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Glennriddle, Home Buyer in Fresno, CA

I have never heard of Ridgefield, and I love to kayak. Please tell me more about it.

Asked by Glennriddle, Fresno, CA Tue Nov 6, 2012

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You will be amazed at all the kayaking spots. Ridgefield is only one, but a pretty good place, especially if you live there.

I have had a lot of interest in Ridgefield this year from first time home buyers and buyers who sold and have been sitting on the sidelines. Why? USDA loans. Ridgefield is a short easy commute to Vancouver, close to I-5, has great schools the Columbia River is right there and a jumping off point for kayaking fishing, an incredible bird sanctuary and the Old Liberty Theater brings in great entertainment for the locals.

I'm working with families building new energy efficient homes, buying traditional homes in incredible shape, bank owned, short sales, investor owned. As long as the home and the home buyer meet the criteria, USDA considers most homes equal. PS: Don't think you shouldn't have a Realtor with you when you walk through that beautiful brand new model home. Yes, we do work with the builders and yes we comp their sales and know their staff. A good Realtor will help you build the home of your dreams. Most importantly a good Realtor stays with you all the way through the build, keeping a close eye on everything that goes on, attending the pre-build meeting with the superintendent and visit the progress with you many times along the way until we get move-in approval and the home inspected making sure your home was built as required and includes everything you paid for. Yes, I insist my clients do home inspections on new construction. Building a new home is fun plus incredibly stressful, it is better when you have a neutral third party on your side.

The USDA Loan is 100% financing, and no down payment is required. The "Base" loan amount may not exceed 100% of the appraised value. However, the guarantee fee (the USDA Form of PMI-Private Mortgage Insurance) may be included in the Total Loan Amount. You can also wrap closing costs in, which can give you, the buyer, a better negotiating tool when you find a home and begin negotiations. This area is currently heavy on the seller giving closing costs, which means any buyer that is willing to carry those costs is going to have a better opportunity should your home choice have more than one offer.

The property must be located within the USDA "footprint" for that area, which right now, is subject to change in March, 2013. The buyer must also meet the Maximum Income requirements for that location. These loans are not limited to First Time Home Buyers, but are for owner occupancy only - not Investment or Second Homes. Eligible property types include existing homes, new construction, modular homes, Planned Unit Developments (PUD’s), eligible condominiums and new manufactured homes.

Check out the trends and give me a call. I'm commuting to Ridgefield all the time!…
2 votes Thank Flag Link Tue Nov 6, 2012
There are several good websites to show what is going on in Ridgefield.
Lake river runs through it, a quiet water paddle, tide dependant.. It flows to the columbia river.. Lots of wildlife . Not so much for WILD LIFE. It is projected to grow signifianctly in the next 10 years.

In SW Washington there are some significant white water, lots of quiet water... All of this out your door or at least within an hours drive. The white water trips are mostly 3-4 with a few rated at 5 during high water... There is a lot of activity here all year around.. But if you were to put in today at Ridgefield it would be cloudy with the chance of some mist... Lots of geese in the area, some Herons, some Megansers, If you paddle up lake river you will quickly leave town, see more Great Blue Herons, some mallards in swimming by, a nutria, maybe a muskrat, and otter.. The bank to the west is low and the bank to the east rises up about 100 ft... The train runs along the east bank so you will most probably see one or two trains on your trip.. Water temperature now is in the 60s will drop down as the winter settles in. As the tide turns you can allow it to take you back into town .. Take out at the launch ramp or the kayak center and stop by the liberty for a coffee and see if someone has a guitar out...
0 votes Thank Flag Link Tue Nov 6, 2012
Hi Glen,
Just thinking about a different way to answer this... my son lives in his kayak. He actually is even on some white water teams. Anywhere here in Clark county is close to fantastic kayak waters. My son paddles the Washougal more than most others, but the Lewis, Washougal and White Salmon rivers are his spots to frequent. Washougal is a good home spot since its close to 2 rivers. Gorgeous area, good prices. I would be happy to hook you up with him if you are interested. If you are considering a move up here I have been a full time broker for 20 years here. Lifetime resident. I look forward to hearing from you.
Best regards,
Patricia Bergren
Coldwell Banker
Lots of great info about the area on my website.
0 votes Thank Flag Link Tue Nov 6, 2012
Ridgefield is a community just north of Vancouver, with a sleepy downtown area. The link for information about Ridgefield is:
They have a wonderful wildlife refuge there, with "BirdFest" being one of their community celebrations.
Their schools are very good, many areas have wonderful views and all in all it is a great place to live.
If you have more specific questions, please call me at 360-607-9772 or email me at
0 votes Thank Flag Link Tue Nov 6, 2012
It's a great small town north of Vancouver and on the far west side of the county next to what they call Lake River. You can kayak there and also on Vancouver Lake, which is west of downtown Vancouver. Ridgefield has old town charm downtown, many high-end properties on acreage, and a good many subdivisions of homes now being built and built just prior to the housing bust.

It has a pretty good tax base, as the city annexed a lot of industrial zoned property between it and the I-5 freeway. Though it's not all developed and built out, it's a great place for job growth as the economy recovers.

0 votes Thank Flag Link Tue Nov 6, 2012
Hi Glenn!

I live in La Center, about 5 minutes from Ridgefield. Ridgefield is a quaint little town with a waterfront where kayakers and fishing boats go up and down the river. There are places to kayak just about anywhere you look around this area. If you like kayaking, you will love it up here! Ridgefield is an up and coming area and only 20 minutes to downtown Portland. If you like country living but want to be close to the big city, Ridgefield could be the place for you. Also, 5 minutes north is a town I live in called La Center. As you come into town, you will go over the La Center bridge. The East fork of the Lewis River is right there and in the summer time you will see kayaks, jetskis and occasionally even horses swimming in the river! I hope this helps! If you need any more information, feel free to e-mail me at

0 votes Thank Flag Link Tue Nov 6, 2012
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