General Area in Birmingham>Question Details

hjcoogan, Home Buyer in Birmingham, AL

What are the areas I need to avoid moving to in Birmingham?

Asked by hjcoogan, Birmingham, AL Fri May 3, 2013

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Answers

6
Real Estate Agents are not allowed to comment on a variety of topics. The Fair Housing Act restricts the information that can be provided by a Real Estate Agent. Visiting the area and making your own determinations about what is best for you is the way to go.

Off Limit Topics Include:
• Crime Statistic (including questions about whether a neighborhood is good or bad or safe)
• Demographics
• Environmental Concerns
• Household Income
• Religion
• Schools (including questions about how good or bad the school is)

Determining to the answers to questions on any of the topics listed above is something that you would need to do on your own. It is up to the individual to make their own determination about a specific area. If a Real Estate Agent were to comment on such a thing, it could be steering which is a prohibited act.

Some websites to try include:

http://www.trulia.com/crime/

http://www.crimereports.com

http://www.familywatchdog.us/

http://www.neighborhoodscout.com

http://www.greatschools.org/

http://www.schoolmatters.com

Reasons Why A Real Estate Agent Cannot Comment
http://realestate.msn.com/article.aspx?cp-documentid=20748062
http://www.fairhousing.com/index.cfm?method=page.display&…
http://realestate.aol.com/blog/2010/12/06/what-a-real-estate…

These links should be able to provide some of the answers you are seeking.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
2 votes Thank Flag Link Fri May 3, 2013
I am most concerned with schools. My husband works off 280 near Meadowbrook and we attend Church of the Highlands. Somewhere in that area would be good, but our price range is low right now, so if we weren't able to afford houses in the Hoover, Vestavia, etc areas, what areas do I really need to avoid? Thanks!
1 vote Thank Flag Link Fri May 3, 2013
Just to reiterate what Rodney said, we (real estate agents) cannot answer your questions due to Fair Housing laws. What we can do is find out what criteria you want in a home as well as a community and based on that information (and then some), help you to find a home that will meet your needs. Any agent that tells you what areas to stay away from is in direct violation of Fair Housing Law and the penalty for doing so can be stiff. One you have a buyer consultation with a (or your) real estate agent, I am sure that you're likely to find a home you'll be happy with including it's location.
Flag Fri May 3, 2013
The safest communities are: Homewood, Vestavia, Mt. Brook, Forest Park, Highland Park, Redmont Park,
Crestline Park, Cahaba Heights and several communities further out from the city center, but if you want to stay away from major traffic, choose one of these. Avoid all others.
0 votes Thank Flag Link Sat May 18, 2013
I attend Church of the Highlands. I will be glad to help you find the right home for you.

Jean Thrasher
Keller Williams
205.223.5570
Top Producer 2011 & 2012
0 votes Thank Flag Link Wed May 8, 2013
This is not a question we can answer for you. You can go to my website at
http://www.realtystiles.com and research demographics for the different areas
of Birmingham. There is information on the schools, population, etc.

You can also go to Shelby County Board of Education, Jefferson County
Board of Education, St. Clair County Board of Education, etc., to get specific
test scores on the different school systems.

If you live in Birmingham, take a Saturday and pick out a few areas in which
you are interested and take a leisurely drive around the neighborhoods.
This will give you a good feel for the area.

Also, if you are not from Birmingham, a licensed real estate agent can
familiarize you with the area in the same manner.

It will depend on what it is important to you and your family as to which
neighborhood or area you choose.
0 votes Thank Flag Link Fri May 3, 2013
An additional course of action for you to consider is to first find out how much home you qualify for by speaking with a lender. With that information in hand, you'll be able to give your agent guidance in helping you to search for a home in your acceptable price range. Once you determine the areas with available homes in your price range, then you can confine your neighborhood research to areas that you are truly able to afford to live in. Since you mentioned some of your daily activities, you might consider asking the people you associate with what their thoughts are as well. Finally, if you can't find the home you want, you could consider renting for a short while so that you can evaluate different neighborhoods and the "buzz" about them in your social circles.

If you would like a list of lenders that have been helpful to my clients, or a list of rental management agencies to provide you with additional data, please ask.
0 votes Thank Flag Link Fri May 3, 2013
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