Granite City : Real Estate Advice

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Jhozian17, Home Buyer in Granite City, IL
Jhozian17 asked:
Is there a way to look up red tagged houses in Madison County Illinois? I have seen red tagged on houses and I would like to find them online. Is there away?
0 votes Share Flag Mon Aug 22, 2016 Investment Properties in 62040
Althea Bush, Other/Just Looking in Illinois
Althea Bush asked:
A homeowner in threat of loosing their home and the mortgage company is only offering them a Refi package with a balloon payment due after 15 years The mortgage company only offered the HAMP plan not the HARP plan. What alternatives do they have if they do not agree to the HAMP plan?
0 votes Share Flag Thu Jul 7, 2016 Foreclosure in Granite City
Althea Bush, Other/Just Looking in Illinois
Althea Bush asked:
A homeowner in threat of loosing their home and the mortgage company is only offering them a Refi package with a balloon payment due after 15 years The mortgage company only offered the HAMP plan not the HARP plan. What alternatives do they have if they do not agree to the HAMP plan?
0 votes Share Flag Thu Jul 7, 2016 Foreclosure in Granite City
Jlong1004, Renter in Saint Louis, MO
Jlong1004 asked:
Should I finish my basement? I recently purchased a home with an unfinished basement (about 625 sq ft). My appraised value on the home was only $66,000 and I paid $65,000. I've found my home listed on several sites…
0 votes Share Flag Thu Apr 28, 2016 Remodel & Renovate in 62040
Emcgraw, Renter in Granite City, IL
Emcgraw answered:
average 3 bedroom rent in 62040
It really depends on the Neighborhood anywhere from $650 to $1300 .
0 votes Share Flag Wed Feb 24, 2016 For Rent in 62040
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
What's the average price of a home inspection before buying.
Prices for home inspections in my area start at $450 and go up to $1000 depending on square footage and complexity of the inspection.
0 votes Share Flag Fri Sep 11, 2015 Home Buying in 62040
Noah Seidenb…, Real Estate Pro in Evanston, IL
Noah Seidenberg answered:
I'm getting an email stating that my listing is about to expire. I click on the link to refresh it but nothing happens.
Did you enter the listing? Only Realtors can edit or add listings on Trulia.
0 votes Share Flag Wed Jul 22, 2015 Home Selling in 62040
Richardlayton, Home Buyer in Ballwin, MO
Richardlayton asked:
average rent in 62040
0 votes Share Flag Sat May 9, 2015 For Rent in 62040
Jeri Patrick, Real Estate Pro in Pooler, GA
Jeri Patrick answered:
My husband and I are first time home buyers and are very interested in purchasing a home however are credit is in the 500 we have a co signer but not
I would contact a local lender and speak with them regarding getting pre-approved with a co-signer. I wish you the best of luck.
0 votes Share Flag Thu Jan 15, 2015 Home Buying in 62040
Jeff Nobleza, Real Estate Pro in Evanston, IL
Jeff Nobleza answered:
i filled chapter 13 back in 2008 and was cleared aug 15 2010 and i still have poor credit,is there a bank that would give a loan to get a place i have
One needs to be able to learn to crawl before they can walk....

As stated below, it is recommended you work on putting money in your bank account and working on that credit score.

... more
0 votes Share Flag Thu Oct 9, 2014 Home Buying in 62040
Mike Kirksey, Real Estate Pro in Collinsville, IL
Mike Kirksey answered:
I just filed chapter 7 and it is final as of May. Can I get a small loan for a house? And where should I go?
You will have a very hard time getting a loan for at least 2-3 years depending on loan type. The best thing you can do is work on rebuilding your credit and saving for a substantial dow ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 62040
Mike Kirksey, Real Estate Pro in Collinsville, IL
Mike Kirksey answered:
I have a career in healthcare, but have always been interested in classes on real estate. Any suggestions on where to begin? Thank you....
Patty, You can take classes online or several of the brokerages in the are have classes. Also you might want to contact the Greater Gateway Association of Realtors in Edwardsville for m ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 62040
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Due to circumstances our husband and I had to sell our home in Las vegas via short sale, but now we are in need of a home?
There is usually a 2-year wait period after a short sale that a borrower must wait in order to obtain another loan. Luckily, I believe your situation may qualify for certain circumstanc ... more
0 votes Share Flag Wed Sep 18, 2013 Home Buying in 62040
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
Hi, we are looking to buy a house but we just got out of a CHAPTER 13, in May. We have been preapproved but they want 200 to fix our credit??
Run... Sounds like a scam to me your either pre approved or your not, if you were the last thing a lender would do is "fix your credit" and pile up disputes..
0 votes Share Flag Thu Sep 12, 2013 Home Buying in 62040
rboyle,  in Granite City, IL
rboyle answered:
how would I build credit to get a loan to buy a house since I have no credit?
Good Afternoon, Bobbie. My name is Robert Boyle, and I run a company, Justine PETERSEN (JP) (www.justinepetersen.org) which assists individuals to build assets through home purchase, sm ... more
0 votes Share Flag Sun Aug 4, 2013 Home Buying in 62040
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
My husband works out of a Union. He claims expenses on tax returns, which hinders us from getting loan. How do we get loan w/less documentation??
let me make sure I understand this correctly...........

Are you saying that because of your husband's tax deductions, your net income (on your tax return) is then reduced (makes se ... more
0 votes Share Flag Mon Sep 17, 2012 Home Buying in 62040
George Sykes, Real Estate Pro in Edwardsville, IL
George Sykes answered:
did anyone die at 2810 Palmer A.v.e Granite city ILLinois
Greetings Bradley:

I agree with Suzanne. Not sure you are going to find an answer on this site. There is an active discussion board located at http://www.granitecity.com. You migh ... more
0 votes Share Flag Wed Jun 13, 2012 Crime & Safety in Granite City
Cecelia Marl…, Real Estate Pro in Chicago, IL
Cecelia Marlow answered:
IF YOU WERE TURNED DOWN FOR A FHA LOAN, HOW LONG DO YOU HAVE TO WAIT TO APPLY AGAIN.
Jerry,
You should begin by finding out exactly what went wrong with your paperwork. There is no set time frame for when you can re-apply for a new loan. If you'd like I can take a l ... more
0 votes Share Flag Wed May 2, 2012 Home Buying in 62040
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