Home Buying in Garden Grove : Advice

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Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
I just refinance my house that I lived in for 19 years. as home owner property my question is can I buy a bigger house to move in the same month?
The consensus amongst most of the Lenders that have replied is Yes. Subject to the terms of your new loan, etc. There are missing variables to the equation but as long as you are pre-ap ... more
0 votes Share Flag Fri Feb 6, 2015 Home Buying in 92840
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo-Broker answered:
I need an FHA lender in Orange County Ca
Very interesting situation. I understand your obligation to help the family. Your next step is to speak with a reputable lender. They can help by running some figures and presenting opt ... more
0 votes Share Flag Sat Aug 16, 2014 Home Buying in 92843
Michael Brow…, Real Estate Pro in Frisco, TX
Michael Brownstead answered:
When buying either a foreclosed home or action home do you need the full amount in cash? Are you able to get a loan from a bank in place of cash?
In addition to the great info already provided by my real estate colleagues, home buyers may be able to get deals on foreclosures, which are often discounted in price, but buying forecl ... more
0 votes Share Flag Fri Dec 27, 2013 Home Buying in 92845
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
If I live and work in Texas and wanted to buy house in California, is it consider an investment property?
Nope not unless it truly is an investment property, if you plan on occupying the property even if just seasonally you can qualify, I do the same exact thing, work in Texas have a home i ... more
0 votes Share Flag Sat Sep 14, 2013 Home Buying in 92841
Randall Yates, Real Estate Pro in Dallas, TX
Randall Yates answered:
Looking to purchase our first home...Are there any banks or loan office that does 80/10/10 or 90/10 loan in orange county area.?
Depends on loan amount and credit, I can refer you to a couple lenders that may be able to help you. I know many lenders that can do loans almost no other company can.. www.thelendersen ... more
0 votes Share Flag Sat Sep 14, 2013 Home Buying in 92841
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
does anybody know of a bank doing mortgage loans with a ITIN number. 30% down payment on a $300,000 loan.
This is certainly a loan that I can do for you. I am able to do this type of loan with a little as 20%. I would be more than willing to speak with you to help you get the loan that you ... more
0 votes Share Flag Sat Sep 14, 2013 Home Buying in Garden Grove
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Can the seller be obligated to fix a water leakage discovered by an inspection (house in CA) before closure?
Hello Jimmy,

I would not use the term OBLIGATED.

If the item presents a heath and safety issue you as the buyer have every right to request the repair.

The seller may not be i ... more
0 votes Share Flag Thu Aug 1, 2013 Home Buying in 92841
Jill Murty, Real Estate Pro in Mission Viejo, CA
Jill Murty answered:
looking for a condo or man. home low hoa and own the land around100k
You'll be able to find a manufactured home for under 100k, but you wouldn't own the land and there would be a space fee.
0 votes Share Flag Tue Jul 23, 2013 Home Buying in Garden Grove
PacWest Prop…, Real Estate Pro in Orange, CA
PacWest Properties answered:
If I had a mortgage loan modification in January 2013 can I be a co-signer for my daughter on an FHA mortgage loan? I do not want to be a co-borrower
to be of any help to your daughter.. it would be based on your current credit score and total debt to income ratio.

Contact Brentwood Pacific Financial for a full credit report and ... more
0 votes Share Flag Fri May 24, 2013 Home Buying in 92840
Frank Abbade…, Real Estate Pro in 92845
Frank Abbadessa answered:
Is anyone know if there is $15000 government grant for 1st time buyer going on right now 4/16/13? Will the money put in escrow?
My lender works with the Platinum Grant Fund which only requires the buyer to put 0.5% down on a 3.5% loan. You never have to pay the money back as long as you stay in the home for 5 y ... more
0 votes Share Flag Thu May 23, 2013 Home Buying in 92840
Ingrid Ski 9…, Real Estate Pro in Irvine, CA
Ingrid Ski 949-874-0432 answered:
Is it a good time to pursue a short sale right now when the housing prices are going up everyday like right now in OC?
Short sales are till good to pursue. Investors are pursuing them still
Have you gotten pre approved with an lender? That you must do.
There are sellers that are able to sel ... more
0 votes Share Flag Wed May 22, 2013 Home Buying in Garden Grove
Dana Nguyen, Real Estate Pro in Garden Grove, CA
Dana Nguyen answered:
Can I go check out short sale property/contact an agent 1 year ahead or wait until I'm fully prepared?
In my opinion, you can go check out the short sale property now, because the more homework you do, the better for you. Short sale takes a lot of time to be approved anyway.
0 votes Share Flag Wed May 22, 2013 Home Buying in Garden Grove
Dana Nguyen, Real Estate Pro in Garden Grove, CA
Dana Nguyen answered:
Where can I find the square footage for my house?
The easiest way is to check it on Zillow.com. It provides many valuable information about any property, though not always accurate and up-to-date.
0 votes Share Flag Wed May 15, 2013 Home Buying in Garden Grove
Brian Huynh, Real Estate Pro in Orange County, CA
Brian Huynh answered:
Seeking advisor/agent to help in buying a home in Orange County. Not in the US but will move in late summer.
Mr Joshua,
You should find a co-sign (family member, relative, friends,..) whom is working more than 2 yrs and is willing to help you to do as the co-signer and you must find out what ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in 92840
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
looking to have in-laws co-sign on a mortgage loan..do co-signers have to be living in prospective home or just in this case my wife and i??
Hello William,

Sounds like you have some very nice and trusting inlaws!

To answer your question, they do not have to live in the home.

They would need to meet the credit and in ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in 92840
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
I want to sell & buy a new house. I do not have any downpayment until I sell the house. What is the best way to sell the house and buy the new house?
Hello,

You can list your current home contingent upon you finding a replacement home.

This can be tricky. You will have to find a buyer for your home who knows the sale will not g ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in Garden Grove
David Pham, Real Estate Pro in Garden Grove, CA
David Pham answered:
I want to buy a new home, but my boyfriend and I will not be able to unless we sell our condo. Is buying a house with a Hubbard clause impossible?
Mercedes,

It can be done. You just need to have an experience agent and loan officer to explain all available options. Base on their advices, pick the best option that fits your situ ... more
1 vote Share Flag Fri Feb 22, 2013 Home Buying in Garden Grove
Wayne Christ…, Real Estate Pro in North Bethesda, MD
Wayne Christopher answered:
Adding a Co-Signer to a loan.
Miah, Check out Naval Federal Credit Union. They offer a 100% NO PMI financing.
Hope this is helpful.
Thank you
0 votes Share Flag Sun Feb 10, 2013 Home Buying in 92840
Drew Foma'i, Real Estate Pro in Newport Coast, CA
Drew Foma'i answered:
We was in BK 6 years ago, we paid at time our home is better to rent to buy ?
Yellowsand1964,

Good question. That will depend on if you qualify for a loan. The process of buying a home has not changed in the past 6 years. But remember, you will need some so ... more
0 votes Share Flag Sat Feb 9, 2013 Home Buying in Garden Grove
Dot Chance, Real Estate Pro in Burbank, CA
Dot Chance answered:
is it normal for bofa after 7 months not to let a buyer know that they do or don't accept the short sale that i put a offer.?
I wouldn't say that it is "normal" because nothing in short sales is normal!

I have so many questions about this. Did your agent have experience? Did the listing agent have short sa ... more
0 votes Share Flag Sun Oct 28, 2012 Home Buying in Garden Grove
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