Today’s food for thought is from Cicero, 55 BC: “The budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and
Today’s Food for thought is from Calvin Coolidge: “If I had permitted my failures, or what seemed to me at the time a lack of success, to discourage me I cannot see any way in which I would ever
“It is a thousand times better to have common sense without education than to have education without common sense.” Robert Ingersoll “It seems the more educated a person the less common sense
Please review some of the key points of the USDA Home Loan Program in Deleware:
Hi Amcdonald, this information is directly from the site for USDA in Delaware. Be sure you are working with a lender that does USDA as they will have the answers you are seeking. If you are going thru USDA directly, USDA will also have that info. I do have a pamphlet I can send or email you if you like that may be helpful or lenders who can answer your questions further. I can tell you this is an awesome program and all Sussex County qualifies! If you have questions or want me to send that pamphlet to you just let me know. Good luck.
Sellers can pay closing cost
Closing cost can be financed into the loan (loan cannot exceed the appraised value)
No mobile homes
No major "fixxer-upper" type homes
Typically, a 620 credit score is all that is needed to qualify
Past, discharged bankruptcy can be accepted... more
“The best time for you to hold your tongue is the time you feel you must say something or bust.” Josh Billings “Spontaneous discourse without thought can cause all manner of difficulties, most
While some Delaware retirees enjoy sprawling resort-style communities, many others prefer smaller, more intimate neighborhoods such as the Village of Cinderberry in Georgetown, Delaware. This small-scale
Just because the bank has them or even owns them now does not mean they have them listed for sale. Until they do list them and until they find there way here to Trulia you can't find anything on them. Sine Trulia does not get listings from the MLS systems, they must wait until agents post them or until they run an add in the homes magazines where Trulia does obtain listings.... more
Great question. Conventional wisdom is that the best places to invest in your home are the kitchen and bathrooms. To get a better idea of what you would be facing, competition-wise, I suggest viewing the model homes in the new build homes. Follow that up with an estimate from a licensed contractor. Once you have the total investment necessary to bring your bathrooms up to date, talk with your REALTOR about the likelihood of getting a dollar for dollar return on your investment. Another suggestion-ask your REALTOR if your market has a buying season. If Delaware is like Arizona, you want to have the update completed before the spring buying season.
Keep in mind that I am a REALTOR working in Arizona, so a local REALTOR is going to give you an answer that is best suited to your local market.... more