It depends what the homes are like at Havasu Landing - if they are single family residences that shouldn't be a problem. If they are manufactured housing then that also is not a problem. If it is a yurt, that is probably going to be a problem.
Then you as the borrower need to qualify for the loan. Are you buying a home there as your primary residence? As a second home? As an investment property? Depending on your use of the home will determine what type of "occupancy" your loan would be classified as.
Your income & debt payments will be analyzed, your credit will be reviewed, and your down payment (if you choose financing which requires a down payment) + any other funds needed at closing will need to be verified.
If you'd like help going over your plan and what options you'd have, I'd be happy to.... more