If you would like, you can visit my website.. http://.www.HomeVisionSanDiego.com
On the left hand side, you will see a tab called "Neighborhoods"
I have summaries of most of the neighborhoods in San Diego County.
Hope it helps :)
Having lived in SD for 27 years & raised four children, now all in their early 20's, I have very personal experience & can relate to your question about where is the best place to live. The Poway Unified School District (which includes areas of SD - Rancho Bernardo, Sabre Springs, Rancho Penasquitos & 4S Ranch in addition to the city of Poway) still remains the most affordable area with a high performing public school. There are still some values out there but they don't last long. Please feel free to check out my website http://www.BakerSellsSanDiego.com for information on schools, myself and of course a dynamic search engine to all properties on the MLS.
Christine Baker, GRI
Willis Allen Real Estate
cell 858 449 3200
Well your timing is great. If I were looking and had concerns for my young family, I would look at the schools primarily. This link http://www.thesandiegopropertyshop.com/3/W0000019683/P000036 will give you information about the various schools in San Diego County.
I would also recommend looking in an area that is an easy commute for your work. Will you be driving or taking public transportation as more and more people are doing these days. Having made hour long commutes in the past makes me appreciate being close to work.
Once you have decided on which school district or particular school you like for your children then finding the right neighborhood is relatively easy.
All that said Poway, Clairemont, Rancho Penasquitos, La Mesa, North Park, Chula Vista are areas that many families like and are within your price range. There is not one best community in San Diego but rather many spread throughout the county.
I would like to help you find the best place for you and your family. Please contact me and we can discuss in more detail your specific needs.
I am never too busy for your referrals
The San Diego Property Shop
CA DRE # 00648687
Then once you have identified general areas, you can start searching for homes on a site on the internet like http://www.searchingnorthcountyhomes.com or any other one. With your budget and minimum needs you can begin to get a feel for what you can get. After that, you should be ready to identify a couple areas that you think might satisfy your needs and you can select an agent that services those areas. At that point, stay a little open because a good agent may have some ideas you haven't considered. If I work with a client that is still trying to narrow what they want down to one area, I might team up with another agent that covers the other area until our client has identified the location they want to focus on.
Hope that helps.
With FHA, you'll need to look for a FHA approved complex, although you can still buy in some complexes that are not approved. You can always buy a detached house too, depending on the area; prices have come down a lot. And, remember, if you do choose a condo or town home, watch those HOA fees, they take away from what you can pay for your home if they get too high.
And, now you're ready to get listings and go out and see some homes!
Congratulations on your move! San Diego has so many wonderful communities for families. I would encourage you to meet with different agents that specialize in different areas so you can get a good idea of neighborhoods, work commute and home values. I specialize in an area in San Diego called Eastlake and Rolling Hills Ranch (zip codes 91914 and 91915) and it's a newer community and has a lot to offer families.
Check out the homes on Trulia and let me know if you are interested in a complimentary community tour.
Amber Essman, REALTORÂ®
San Diego Realty, Inc./Keller Williams Realty
DRE license #: 01512584
Focus first on what excites you, location, beach communities, arts communities, urban communities, rural communities. List the top 5 things you would most like to have and we can make reccomendations from that.
Based on your budget, San Marcos in North County is very popular with young families these days. This is due to newer neighborhoods mostly with young families and a school system that has made great strides in recent years. Downside is proximity to Central San Diego.
Your budget will present many options, even those within walking distance to the ocean.
When considering where to live for your family thing about the following:
1.) The commute to work - how far are you willing to drive and traffic patterns.
2.) Do you have a family or plan to? If so investigate the school districts
3.) Does the 400K approval take into consideration HOA fees and mello roos taxes? (If not your qualifying purchase amount will be lower - check with your lender because most town homes have HOA's, the newer they are the higher the HOA).
4.) Do you prefer to live in a city, suburb or rural area?
5.) Do you have any climate preferences (the more inland, the warmer it gets)
Working directly with a Buyer's Agent is a good idea, they can make suggestions based on your qualifying amount and information that you give to them on what you are looking for. You want to get the best location possible. Any Trulia agent would be happy to help or ask for referrals from friends and family of a REALTOR who they have had experience working with.
Marcie Sands, REALTOR
Simply The Best Real Estate Co., Inc.
How exciting! As the mother of three girls under 8, I can empathize. Realtors have to be very careful about steering.... pushing buyers into certain neighborhoods based on demographics, but here are some neighborhoods I really like: Scripps Ranch, Carmel Valley, North Park, Tierrasanta, 4S Ranch, UTC area and Rancho Penasquitos. Feel free to contact me directly if you need any assistance in finding the perfect home.
McAllister Homes Real Estate
The city of Poway has a lot of starter homes - a number of which can be purchase in your price range. These might be small houses of about 1500 sq ft.
Mira Mesa, Clairemont, Serra Mesa, and La Mesa offer great affordability. You can find a house in your price range in these neighborhoods.
You definitely have choices. Where you decide to live will undoubtedly be affected by a number of variables. Feel free to call me any time for additional support and direction.
In any event wherever you choose to live you can call on a Trulia member to assist you in choosing a property that will bring you and your family years of quality, comfort and enjoyment . Please feel free to call on us should you choose a surf culture or a semi rural to rural country setting.
We offer a turnkey solution for any of your real estate need. Please feel free to check out our websites anytime.
My area of expertise is Clairemont, the community is family friendly and close to downtown and beaches.
Clairemont provides affordable housing in great communities. There are many canyons that border the west and north communities that provide views and large lots.
In 2008, I bought a house in North Clairemont on a half acre, canyon lot for $360K. We are in walking distance to the Clairemont square, and a 5 minute drive to the beach. It's a very safe neighborhood and lots of children for my daughters to play with, we absolutely love it here!
Good luck with your purchase and welcome to San Diego!