Home Buying in Grand Rapids : Real Estate Advice

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Thepixiecat, Home Buyer in Dearborn, MI
Thepixiecat asked:
Offer on a foreclosure listed over 90 days Hi. I'm looking at a foreclosure (owned by 5/3) in a very rural area that has been on the market over 90 days. In fact, the listing expired the day before I put my offer in and they…
0 votes Share Flag Fri Mar 25, 2016 Home Buying in 49512
Michael, Home Buyer in Grand Rapids, MI
Michael answered:
I am trying to find out if this property is for sale if the foreclosure took place in 2014?
The address is 517 Livingston Ne Grand Rapids mi
0 votes Share Flag Sun Mar 6, 2016 Foreclosure in Belknap Lookout
Invstnlfp, Home Buyer in New York, NY
Invstnlfp answered:
My credit score on credit karma is 635. Should we be able to get a loan? Looking at a home that is 185k and we have 10k for down payment.
I am licensed to write mortgages in 31 states, I work for a direct lender in the mortgage industry who offers conventional, FHA, VA, and USDA loans. We keep your info private not broker ... more
0 votes Share Flag Wed Feb 10, 2016 Home Buying in 49546
Alysse Musgr…, Real Estate Pro in Coppell, TX
Alysse Musgrave answered:
I'm not sure how buying a foreclosed home works. What initial steps do I take if I see a property I like?
Hire an Exclusive Buyer Agent to represent you. EBAs represent homebuyers only so there is no conflict of interest to jeopardize your negotiating position. Visit http://naeba.org for a ... more
0 votes Share Flag Tue Jan 26, 2016 Home Buying in Grand Rapids
Lockdev117, Home Buyer in Grand Rapids, MI
Lockdev117 answered:
whats the best neighborhoods in grand rapids
Depends on what you mean. The general consensus is that East Grand Rapids, Forest Hills, and Ada are the "best" if you go by how much people are paying. But, there are varying opinions.
0 votes Share Flag Sun Jan 24, 2016 Home Buying in Grand Rapids
Ashayota, Home Buyer in Detroit, MI
Ashayota answered:
I have 60,000 in student loans. I am only working part-time. My husband makes 50,000/yr. Is it possible for us to get a loan when we owe so much?

I would be more than happy to take a look at everything for you. As Karen stated, luckily it isn't based on the buyers total debt, just the monthly debts. I have clients wit ... more
0 votes Share Flag Thu Jan 14, 2016 Home Buying in 49504
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
I am a first time homebuyer that will be taking first time homebuyer classes next month and I am interested in this property.
Congrats on taking steps to become a home owner! One of your key first steps in the home buying process is to hire a REALTOR as your Buyer's Agent. He/she can take you to see any homes ... more
0 votes Share Flag Thu Dec 10, 2015 Foreclosure in Michigan Oaks
Bishopgoodlu…, Home Buyer in Charlotte, NC
Bishopgoodluck01 answered:
How soon after BK Chapter 7 (discharged 07/12) can I apply for a new mortgage loan?

Thanks for your response,

I Bishop Leo Morgan willing to lend out loans with the interest rate of 3% and within the amount of $3,000 to $8,000,000 as the loan offer, We o ... more
0 votes Share Flag Wed Oct 28, 2015 Home Buying in 49548
Digithelper, Home Buyer in Grand Rapids, MI
Digithelper answered:
Interesting price - what's the catch? I'm a serious buyer from out of state, have full cash, but the price raises a big flag with me - why
I'm the owner and Realtor for 1209 Fisk. I purchased this foreclosure because I like the area and old homes. The variation in price is due to investors such as myself purchasing forecl ... more
0 votes Share Flag Fri Jul 17, 2015 Home Buying in Fuller Avenue
npurrr, Home Buyer in Grand Rapids, MI
npurrr asked:
Buying a home with an illegally bypassed water meter We are considering to purchase a home and the inspector noticed that the water meter has been bypassed to avoid water bills. The inspector said that we the buyers probably would not be responsible…
0 votes Share Flag Wed Jul 1, 2015 Home Buying in 49503
Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
How can you possibly rank Forest Hills Central High School in MI Below Average? It is consistently in the top schools in MI and rated 9 out of 10
I have always felt tha school reports as shown on these sites are at best..inaccurate. Problem also lies within the schools themselves. For example, here in NC, schools are on county ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 49546
Christopher…, Real Estate Pro in Grandville, MI
Christopher Williams answered:
Cash for the keys
Sorry to hear about your troubles.

First, I'm not an expert on this, but this is what I think. Your best bet is to get an attorney or legal aid involved. A good Bankruptcy attorney ... more
0 votes Share Flag Mon Mar 23, 2015 Foreclosure in 49503
Ryan Desch, Real Estate Pro in Lawrence, KS
Ryan Desch answered:
Cash for the keys
"Cash for Keys" is a way that banks can negotiate with a owner in the foreclosure process whereby the owner agrees to vacate the property, leave it in good condition, and relinquish tit ... more
0 votes Share Flag Thu Mar 19, 2015 Foreclosure in Grand Rapids
Jame Perry, Real Estate Pro in Grand Rapids, MI
Jame Perry answered:
Special loan programs for pharmacists in Michigan?
I am sure it's a bit to late for you....but I think there are a couple programs out there for Pharmacists as well. Give me a call (616-835-8454) or email (jperry@greenridge.com) and I ... more
0 votes Share Flag Sat Jan 17, 2015 Home Buying in 49505
Jame Perry, Real Estate Pro in Grand Rapids, MI
Jame Perry answered:
MY house is facing foreclosure. Last year my mortgage company, Everhome sold the mortgage to Green Tree. Everhome is the bank listed not green tree...
This is a common practice in the Banking Finance world. Banks who sell mortgages will bundle them together and offer them as a commodity on the market for investment purposes to other ... more
0 votes Share Flag Sat Jan 17, 2015 Foreclosure in 49546
NCHomes Team, Real Estate Pro in Chapel Hill, NC
NCHomes Team answered:
Is an agent required to tell me if the house I'm looking at was a former drug house?
If the agent either has direct knowledge or could reasonably be expected to have this knowledge then they are responsible to disclose it. If you are looking at a bank owned property the ... more
0 votes Share Flag Sun Dec 28, 2014 Home Buying in Grand Rapids
Steve Tagg, Real Estate Pro in grandville, MI
Steve Tagg answered:
My boyfriend and I are looking to buy a home for the first time and aren't sure where to start. Do we get a realtor first?
yes Angelina you want to contact a realtor first and they should have somebody that you can contact to get your pre-approval letter so you know what you can afford. Also have the agent ... more
0 votes Share Flag Thu Oct 2, 2014 Home Buying in 49507
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