Call the Amherst Building Dept. They generally have a list of Certified Engineers. I would avoid contractors at this point. You can see if the Building Commissioner - Thomas Ketchum will talk with you. He is a Professional Engineer and may give you some guidance.
Also, call your insurance agent and see if they can pull up a CLUE report on the property to see what type of insurance claims may have been submitted over the years.
As for your on-line investigation, even though you are supposed to, not all contractors file for a permit so, that is not an accurate way to judge the integrity of a structure.... more
Your question is not clear.
If you have a contract for deed it depends on how it is structured and its terms. Dose it allow for a percentage of you pmt to go toward your down payment? Can you prove your payments by means of canceled checks? There are many questions. However, as the mortgage loan goes, your mortgage will be at the "lesser" of the contract sales price or appraised value (not considering downpayment and sweat equity (if allowed).... more
The assessed value is calculated by your local town without every having visit the interior of the home. One town may be assessing a home at 100% of value, while the neighboring town may be at only 50% because they havenâ€™t reassessed in several years. The asking price on the house is either a private sellerâ€™s estimate of what their own home is worth or a Realtors calculation based on recent activity.... more