If paying cash, have her put you on title as at least 1% owner, so you will qualify for the homestead exemption. Here in Indiana that will cut your taxes in half. If getting a mortgage, she will have to wait until after closing and quit claim 1% to you... same effect! Good Luck!... more
Agreed. Step one (if purchasing) is to sit down with some lenders and find out exactly what you qualify for. Actually, step one should be for you to sit down and figure out your finances. How much you can afford to spend on rent or on a mortgage and don't forget to factor in utility bills! After you've done both of these, find an agent to work with that you trust and know will spend the time with you to answer the many questions you will have about buying a home.... more
Usually, you should have a response the same day or within the next couple of days. Unfortunately, some agents don't think it is important for them to give feedback. No amount of phone calls and emails will change that.
Sometimes, if a client would possibly be in from out of town and looking at several properties over a short time, the response time might be longer due to the agent focusing on selling your house to whom he is showing it.
How long has it been since it was shown and what is your agent telling you?... more
Good answer Lola, I might add that some agents will not work in certain areas price ranges and would had the business off to another agent in their office.
I'm not going to tell you that my office has been one of the to 5 Century 21 offices in the world for the past few years and #1 in the country consistently,because that may not be important to you. I would like to suggest you talk with people you may know that have bought or sold a home in your area, interview 3 agents and find out who the best fit for your needs is.
Best of luck.... more