Home Buying in Glen Allen : Advice

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John Burke, Real Estate Pro in Austin, TX
John Burke answered:
Can you buy a house when you have filed bankruptcy ?
Hi Baxter,

It sounds like you have filed a chapter 13 BK, is that right?

If so, you may be eligible right now for an FHA Mortgage.

Take a look at the recommendations from some ... more
1 vote Share Flag Mon Feb 16, 2015 Home Buying in 23060
Ellen Minor, Renter in Glen Allen, VA
Ellen Minor answered:
How much will a "nice" 1-2 bedroom apartment cost?
I really like the Glen Allen, Va area and saw some apartments on W. Broad Street, right off of Gaskins Road (Holiday Inn Expresss/OCharley's ) on the opposite site up the street a littl ... more
0 votes Share Flag Mon Apr 14, 2014 Home Buying in Glen Allen
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
is it true that the HOA laws will not allow an owner to rent his home should hie be relocated and unable to sell.?
Tmo,
HOA rules are not laws, but they control the community. Now, in certain cases, the board may elect to modify or change the rules but that is always up to them. If you are unabl ... more
1 vote Share Flag Mon Mar 17, 2014 Home Buying in Glen Allen
Kevin Sweeney, Both Buyer and Seller in Malmstrom AFB, MT
Kevin Sweeney answered:
If I buy new construction completing in 5/2014, the mortgage interest rate will be high. Should I settle for buying a resale now, to get a low rate?
I may be a little late answering but if you choose a lender that has a long term rate-lock, along with a float down option, that may have reduced your concerns. PrimeLending is such a ... more
0 votes Share Flag Tue Feb 11, 2014 Home Buying in 23060
Bill Vaughan, Real Estate Pro in 23059
Bill Vaughan answered:
Looking for newer home in Nuckols/Innsbrook/Sadler Road corridor.
Shasir, I have lived in the West End Glen Allen area for 40+ years and know the area well. I would be happy to work with you to find the right house that meets your criteria. Please fee ... more
0 votes Share Flag Sat Oct 5, 2013 Home Buying in 23059
Maureen Schm…, Real Estate Pro in 23059
Maureen Schmidt answered:
when I want to by second home why I have to have 20% down in new mortgage it is any another option for second mortgage?
I have a couple of local lenders who will finance investment property with 10% down. To answer your question however, the lenders are looking for investors to have "more skin in the gam ... more
1 vote Share Flag Tue Sep 3, 2013 Home Buying in Glen Allen
Brian Person, Real Estate Pro in Columbus, OH
Brian Person answered:
do I need an atterny in de.or va.
They are correct in VA you do not need an attorney for a loan closing. In Deleware however, an attorney is required for a loan closing.
0 votes Share Flag Wed Jul 10, 2013 Home Buying in 23060
arizjones, Real Estate Pro in Glen Allen, VA
arizjones answered:
Is it common to have an home inspector return for a re-inspection after the seller completes all repairs?
The home inspector's job is to find probelems. his job is not to warranty work or repairs. The repairs should be done by licensed contractors and their work is warrantied. Home inspe ... more
0 votes Share Flag Wed Jun 5, 2013 Home Buying in Glen Allen
Ryan C. Sanf…, Real Estate Pro in Chesterfield, VA
Ryan C. Sanford Remax-Virginia answered:
5121 Ashborne Rd, Glen Allen VA 23060. I would like to know is this properties still available ? Please let me know!
Hello-

The home is currently not on the market. It was for sale in 2011 as a short sale. After checking tax records, the home has been foreclosed by the Sec of Vetarans Affairs (VA) ... more
0 votes Share Flag Thu May 23, 2013 Home Buying in Glen Allen
Chris Irvin, Real Estate Pro in Atlanta, GA
Chris Irvin answered:
Are the new rules and regs on lending institutions keeping the housing market from bouncing back as well as it might?
That is a tough question to answer. I would bet that if you asked 10 different economists you'd receive 10 different answers. In my opinion the regulations on lenders is a bigger burd ... more
0 votes Share Flag Fri Apr 5, 2013 Home Buying in Glen Allen
Laurie  Fish…, Real Estate Pro in Providence Forge, VA
Laurie Fisher answered:
I am looking for a basement home in the far west end /glen allen area.
This question is outdated.
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Glen Allen
Paul Deibler, Real Estate Pro in Frederick, MD
Paul Deibler answered:
Do lenders require copies of federal & state returns or just federal?
Typically only Federal. There are times where we do not need either, just pay stubs and w2's.

Contact me if you have further questions.

Thank you!
0 votes Share Flag Sun Feb 24, 2013 Home Buying in Glen Allen
Laurie  Fish…, Real Estate Pro in Providence Forge, VA
Laurie Fisher answered:
First time buyers!
There are some lenders that will consider alternative credit such as cell phones, utilty payments, rent payments and etc. Give me a call and I can refer you to one of lenders.
0 votes Share Flag Sat Jan 26, 2013 Home Buying in 23060
Maureen Schm…, Real Estate Pro in 23059
Maureen Schmidt answered:
what is the HOA ????
The HOA is the Home Owners Association. The HOA enforces the rules and regulations and manages fees that are paid each month. The monthly fee covers expenses related to the maintenance ... more
0 votes Share Flag Sat Dec 29, 2012 Home Buying in Glen Allen
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
How do the Villas at Grey Oaks stack up against similar properties?
If you think they are expensive NOW,
just wait a year or two.
0 votes Share Flag Wed Dec 19, 2012 Home Buying in Glen Allen
Maureen Schm…, Real Estate Pro in 23059
Maureen Schmidt answered:
Does anyone know what the HOA fee is for Cedar Grove in Glen Allen, VA off of Hungary Road?
Also, the zip code for Cedar Grove is 23228 - which is Henrico County, just not Glen Allen's Post Office.
0 votes Share Flag Fri Dec 7, 2012 Home Buying in 23060
David Adams, Real Estate Pro in Henrico County, VA
David Adams answered:
I'm planning to purchase a home after my lease expires next June. How soon should I starting working with a lender and agent?
Some wonderfully helpful answers here. I do, also suggest, there is no time like the present. You want to make sure you have ample time to find the PERFECT home for you. Don't get caugh ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 23060
Ryan C. Sanf…, Real Estate Pro in Chesterfield, VA
Ryan C. Sanford Remax-Virginia answered:
I'm wondering if there is an HOA for the Stone Mill subdivision?
I am seeing $50.00, $78.00, and $87 per month on Active, Pending and Solds in MLS for Common Area Maintenance.

Ryan C. Sanford
Associate Broker, CDPE
RE/MAX Commonwealth
The Ryan ... more
0 votes Share Flag Fri Sep 21, 2012 Home Buying in Glen Allen
Robin Silver…, Real Estate Pro in Garden City, NY
Robin Silverberg answered:
I have an Equifax credit score was 749 but a Equifax "fico" score of 682. What do lenders use to approve mortgage loans?
What I am assuming is that you ran your own score through Equifax, and got a 749, then either a lender, mortgage broker, or even a auto financing company ran your score and got a 682. T ... more
1 vote Share Flag Tue Sep 11, 2012 Home Buying in Glen Allen
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