improving their profile in order to be able to purchase.
If I may be of assistance, reach out and I will offer you honest and sincere feedback.
I would be careful about using a home inspector that is referred by a real estate agent. The inspector may not be independent. Sometimes home inspectors will write a "soft report" so that the deal does not fall apart and they can get more referrals from the agent. I a not saying that all inspectors or agents do this, but it is an issue in the industry. Do you homework first.... more