Hello,

Only your homeowners insurance agent will be able to advise you on sinkhole insurance requirements. I have found in obtaining quotes very recently for two of my buyer polices, and my own home insurance renewal, that sinkhole insurance was automatically being quoted. In some cases, you can request it be deleted if you don't want it, but it's so inexpensive, why not have it -- that is, if it's an option in a particular zip code. In some areas, it is a requirement, so there is no option. In other cases, insurors may not even write a policy if they feel it is a particularly high risk area, or they may increase a premium due to the higher risk.

As well, insurors will sometimes write only a limited number of policies in a particular zip code during a month and then no more for that month. It's very much an unknown as to whether a particular insuror will write in any given month. That is why it is good to have a very good insurance agent one can depend upon for the latest and most honest information. I have a good one I use, who is really on top of it, so if you would like his contact information, please contact me, and I will get the two of you in touch. Good luck to you. Now is the time to buy! Give the insurance issue to a good agent . . . and happy house hunting!
Carol Jacob
Signature Realty Associates
On the web at: http://www.caroljacob.com
Email: cjacob4@tampabay.rr.com
813-679-3180

Sink hole coverage is important in many areas. South Tampa (33609) has had some sink holes after heavy winter rains. New Tampa is really close to Pasco County which has sink hole issues too.

Contact a good agent like Kathy Walsh of Coast to Coast 813-333-1789 or KathyWalsh@CoasttoCoastInsuranceofFlorida.com for information and a quote.

The insurance broker will be the one that will be able to let you know we do have area in Tampa Bay that requires sinkhole insurance some area do some dont, if the agent real estate agenet knows the area I know we will be able to tell you, Octavia