You're going to have to include the address your referring to or pull the property up and call one of the agents featured by it. No one reading this knows what your talking about.
I'd also encourage you to read the link I've attached below. The likelihood of your actually getting a good deal on a bank owned property are slim to none.... more
No. That excess would have been yours only if you had not gone into foreclosure and sold it for yourself. The bank will sell for more if they can as they lose on many properties, so if they gain then it evens out for them.... more