Off Limit Topics Include:
â€¢ Crime Statistic (including questions about whether a neighborhood is good or bad or safe)
â€¢ Environmental Concerns
â€¢ Household Income
â€¢ Schools (including questions about how good or bad the school is)
Determining to the answers to questions on any of the topics listed above is something that you would need to do on your own. It is up to the individual to make their own determination about a specific area. If a Real Estate Agent were to comment on such a thing, it could be steering which is a prohibited act.
Some websites to try include:
Reasons Why A Real Estate Agent Cannot Comment
These links should be able to provide some of the answers you are seeking.
Rodney Mason, NMLS #151088
Sr Loan Officer
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.
Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePathÂ® | HomePathÂ® Renovation | HomeStyleÂ® Renovation | VA | USDA | GA Dream | Jumbo Financing.
Crestline Park, Cahaba Heights and several communities further out from the city center, but if you want to stay away from major traffic, choose one of these. Avoid all others.
http://www.realtystiles.com and research demographics for the different areas
of Birmingham. There is information on the schools, population, etc.
You can also go to Shelby County Board of Education, Jefferson County
Board of Education, St. Clair County Board of Education, etc., to get specific
test scores on the different school systems.
If you live in Birmingham, take a Saturday and pick out a few areas in which
you are interested and take a leisurely drive around the neighborhoods.
This will give you a good feel for the area.
Also, if you are not from Birmingham, a licensed real estate agent can
familiarize you with the area in the same manner.
It will depend on what it is important to you and your family as to which
neighborhood or area you choose.
If you would like a list of lenders that have been helpful to my clients, or a list of rental management agencies to provide you with additional data, please ask.