Financing in Granite Bay : Advice

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Bud Zeller, Real Estate Pro in Placerville, CA
Lenders are returning to the subprime market – although still at only a fraction of what subprime lending was before the mortgage crisis, BusinessWeek reports.  Some subprime lenders that collapsed… Read more
Blogged Sat Mar 1, 2014 by Bud Zeller Market Conditions Financing Property Q&A
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
In January, the qualified mortgage rule took effect, which aims to protect consumers by strengthening underwriting standards.The QM rule requires all mortgage applicants to do full documentation of income,… Read more
Blogged Fri Feb 21, 2014 by Douglas Zeller Market Conditions Financing Property Q&A
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Chris &…, Real Estate Pro in Natomas Park, Sacram...
JUST REDUCED!~Must see -Luxury Home with Panoramic Views of Folsom LakeHome has a One Bedroom Guest House to boot!VIDEO TOURclick belowhttp://tours.topnotch360.net/public/vtour/display/139601?idx=1 New… Read more
Blogged Tue Jan 28, 2014 by Chris & Julie Hubner- General Area Home Buying Financing
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Chris &…, Real Estate Pro in Natomas Park, Sacram...
NEW LIST PRICE! Must see -Media room - OPEN Gorgeous Kitchen Living AreaLuxury Home with Panoramic Views of Folsom LakeHome has a Separate Guest Apartment to boot!VIDEO TOURCopy and paste SLIDE SHOW… Read more
Blogged Tue Jan 21, 2014 by Chris & Julie Hubner- General Area Home Buying Financing
Douglas Zell…, Real Estate Pro in El Dorado County, CA
The growing popularity of jumbo loans is increasing the potential for mortgage fraud with these high-priced loans, according to Interthinx in its latest mortgage fraud risk report. In recent months,… Read more
Blogged Tue Nov 26, 2013 by Douglas Zeller Market Conditions Financing
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Chris &…, Real Estate Pro in Natomas Park, Sacram...
Must see -Luxury Home with Panoramic Views of Folsom Lake Home has a Casita to boot!VIDEO TOURclick belowhttp://tours.topnotch360.net/public/vtour/display/139601?idx=1 New Listing $ 999,000 PRICE REDUCED!6650 … Read more
Blogged Sat Oct 19, 2013 by Chris & Julie Hubner- Market Conditions Home Buying Financing
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Chris &…, Real Estate Pro in Natomas Park, Sacram...
Must see -Luxury Home with Panoramic Views of Folsom Lake Home has a Casita to boot!VIDEO TOURclick belowhttp://tours.topnotch360.net/public/vtour/display/139601?idx=1 New Listing $ 1,049,0006650 … Read more
Blogged Thu Sep 12, 2013 by Chris & Julie Hubner- Market Conditions Home Buying Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
The housing market is showing plenty of strength, from sales and price increases to a decrease in foreclosures.  “There are almost no housing market indicators showing weakness,” says Mark… Read more
Blogged Tue Jan 29, 2013 by Doug & Bud Zeller Market Conditions Financing Property Q&A
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Following three consecutive weeks of declines, applications for home mortgages rose last week, even though interest rates increased, the Mortgage Bankers Association reports.  MBA’s mortgage… Read more
Blogged Wed Jan 9, 2013 by Doug & Bud Zeller General Area Market Conditions Financing
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Mortgage applications for home purchases reached a new high for the year for the third consecutive week, as 30-year mortgage rates sank to a new all-time low, the Mortgage Bankers Association reported… Read more
Blogged Wed Dec 12, 2012 by Doug & Bud Zeller Market Conditions Financing Home Ownership
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Tax reform has been a frequent campaign issue this year, with tax cuts enacted under former President George W. Bush scheduled to expire at the end of this year. Among the many changes discussed is one… Read more
Blogged Sat Nov 10, 2012 by Doug & Bud Zeller Market Conditions Home Buying Financing
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Bud Zeller, Real Estate Pro in Placerville, CA
Federal prosecutors filed a $1 billion lawsuit against Bank of America, alleging the bank giant from 2007 through 2009 had a program in place to file mortgage applications at a quick speed that disregarded… Read more
Blogged Fri Oct 26, 2012 by Bud Zeller Market Conditions Financing Home Ownership
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Doug & Bud Z…, Real Estate Pro in Placerville, CA
Lenders would have to offer potential home buyers an option to get mortgages with no fees, under a rule proposed by the Consumer Financial Protection Bureau. Generally, homeowners pay fees and points… Read more
Blogged Sat Sep 1, 2012 by Doug & Bud Zeller Financing Property Q&A Home Ownership
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Douglas Zell…, Real Estate Pro in El Dorado County, CA
Home buyers and refinancers applying for a mortgage are being caught off guard in what all lenders are asking for when approving a loan. The Wall Street Journal reports an incident where a borrower was… Read more
Blogged Wed May 16, 2012 by Douglas Zeller General Area Home Buying Financing
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Pam McCoy, Real Estate Pro in Folsom, CA
Home buyer tips when shopping for a home:Do not purchase or lease a car when shopping for a home. Do not transfer money around into different accounts. Try not to change jobs without talking to your lender… Read more
Blogged Thu Jan 19, 2012 by Pam McCoy Financing
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Pam McCoy, Real Estate Pro in Folsom, CA
FHA loans are a great loan today for homeowners who may not have a strong income or little money to put down on a loan. Home buyers may put down as little as 3.5% when purchasing a home. Often times they… Read more
Blogged Tue Jan 10, 2012 by Pam McCoy Home Buying Financing
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Pam McCoy, Real Estate Pro in Folsom, CA
Two major reports are done when you get into contract to purchase a home: Home Inspection and a Home Appraisal.The Home inspection report is not required but highly recommended. A licensed home inspector… Read more
Blogged Sun Jan 8, 2012 by Pam McCoy Home Buying Home Selling Financing
Pam McCoy, Real Estate Pro in Folsom, CA
Ryan Nordby is the in-house lender for Coldwell Banker. He works closely with home-buyers helping them get the best loan at the best rate. Ryan has a BS degree and a Master degree in finance which brings… Read more
Blogged Tue Dec 27, 2011 by Pam McCoy Home Buying Financing
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Pam McCoy, Real Estate Pro in Folsom, CA
When purchasing a home, it is important to work with professionals that will educate you about the process and look out for your best interest. That is why I have selected lenders that I can recommend… Read more
Blogged Sun Dec 11, 2011 by Pam McCoy Financing
Douglas Zell…, Real Estate Pro in El Dorado County, CA
Sixty-two percent of Americans say that purchasing a home is a good investment over the next 10 years, according to the Mortgage Index Study conducted on behalf of Bank of America.   Affordability ranks… Read more
Blogged Sat Dec 10, 2011 by Douglas Zeller Home Buying Financing Property Q&A
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Douglas Zeller, Broker in El Dorado
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