Please have you Lender that you selected to give you a break down excel spread sheet comparing the FHA, Conventional with 3% down payment and Conventional with 5% down payment. If your Lender cannot do this then you have selected the wrong Lender and I would be delighted to take over and provide you with the type of service you deserve.
We are the Nation only veteran-owned, federally chartered bank with a focus on educating customers about the mortgage process and providing opportunity for home-ownership nationwide. We're a direct mortgage lender/ Servicer not a broker. That means no middle man and no broker fees. We handle the entire loan process in-house from processing to underwriting, funding your loan and finally servicing your loan.
I recognize that you are very busy, so I am only asking you to spend 6 minutes with me to discuss your needs so we can determine if we can be of service to you. After answering just a few simple non-credit related questions (I do not need to pull your credit report in advance) I will be able to email you some options that will allow you to immediately determine if we are the right choice for you and your family.
Please give me a call to make your dreams a REALITY.
The Federal Savings Bank
Talk to your realtor! Ask them to show you their marketing plan for your home! It may be that your home isn't being marketed strategically, or to the right demographic. Getting your realtor to become accountable for the marketing of your listing may up the exposure for you!... more
If you are looking in the Coastal South Carolina Area (Myrtle Beach), I would be glad to assist you. A lot of my out of state relocations face the same decision. I would recommend, planning a visit and meeting to narrow out some general criteria. Once you have an opportunity to tour some homes and neighborhoods, you will be able to decide whether renting and buying right away will best suit you. If you want additional information and/or a list of homes in the Myrtle Beach metro area, contact me at your convenience. Thanks.... more
Holly, I work out of the Coastal Carolina area, Myrtle Beach metro area which is about 4 hours from Greenville,SC. As you may know, this one of the largest vacation / 2nd home areas on the east coast especially in the price point you mention of $150,000. If you want more information or assistance you may contact me directly. Thanks... more
Try searching rentals on Craigslist. A lot of those properties are listed for rent by the owners who may not require strict credit guidelines. Also, it may be a good time to work with a lender to improve your credit score. It may not be as hard as you think. Best of luck and if I can help you with any real estate needs in the future please contact me at firstname.lastname@example.org or 864-901-8141... more
Hi! Glad to hear you guys are considering home ownership. I'd be happy to put you in contact with a reputable lender that can help you get pre-approval on a Rural housing loan. Would also love to help find the home once you are pre-approved. Please contact me at email@example.com or 864-901-8141 to get the information. Best of Luck!... more
I believe the minimum credit score lenders will accept is a 580, so you're close! Speak to a mortgage lender that knows about credit, they can have you pay off a couple things and do a rapid rescore to increase your score and hopefully get you qualified. The Lenders Network can help you find lenders that work with low scores. Good Luck!... more