Gardner : Advice

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Chris Colgan, Real Estate Pro in 20109
Chris Colgan answered:
Is a retaining wall crack considered a structural issue for USDA loans? Should I even bother moving ahead and wasting my appraisal money?
I would suggest having a structural engineer review the wall. This may cost around $500 but if there is something seriously wrong it will save you a lot of money and headaches.
0 votes Share Flag Tue Apr 1, 2014 Home Buying in 01440
Kevin Vitali, Real Estate Pro in 01876
Kevin Vitali answered:
Is Gardner a safe place to live? Around Greenwood st Gardner MA
Mary is giving you a good answer as well as folks that live there. Unfortunately agents really cannot give an honest opinion because it is a very subjective topic. Talking to folks wh ... more
0 votes Share Flag Mon Feb 10, 2014 General Area in Gardner
Jennifer She…, Real Estate Pro in 01473
Jennifer Shenk answered:
im looking for class pictures for first and second grades at sacredheart school gardner ma. for the years 1952 to 1955
I just posted this request to my personal Facebook page--I'm from Templeton and now live in Westminster, with a fair amount of Gardner connections. You never know who might be able to h ... more
0 votes Share Flag Tue Feb 4, 2014 General Area in Gardner
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
really do need to adjust this amenities. Recently looking at a porperty across from Hanafords -- DID NOTshow it, CVS, Rite Aid or gas station
One of the problems with sites on the Net that only sell ads or just collect email addresses to resell, is that the info on their pages is often meant to cause you to provide an email a ... more
1 vote Share Flag Sun Oct 20, 2013 Shopping & Local Amenities in Gardner
Jim Driscoll, Real Estate Pro in Lynnfield, MA
Jim Driscoll answered:
I have unfinished block retaining wall made of filled block. Will I have to finish for FHA loan. Rest of hill is natural landscape.
It is a judgement call by the appraiser. If they think it is a safety issue then yes you would have to complete it but if not them no. I have not seen this to have ever been an issue
0 votes Share Flag Mon Jul 1, 2013 Home Buying in 01440
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
Will we be approved for a USDA loan if driveway's retaining wall is crumbling (does not affect structural elements of condo)?
I would contact a local lending professional to help with this answer.
There is not enough detail in your question.

I know this guy can be helpful: rtranchell@totalmortgage.com
Bo ... more
0 votes Share Flag Fri May 24, 2013 Home Buying in 01440
Kevin Vitali, Real Estate Pro in 01876
Kevin Vitali answered:
We recently placed an offer on a short sale property, the bank counter offered and we accepted.
It really depends upon what you agreed to. Many times a short sale offer the home inspection and PS are triggered by the short sale approval. I would ask for the short sale approval o ... more
0 votes Share Flag Sat May 18, 2013 Home Buying in 01440
Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Anyone know of any apartments like this in the Gardner, Westminster, Templeton, Phillipston, Baldwinville, Leominster and Lunenburg?
Hi Beth!

Take a look at the listings on Trulia: http://www.trulia.com/for_rent/Gardner,MA/#for_rent/Gardner,MA/2p_beds

Good luck,
Ali, Community Manager
0 votes Share Flag Fri Aug 24, 2012 Rentals in Gardner
Louis Wolfson, Real Estate Pro in Newton, MA
Louis Wolfson answered:
Is six weeks ample time for a landlord to give if house is sold and i have to move?
not a question as to ample time, its what is in the lease. No lease, TAW consider 30 day notice adequate.
0 votes Share Flag Sun May 13, 2012 Rental Basics in 01440
Allan Erps, Real Estate Pro in Nanuet, NY
Allan Erps answered:
Low FICO scores and First Time Home Buyers were told we can't do anything....HELP!!!!!
Hello Katie, Some great advice below and some interesting analogies. Most are absolutely correct, fix your FICO scores and let the $8000 go. Chances are in 1-2 years you will find a gre ... more
0 votes Share Flag Mon Mar 14, 2011 Financing in Gardner
Walter Harri…, Real Estate Pro in Ashburnham, MA
Walter Harrington answered:
can someone please tell me if 315 elm st,01440 is forclosed?
Hello Jesse,

315 Elm Street in Gardner,MA.01440 is not listed as a Forclosure,it is currently for sale for $249,900.It is a three family with two garage spaces and 3,495 square fe ... more
0 votes Share Flag Fri Mar 4, 2011 Foreclosure in 01440
Marybeth Mil…, Real Estate Pro in Norwell, MA
Marybeth Mills Muldowney answered:
need sugestions on a rehab loan availability
A 203K loan seems appropriate but this is also credit driven and requires a credit score higher than the typical FHA loan. You must seek out a knowledgeable mortgage officer to assist ... more
0 votes Share Flag Sat Dec 11, 2010 Home Buying in Gardner
Marybeth Mil…, Real Estate Pro in Norwell, MA
Marybeth Mills Muldowney answered:
what can i do to address being declined for a fha loan due to a poorly done appraisal?
Hi you are not alone unfortunately, I do not know where your intended home is located but it may be that your home is located within a declining market area. We have seen this impact. ... more
0 votes Share Flag Sat Dec 11, 2010 Home Buying in Gardner
Angela Clark, Real Estate Pro in 01570
Angela Clark answered:
What is the best way to negotiate with an already firm seller after the home inspection?
I agree with the other agents - hold firm! This is especially true if the home has been on the market for awhile. Are you working with an agent? Is this a FSBO?

Write up a list ... more
0 votes Share Flag Fri Oct 17, 2008 Home Buying in Gardner
Lance Holtman, Real Estate Pro in 80138
Lance Holtman answered:
I would like to know how many points your credit goes up when somthing is paid off
Depends...

It is different for every individual and different at any given point in time

It will depend on what else is in your report at a moment in time. Change one variable, t ... more
1 vote Share Flag Thu Mar 27, 2008 Financing in Gardner
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