in all in the approach and delivery, I would say the following " I have always admire your property if you ever decide to sell please contact me first, i would never let this opportunity go by."... more
Yes, you can use a VA Loan on a property that you intend to reside in, but usually foreclosed properties do not pass the VA appraisal inspections due to the damage or defects caused by disgruntled previous owners.... more
Agents will usually dodge questions about HOA information and dues amounts because it is an added expense on a prospective property that only increases every year and is a negative selling point.
The best way of finding out HOA amounts is to call the property manager that administers the complex and inquire on not only the dues but the overall financial health of the housing association.
A large number of HOA's throughout the country are still recovering from the housing crash where condo and townhouse owners walked away from their units and ceased paying the HOA dues, forcing the associations to spread the missing dues amounts over the remaining owners.
Some condo complexes in Southern California are known to have MONTHLY dues of $1000.00 or more to spread the costs over the owners not in foreclosure!
In addition to the HOA concerns, make sure that the townhouse is on FEE land (where YOU own the land), or you may find yourself looking at paying land-lease fees on top of th HOA dues!
Good Luck, and take care that you know all the costs before you commit to the property.... more
I am a loan officer and deal with these types of deals at times. Hopefully by the end of the month they will let the bill expire that keeps from forteclosing then she will lose her leverage. I have a few options i can discuss with you, just contact me.... more
Great Area, I live out there. I am a loan officer and handle the mortgage side. Any of the agents below would be great asset for you to work with. If you need numbers on what your payment would look like or get apre-approved or just any finance questions just contact me.... more
If you're seeing a property with an unbelievable asking price, chances are that was the balance on a lien filed against the property for something like property taxes, HOA assessments or something else.
The only way to find out whether a property is actually listed and what not only the price is but what the comps are is to speak to a real estate agent.
Please don't hesitate to call or email. We don't bite and can give you some really valuable information.
Rosen & Company West