I have lived in both areas, am comfortable when I walk through the streets like they are my home because THEY ALL are my neighborhood! You didn't indicate a budget, but I have one in mind.
First things first, reference the link below for all areas to be considered from a buyer's perspective.
Next, get in touch with an EXPERIENCED lending provider. I know the best in the business.
Lastly, give me a ring or text and say #SHOWTIME
All the best in your house hunt!
To our success,
Representative, Licensed Salesperson
Many of my agents are working with, and finding both condos and easy board coops in both Brooklyn and Harlem. YOUR first step is to get in touch with a Mortgage provider, if you are not paying all cash that is. This process will let you, and us know what budget will be our focus. There are many solutions that can work for you in purchasing- you may need a guarantor, a gift of additional monies given to you, or in some cases, a co-purchase option. YOUR second step is to call a real estate professional and allow us to begin to work in doing everything from the 'hunt' to the finish line- finding the right property and assisting you through to home ownership.
It would be my pleasure to assist you.
Managing Director-Sales, AC Lawrence & Co.
email@example.com - 212.872.2205
Low Maintenance and low taxes! I work with several power mortgage brokers that know how to get you a mortgage.
I would like to take you out to show you a great selection of CONDOS or COOPS around the area first. I lived on 121st street-one of the best blocks by Morningside park off Manhattan Ave. There is a lot for sale in that area. Here are some steps: If you would like to proceed with purchasing one that we view in that area I would take you to a lender to get prequalified.
Next, we would put out an offer after discussing the prices in the area. When that gets accepted, you will need to get a real estate attorney-they review the financial condition of the building and synchronize the transaction with the sellerâ€™s attorney.
After the attorney advises everything is satisfactory with the arrangement you will then put up a deposit of 10-20% or less depending on the building and the board if it is a COOP. I can refer you to the best attorneys for great prices. We would submit a package to the board of directors if it is a COOP or your attorney finishes the deal with the sellerâ€™s attorney if it is a CONDO while you wait to get the loan from the bank.
The process is very simple. It is a great time to buy and negotiate. We can discuss purchases COOPS and CONDOS.
My personal opinion is FIRST look at some areas at different times of day and also I can take you to open houses in Brooklyn and Harlem to view different apartments. Then you can get prequalified or do that first, it 's up to you.
Let me know day works for you this week or weekend? Thurs, Fri, Sat or Sun we can go out, it should be nice.
Give me a call or text me a time that works for you.
Licensed Associate Broker
Accredited Buyer Representitive
William Raveis Legends Realty Group
You mentioned purchasing a condo in Harlem, let me know if you would also be interested in a coop in Harlem as I would be glad to show you what I have.
You can reach me at the number below. I look forward to talking to you and hopefully working with you.
Exit Realty Power
Like most agents have already told you, you should go to your bank and sit down with a mortgage lender first. I have great contacts that I work with in both Chase Bank and Wells Fargo. Becoming pre-approved is your most important step. This will determine your budget and provide you with your options. Many places in Brooklyn and Harlem you only have to put down 10% and some even offer FHA loans so your down payment would only be 3.5%. Also doctors are offered different loan options so you need to explore those as well.
Please feel free to call me with any questions and if you would like to sit down with my mortgage lenders.
Bond New York
I have just helped a client found a place in bk, but we looked all over bk and harlem so i know pretty much all the condo buildings, let me know if i can help you as well! I have contacts of good lawyers, mortgage companies that can save you lot of closing cost money. If you are interested please email me or call me. Here's my agent bio : http://www.halstead.com/real-estate-agent/yuan-cici-cao
Licensed Real Estate Agent
Certified Short Sales Agent
451 West Broadway, NY NY 10012
I agree with all the answers and also recommend using an agent who has sold,rented and has lived or lives in the areas you are interested in. Harlem is hott and a lot of bang for the buck. if you would like to talk or have questions about Harlem's great listings it would be my pleasure.
The first thing you should do is get pre- qualified by a lender so that you know what you can afford. Simultaneously you should call a good qualified agent to assist you with your search and help guide you through your purchase process.
Please feel free to contact me and I will be more than happy to answer any additional questions you may have.
Exit Realty Landmark
Great question. The first thing would be to get pre-qualified by a lender. When you know what a bank is willing to lend you, you will know your price range.
It is very important to work with a skilled, experienced real estate agent. We can streamline your search, negotiate on your behalf and take you through all the steps of the buying process. The sellers all have agents and so should you, it levels the playing field.
Halstead Property, LLC
htp://jenetlevy.halstead.com for all NYC listings
Robin Maffei, M.A.
Real Estate Salesperson, RealtorÂ®
Fenwick Keats Real Estate
New York, NY 10024
B: 212 579-6973
C: 917 613-3176
F: 212 579-0671