treivaj, Renter in San Francisco, CA

Hello, I am going to be moving from Denver, CO and would like to know what area is the most affordable in San Francisco?

Asked by treivaj, San Francisco, CA Mon Jul 21, 2014

Help the community by answering this question:


chk out the crime statistics and schools before you make your decisions.
0 votes Thank Flag Link Sat Aug 23, 2014
If you want to be near the beach and still close to the city, Pacifica is a great community. Values are on the rise but still affordable.
0 votes Thank Flag Link Thu Jul 31, 2014
The Richmond and Sunset districts are less expensive than many others, but still have easy access to transportation, great shops and restaurants, and are near Golden Gate Park. Other neighborhoods further south in the city (excelsior, parkside, etc) tend to be even less expensive.

That being said, the city is an expensive place to live in general, and if you're looking for something less expensive, or if you want more space for your money, you might want to check out some areas just outside of the city like Alameda or Oakland.

I'd be happy to help you on your house hunt if you'd like. Don't hesitate to contact me anytime!
0 votes Thank Flag Link Thu Jul 31, 2014
Hello! That really depends on what exactly you are looking for, and what your definition of affordable is.

For example, Bayview is a very up and coming area in San Francisco. You can find a Single Family Home between 450-650K, and some of them even come with parking! Another plus with this neighborhood is its proximity to the 3rd Avenue Light Rail. Since public transportation is not accessible in every neighborhood in SF, having the light rail to some people is a huge plus. It all depends on your needs.

Other affordable neighborhoods are Ingleside, Excelsior and Crocker Amazon, Portola and Silver Terrace. You can still find Single Family Homes selling between 500-650 per Sq. Ft.! vs. 1100-2000SF in established areas.

I will be happy to show you some properties! You can email me or call me anytime!

Best regards,
Joey Chan (415)815-9116 Vanguard Properties
0 votes Thank Flag Link Wed Jul 30, 2014
Hello treivaj, it only takes a few dozen questions to qualify and go over your options. You will need to be pre-approved to be able to know what your purchasing power is and how much you qualify for. Your qualifications will be determined by your credit profile, debt to income ratios, fico score and how much you want to invest into the down payment and closing costs.

If you figure out what cities/zip codes your considering, minimum number of bedrooms and the maximum payment/price your looking to achieve you can be emailed listings to fit your search criteria. What city/zip code will you be working in?

You may qualify FHA from a minimum 580 fico score and 3.5% down or as low as .5% half percent down payment program. You may qualify 5% down conventional with NO Mortgage insurance (Lender paid MI) from a minimum 620 fico score. It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
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0 votes Thank Flag Link Tue Jul 22, 2014
Pretty much all areas in SF are expensive, the most affordable areas are in the south of the city, or slightly over the city limits in Daly City.
0 votes Thank Flag Link Tue Jul 22, 2014
The whole area is expensive...but Oakland is one of the less expensive cities near San Francisco.
0 votes Thank Flag Link Tue Jul 22, 2014
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