*By that you probably mean how do you get approved for a home mortgage loan in order to buy a home.
*First check your credit score with the three credit reporting agencies. If in the mid 600's or better, then seek out a mortgage broker (I can give you at least 3 names of very good ones) who will talk with you first on the phone or by email in order to get a sense of your total financial "picture".
**That way the mortgage broker can tell what level of mortgage and what kind of loan you would qualify for. There are many good programs for first time home buyers.
*The mortgage broker will provide you with a pre-qualification letter with which you can provide to a realtor who will use it to help you find and place an offer on a house that fits within your needs and budget.
**You can have a realtor help you in your home search then based on what you will now know re. your qualification level, or you can visit an up-to-date web site that will give you the most current lists of homes for sale in your price range. For example http://:www.movetocoloradosprings.org. Your search adventure begins in earnest!
As has been mentioned, pre-qualification with a lender is the first step. I have contact info for a few great lenders here in the Springs. Give me a call if you'd like to sit down and talk through the whole process.
720 226 41687