Home Buying in Gilbertsville : Real Estate Advice

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Anita Ricci, Real Estate Pro in Collegeville, PA
Anita Ricci answered:
How is the Gilbertsville Area in terms of new home buying. I am concerned about school district ratings ?
Our family is very proud of our schools. Our children have excelled in many of the programs that the district offers including academics, music, and sports. Of course you should check t ... more
0 votes Share Flag Mon Jul 8, 2013 Home Buying in 19525
Alan Openshaw, Real Estate Pro in Southampton, PA
Alan Openshaw answered:
Second mortgage contingency states interest can not go over 8 .25 and it did 8.4 . What weight does this have . I'm disputing to now .
Hello smp,

The agreement of sale has a mortgage contingency and if the terms of the mortgage cannot be met you have the option to back out of the deal and recoup your deposit.

Ho ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in 19525
Fran and Mark…, Real Estate Pro in Yardley, PA
Fran and Mark Redding answered:
My settlement is coming up in a couple of weeks. I am not represented by a realtor. Would you advice I go with a real estate attorney for closing?
Lexo

As you have already heard it is a little late to secure representation but better late than never. Get an attorney, have him review your contract and bring him to settlement.
W ... more
0 votes Share Flag Tue Nov 17, 2009 Home Buying in 19525
Judy May, Es…,  in Collegeville, PA
Judy May, Esquire, REALTOR answered:
Can someone explain to me how a short sale is handled? Are banks willing to negotiate with price? Or must one
Hi Gwynedd1998. You've already gotten some GREAT advice from my colleagues below. One thing I wanted to emphasize for you is that banks typically ARE willing to negotiate with short s ... more
0 votes Share Flag Mon May 11, 2009 Home Buying in Gilbertsville
Terrence Cha…, Home Owner in Allentown, PA
Terrence Charest answered:
We received a mortgage committment letter with conditions - survey, title, title insurance, hazard
Not working with a real estate agent, are you. Sometimes they will ask for things which have already been done. Call them directly to get it rectified.

Terrence Charest
0 votes Share Flag Thu May 7, 2009 Home Buying in 19525
Ron Woytowich,  in Blue Bell, PA
Ron Woytowich answered:
Can I get a commitment letter before signing the agreement of sale?
Kwadwo:
A few lenders actually give what I would refer to a as a "conditional" committment. I have seen this mostly with Relocation clients. The conditional part is based upon findin ... more
0 votes Share Flag Wed Apr 29, 2009 Home Buying in 19525
Edward Carboy,  in 19468
Edward Carboy answered:
I am thinking about buying a new house in gilbertsville, new hanover township. How is this place developing?
Neil, It's a great time to buy in Gilbertsville. In the past couple of years, there has been an over-abundance of new construction in this township, and along with the economic situatio ... more
0 votes Share Flag Tue Apr 28, 2009 Home Buying in Gilbertsville
Susan Meyers,  in Fort Washington, PA
Susan Meyers answered:
How do you deal with mortgage contingency clause which has an interest rate cap of 7%?
Hi Kwadwo,

Not knowing any more than you what you have said here, I would say you have at least two options to protect yourself. One is to pay to lock-in your 5% rate with the lende ... more
1 vote Share Flag Fri Mar 13, 2009 Home Buying in 19525
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