Home Buying in Hartford County : Advice

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Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
If I have a down payment of half the price of a property, would a low credit score prevent me from purchasing the property? What are the chances that?
Virginia,
Conventional banks won't consider a loan if your scores are too low. It's possible a regional bank may do a portfolio loan if the rest of your file makes sense, you have goo ... more
0 votes Share Flag Sat Jan 30, 2016 Home Buying in Hartford
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
How bad or good is it to rent to own?
Generally, rent to own favors the owner NOT the tenant - rarely does it work out well for the tenant

You will be expected to give a NON-refundable deposit, as well as paying rent ove ... more
0 votes Share Flag Wed Dec 9, 2015 Home Buying in 06112
Rusthomas565, Home Buyer in Rocky Hill, CT
Rusthomas565 answered:
FHA loan needed ASAP!....Help....
I am Russell Thomas currently living in USA. I am married with two kids and i was struck in a financial situation and i needed to re-finance and started my own business. I tried seeking ... more
0 votes Share Flag Wed Sep 16, 2015 Home Buying in 06067
Bart Gabe, Real Estate Pro in Austin, TX
Bart Gabe answered:
Can i buy home with ITIN number?
We offer ITIN loans nationwide.

Our guidelines are as follows:

2 yrs employment in the USA (Tax returns and W2s are required)

US Bank Account that is at least 60 days old

20 ... more
0 votes Share Flag Sun Sep 13, 2015 Home Buying in 06052
Thomasedward…, Home Buyer in Burlington, CT
Thomasedwardgrant answered:
Are houses at the bottom of a hill more prone to flooding?
If you want plenty of well water, it can be an advantage to be on the lower ground. For example, neighbors of ours keep digging deeper while our well always has plenty of good water to ... more
0 votes Share Flag Wed Aug 26, 2015 Home Buying in Newington
Ruth and Per…, Real Estate Pro in Los Gatos, CA
Ruth and Perry Mistry answered:
why do I need flood insurance, when I live in a raised ranch? basements, landscaping and pools are not covered anyway?
If the neighborhood is included in a FEMA flood zone then you will have to file for an exception.

Your lender depending on loan maybe concerned that say your basement floods and
mol ... more
0 votes Share Flag Tue Aug 25, 2015 Home Buying in Newington
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
How can I get my deposit back?
You should contact an attorney to look at your contract. In most cases there is a financing contingency that allows you to cancel the contract if you can't get financing and receive you ... more
0 votes Share Flag Wed Aug 12, 2015 Home Buying in Hartford
Tony Grech, Real Estate Pro in Southfield, MI
Tony Grech answered:
I am interested in a 3 family home with a office space building attached to it. Since this is a mix used property what would be the min. down payment?
Depending on what percentage of the square footage the office space comprises, this may have to be financed as a commercial property as opposed to residential.

Please provide more de ... more
0 votes Share Flag Tue Aug 4, 2015 Home Buying in East Hartford
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo, Broker & Associates answered:
How do I pick a realtor for my needs?
Are the areas far from each other? Do your research here on Trulia. Look at the agent/broker profiles and decide which ones to interview. I would speak to a few and then choose one from ... more
0 votes Share Flag Sun Jul 26, 2015 Home Buying in Farmington
Jason & Krys…, Real Estate Pro in Southington, CT
Jason & Krystal Harrison answered:
how do i list my house for sale?
Listing a home for sale is an important, nervewracking and exciting process. We're sure that you have a price in mind but what a Realtor will do for you is verify if your price is comp ... more
0 votes Share Flag Tue Jul 14, 2015 Home Buying in 06111
Krystal Ocas…, Renter in New Britain, CT
Krystal Ocasio answered:
is a foreclosed chfa house that is going to be auctioned subject to income limits at auction?
I have a similar question to hers. I am looking at a property currently owned by CHFA and it's been almost two years. I called and emailed them, they aren't much help. It' ... more
0 votes Share Flag Fri Jun 26, 2015 Home Buying in 06040
Marciaf, Home Buyer in New York, NY
Marciaf answered:
It's there any lenders that can help a first time home buyer with a credit score of 650.
Most lenders look at credit scores from all three bureaus. The middle score is used to determine eligibility for a mortgage. If 650 is your mid-score, you should be eligible now for mo ... more
0 votes Share Flag Sun Jun 21, 2015 Home Buying in 06082
Ed Flippen, Real Estate Pro in Bloomfield, CT
Ed Flippen answered:
would like to view this property?
Hi my name is Ed,
I will like to assist you viewing the home you are interested in but I do not see any property.
Can you give me a call so I can further assist you.
I can be reached ... more
0 votes Share Flag Thu Jun 4, 2015 Foreclosure in Windsor
Ohnellli, Home Buyer in Rocky Hill, CT
Ohnellli answered:
Can you get out of your apt lease when you're buying a house? What are the laws in CT for this situation or are there any laws on this?
What are the laws in California for breaking a lease when buying a house?
0 votes Share Flag Fri May 29, 2015 Home Buying in Rocky Hill
James Wards, Home Buyer in Stamford, CT
James Wards asked:
Fannie Mae Conveyance tax question In Connecticut, the Sellers are responsible for paying a conveyance tax upon the transfer of title to real property, However when I read Fannie Mae Addendum Fannie Mae states:Fannie Mae…
0 votes Share Flag Thu May 14, 2015 Home Buying in New Britain
Bettina A Fa…, Real Estate Pro in Naples, FL
Bettina A Farrell answered:
If my name is on the deed but not the mortgage and the home was sold as a short sale, do I qualify for a mortgage?
The fact that you were on the deed will make the difference, it will still show up on your credit as a short sale. The same concept if you wanted to refinance, the refinancing bank wou ... more
0 votes Share Flag Fri May 8, 2015 Home Buying in Avon
Kelsey Compa…, Home Buyer in Provo, UT
Kelsey Compars answered:
Recommendations on home contractor, electrician, roofer, and plumber? Thanks.
Recommendations are a great way to find an electrician. My parents are wanting to have the electrical work on their home updated. They have already started asking around for recommendat ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 06111
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