General Area in Ruther Glen>Question Details

Priscilla, Renter in Ruther Glen, VA

i filed for bankruptsy 30 days ago how long can i wait to apply for an apt or townhome?

Asked by Priscilla, Ruther Glen, VA Sun Mar 25, 2012

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If you check Craigslist or the local newspaper you can find individuals that are renting their homes. If your upfront about your situation they may want an additional month security deposit but offer up references and a credit report and you may get lucky.
Misty Mount
0 votes Thank Flag Link Sun Mar 25, 2012
If you just filed bankruptcy, you will have to wait until the case is discharged before virtually anyone will give you any new credit. After your discharge then it depends if you re-establish your credit and ho wmuch money you have to put down, most banks require a one year wait while others are 2 or 3 years depending on the type of mortgage. You will want to see a local and trusted loan officer to be sure given your situation.
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0 votes Thank Flag Link Sun Mar 25, 2012
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