Hello, it can take up to 3 months to find home. If you are considering downtown area you may be open to a Condo that also include HOA fees. The beach area is also nice and both locations is central to most things. At this time the housing inventory is low, meaning there are more buyer's than homes for sale. So when you start looking and you see something you like it is important to contact your real estate professional right away and schedule a time to see the property. The key is to be prepared to make an offer when you see the home you like. Talking to a lender would be a first step, to see what you may qualify for and then the home shopping fun begins. If you would like more information, please contact me, I am happy to help.