Hi Al,

Property tax records are public records and you locate and search these at the following website for free: http://www.njactb.org
Click on "record search", choose the county and municipality you wish to search and then run a search. That's all there is to it. Good luck and have fun.

Jacobus "Jack" Vollenberg
RE Appraiser/RE Sales Associate
Vollenberg Appraisers/ERA Statewide Realty
Vollenberg@iname.com

Al:
There is the state’s income tax but no local income tax. Property taxes in NJ are steep, as you may have heard. They vary even on the same exact house because lot size and value of improvements change the base. There are also some differences that defy explanation. You have to come up with a plan of down payment, monthly ability to pay and credit score to arrive at a rough game plan. Then you can check out prices of units in your price range and see specific tax bills for the current year. Your basic monthly housing payment will include principal, interest, taxes and insurance. It should not exceed 28% of your monthly gross. (I know, before the bust, people were urged to go higher than that but it is now biting where it hurts.) Total monthly debt, including the foregoing should not exceed 36%, although some people have gone to 40% and beyond. They are called people at risk of foreclosure.

Hello Al,

Property taxes vary. Depending on the size, and age of the home. Income taxes is not related to property taxes. You can do a search of the local MLS here. http://www.mlsfinder.com/nj_trend/jeremyhill/ Just go under Camden County and then Lindenwold. If you are a 1st-time homebuyer you may qualify for grants funds and or a low interest rate. Call me anytime so that I can better assist you.