General Area in Cape Coral>Question Details

Bart6677, Home Buyer in Cape Coral, FL

I am contemplating buying a home in the Cape Coral Area of SW. Florida

Asked by Bart6677, Cape Coral, FL Mon Jul 4, 2011

I am wondering what are the pitifalls I should be lookiing out for in purchasing a home on a canal.

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Finding a location/neighborhood that meets your budget as well as your boating goals is the key. Here is a resource to assist with your search which segments Cape Coral listings by various waterfront neighborhoods:

Good luck with your search!
0 votes Thank Flag Link Wed Jul 6, 2011
Hello Bart,

I wouldn't say there are pitfalls to being on waterfront. But not all waterfront is the same. So it depends on what you are looking for. There are freshwater canals and gulf access canals. Gulf access is higher priced. If you only want to be on water, freshwater will serve your purpose. If you want to be able to get out to the gulf, you will need a gulf access canal or lake. In that case, you will want to know how far and how long it is to get to the open water, as well as whether there are any bridges to pass under which will limit the size of boat you can have. Waterfront does increase property value, and thereby your taxes. Also, gulf access may bring with it the need for flood insurance.

If you would like to discuss this further, have any other questions, or would like a free no-obligation account in Listingbook, give me a call or email me and I will be happy to assist. Listingbook is the public side of my multiple listing service. With it, you can search my MLS 24/7 just like an Agent.

Let me know how I can be of service.

Reggie Blough
RE/MAX Island Harbor
0 votes Thank Flag Link Tue Jul 5, 2011
Hi Bart,
There aren't so much pitfalls, as things to consider, as you can see from your other answers. One thing I didn't see mentioned is flood insurance. In some areas of Cape Coral that are on canals, you would also be required to carry flood insurance.

My suggestion is to get with a local realtor and they will be able to help you will any of your questions or concerns. We can also set you up to search directly through our MLS on your own and then consult your Realtor with any questions.

If you need any help, feel free to call me. I am a buyer's agent in Cape Coral and would be happy to help you.

Good luck,
Margie Birch
Selling Paradise Realty
0 votes Thank Flag Link Tue Jul 5, 2011
So many great answers from good agents In Southwest Florida. Answers about the topic and good answers to your concerns. Commissions have nothing to do with your question or did I miss something?
Wishing you all the luck on your home search,
Web Reference:
0 votes Thank Flag Link Mon Jul 4, 2011
Are you planning a trip down in the near future? Cape Coral is divided into four parts, NW, SW, SE and NE. If there is anyway you can plan a trip down it would be a good idea because you can get a feel for the different parts and see what is a better fit for you. If you would like a map of Cape Coral I would be happy to send one to you. Also if you are interested in me sending you listings of Gulf Access homes I would be happy to. Send me your email address for the listings and/or if you would like a map send me your mailing address. My email is
0 votes Thank Flag Link Mon Jul 4, 2011
There are two different types of canals in Cape Coral - Freshwater Canals which do not lead into the Gulf of Mexico but some of them lead into fresh water lakes instead and there are gulf access canals which of course lead into the ocean.

If you are thinking about Gulf Access you need to know that there is restricted and unrestricted access as well as Sailboat Access and Access where you have to pass bridges to get out to the ocean which might not be suitable for Sailboats or higher motor boats. HOmes in SW Cape Coral which are located west of Chiquita Blvd have to go through a lock to get out to the Gulf of Mexico, there are areas in SE where you have to go through a lift to get out.

Also you need to know that sometimes it is about 1 hour or longer boat ride to get to the ocean and that there is idle speed in most of the canals.

Hope that helped you a little

Monika Wilson
0 votes Thank Flag Link Mon Jul 4, 2011
The lock is located behind Rumrunners Restaurant in the community of Cape Harbour south on Chiquita Blvd beyond El Dorado Pkwy. Any property west of Chiquita Blvd will have to boat through the lock. The Chiquita Boat lock is not a typical lock system where the water levels change. Boats go through one gate into the lock, that gate closes then the 2nd gate opens for boats to pass through either coming from or going to open water. The purpose is to control freshwater runoff into the more brackish waters south of the lock.
0 votes Thank Flag Link Mon Jul 4, 2011
In the W of Cape Coral, Unit 64 of Pelican and Skyline.Unit 67 Tarpon point area, Unit 69 east side of Chiquita Great Boating access Unit 3 at Spaghetti point, west of Santa Barbara.The Lock is between Aqualinda and Chiqita W Cape Harbour area.
Also good access, Unit 1 and 4 Yacht club area.
Unit 7, 11, 12 east of Del Prado
Web Reference:
0 votes Thank Flag Link Mon Jul 4, 2011
Dear Bart:

I think first you need to determine what criteria is most iimportant to as well as your short and long term plans are regarding the purchase. If you would like to share that information with me, then I could more accurately describe the pros and cons of living on a canal. I have experience personally and as a real estate agent regarding canal property in the cape since 1999 and would love to help you in your decision making process. Please feel free to call me at 239-560-9139 or email me @ Have a great forth!!

Tamara Thomas
0 votes Thank Flag Link Mon Jul 4, 2011
There's a lock in SW Cape at Cape Harbour. If you look east of Del Prado there are only the Midpoint & Cape bridges to contend with. East of Chiquita & south of Cape Coral Pkwy have no locks/lifts & generally zero bridges.
0 votes Thank Flag Link Mon Jul 4, 2011
If gulf access is your preference beside a price range you will need to consider the size and type of boat you have or will buy to determine if you will be able to travel under a bridge or if you require sail boat access. Within your price range is the amenities and age of an existing home more important than location with regard to boating time to open water? Other considerations are the size of the canal, depth and view as well as having to use the Chiquita Boat Lock for property west of Chiquita Blvd.

Give me a call or send me an email with any questions. I look forward to being able to assist you to find just the right property to fit your needs.
0 votes Thank Flag Link Mon Jul 4, 2011
Where is the lock located ?? I am interested in fishing and boating so don't want to be too far from the gulf. Which areas should I be concentrating on??
0 votes Thank Flag Link Mon Jul 4, 2011
Good Morning!
You made a great choice in deciding purchasing a home in Cape Coral.
Prices have never been that low and you can purchase a waterfront home
with great value.
You have asked… what are the pitfalls? Please explain your question a bit more in details.
I have a very detailed page on my website about the different canal systems and distances
to the Gulf of Mexico. I also explain fresh water canals, Bridges etc. and provided you with the link
If I can answer any of your questions please do not hesitate to call me at 239-699-0142
or email:
Web Reference:
0 votes Thank Flag Link Mon Jul 4, 2011
Hi Bart,
There are so many homes for sale you have to consider what kind of access you want. As an example; when I first bought here I thought I wanted sailboat access. That means no bridges or power lines to obstruct my way. But after looking at many houses throughout the Cape, I found a house in Unit 74 that I realy liked, AT THE RIGHT PRICE, but it was behind one bridge and a lock and forty minutes of canal travel time. So, like any decision we make there comes into play COMPROMISE. After thinking about it, the liklihood of owning another sailboat in these shallow waters didn't make sense and Scuba diving/ fishing was more interesting. . Getting a newer, bigger house was more important to me, even though there was a bridge.
Call me if you want to talk more.
Eric Hess
239 989 2950
Web Reference:
0 votes Thank Flag Link Mon Jul 4, 2011
No real pitfalls to speak of although type of water is a factor. Do you want Gulf access or freshwater? Some freshwater canals have much more vegetation which is great for fishing & wildlife watching. Canals in Cape Coral also have different depths & widths, especially for Gulf access canals. The first question to answer should be what do you want to use water access for - boating, fishing, the view?
Web Reference:
0 votes Thank Flag Link Mon Jul 4, 2011
First you need to ask yourself a couple of questions, Do you want Gulf Access or Fresh Water canal?
If you are looking for a Gulf Access canal home do you need quick access or are you okay with a 45 minute ride to get out. Do you have a tall boat because if you do then some properties won't work because there are bridges you need to go under. Also depending upon which side of Cape Coral you may have to go through a lock. I will be happy to speak with you about the waterfront properties. Please give me a call at 239-896-4401.
Alisa Knittel
Broker Associate
Cape Realty Inc.
Web Reference:
0 votes Thank Flag Link Mon Jul 4, 2011
Good Morning Bart and Happy Fourth of July!

Not too many pitfalls living on the water. It all depends on what your goals are. You will pay higher taxes and insurance beside that you are literally sailing! Feel free to call or email me with questions or concerns.

Look forward in helping you and your family! =)

A.j. Ackerman
Century 21 Sunbelt Realty
Web Reference:
0 votes Thank Flag Link Mon Jul 4, 2011
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