92840 : Advice

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Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
I just refinance my house that I lived in for 19 years. as home owner property my question is can I buy a bigger house to move in the same month?
Yes you may. Very few loans have prepayment penalties now days. The new lender may want a written explanation to be sure that it does not happen to them.

Sophisticated Financial
Ri ... more
0 votes Share Flag Mon Dec 29, 2014 Home Buying in 92840
Sergio Caliz, Real Estate Pro in Laguna Hills, CA
Sergio Caliz answered:
The CA water shortage is a real problem.
Thank You Cyndy Davis,

Yes, I am new to this part and I am trying to figure it out, it is going to take a couple of tries, but I will
get it,

Thanks,

Best Regards,

Sergio ... more
0 votes Share Flag Mon Jun 9, 2014 Quality of Life in 92840
Ingrid Ski 9…, Real Estate Pro in Irvine, CA
Ingrid Ski 949-874-0432 answered:
There has got to be a better way!
HI Mike,

I sure understand. I hear that from many pople looking for a rental/ place to lease.. What city are you looking in to rent/lease in? I might be abl to help.. Talk to ... more
0 votes Share Flag Mon Sep 23, 2013 Rentals in 92840
Bob Phillips…, Real Estate Pro in Coto de Caza, CA
Bob Phillips - (949) 887-5305 answered:
Active duty need help looking for home! can anyone help?
Hi Andy, if you do find a single family house for $1600 or less, be VERY careful to not get scammed.

There are ruthless people overseas - mostly Nigeria - scamming unsuspecting "wish ... more
1 vote Share Flag Fri Jul 5, 2013 Rentals in 92840
PacWest Prop…, Real Estate Pro in Orange, CA
PacWest Properties answered:
If I had a mortgage loan modification in January 2013 can I be a co-signer for my daughter on an FHA mortgage loan? I do not want to be a co-borrower
to be of any help to your daughter.. it would be based on your current credit score and total debt to income ratio.

Contact Brentwood Pacific Financial for a full credit report and ... more
0 votes Share Flag Fri May 24, 2013 Home Buying in 92840
Frank Abbade…, Real Estate Pro in 92845
Frank Abbadessa answered:
Is anyone know if there is $15000 government grant for 1st time buyer going on right now 4/16/13? Will the money put in escrow?
My lender works with the Platinum Grant Fund which only requires the buyer to put 0.5% down on a 3.5% loan. You never have to pay the money back as long as you stay in the home for 5 y ... more
0 votes Share Flag Thu May 23, 2013 Home Buying in 92840
Richard Brody, Real Estate Pro in 11050
Richard Brody answered:
How long do we have to continue negotiations when a rental agreement includes a renewal option?
Much depends on the terms of the original lease, which generally spells this out. If that is not the case, both landlord and tenant need to agree to terms prior to the expiration of a l ... more
0 votes Share Flag Tue May 7, 2013 Rentals in 92840
Brian Huynh, Real Estate Pro in Orange County, CA
Brian Huynh answered:
Seeking advisor/agent to help in buying a home in Orange County. Not in the US but will move in late summer.
Mr Joshua,
You should find a co-sign (family member, relative, friends,..) whom is working more than 2 yrs and is willing to help you to do as the co-signer and you must find out what ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in 92840
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
looking to have in-laws co-sign on a mortgage loan..do co-signers have to be living in prospective home or just in this case my wife and i??
Hello William,

Sounds like you have some very nice and trusting inlaws!

To answer your question, they do not have to live in the home.

They would need to meet the credit and in ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in 92840
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Adding a Co-Signer to a loan.
It only takes a few dozen questions to qualify you for the options you have available to you today. I would be able to add your wife as a strength to the loan and you may not even need ... more
0 votes Share Flag Sun Feb 10, 2013 Home Buying in 92840
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Foreclosures and "loan amount"?
Hello Courtney, I have answered a few other of your posts. No, Trulia is way behind unfortunately and there is nothing under $250k in Garden Grove. Here is what is available in Garden G ... more
0 votes Share Flag Fri Sep 21, 2012 Foreclosure in 92840
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Will renting out rooms in a home get us more from a lender?
Check my other posted answer to your other question. I came up with a game plan. We can help.
CHF Access half percent down flyer http://tinyurl.com/8m558h4

http://www.Frankand ... more
0 votes Share Flag Fri Sep 21, 2012 Home Buying in 92840
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Will having a co-signer get us more money for a house?
It all depends on their income and debt ratio. We only need a few minutes over the phone to go over the numbers to qualify you. I think I can get you up to $175k-180k by what your sayin ... more
0 votes Share Flag Fri Sep 21, 2012 Home Buying in 92840
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Should I list my Garden Grove 92840 average home for sale now or wait it out. I could hold out 1 more year.
I can tell you homes in Garden Grove/ Westminster are moving VERY fast ,some in a matter of days!

As for prices, no one can be certain what the future holds. I can only tell you t ... more
0 votes Share Flag Thu May 17, 2012 Foreclosure in 92840
Rene' De Bla…, Real Estate Pro in San Diego, CA
Rene' De Blanco, MBA answered:
Can we set up a meeting (in person or over the phone) with a lender and NOT have he/she do an immediate credit check?
Frankly, you will need to pull a tri-merge to know where you stand. More importantly, the higher the scores, the more loan programs that are avaialble to you. Hence, if you don't kn ... more
0 votes Share Flag Tue Mar 27, 2012 Credit Score in 92840
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Why are mobile homes so cheap?
Despite some of the comments regarding their safety, the newer ones are just as safe as stick-built homes.

They're cheap (as some of the previous answers noted) because:

(1) In pa ... more
0 votes Share Flag Sat Mar 24, 2012 Home Buying in 92840
Willy Olsen, Real Estate Pro in Claremont, CA
Willy Olsen answered:
How can a seller back out of escrow in ca without getting in trouble? Our realtor is not helping us and now we are in a jam because of him.
First thing would be to go talk with a real estate lawyer. Sometimes a nice letter from a lawyer gets things straightened out.
A listing agreement is a form of employment contract wit ... more
0 votes Share Flag Fri Mar 23, 2012 Home Selling in 92840
Willy Olsen, Real Estate Pro in Claremont, CA
Willy Olsen answered:
is it possible to be approved for a loan with bad credit??
Go hard money with 50% down and you might get funding to buy a home. The lower the risk to the investor the more likely you will get a loan.
Think about it, would you loan money to so ... more
0 votes Share Flag Fri Mar 23, 2012 Home Buying in 92840
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
if my husband and i dont have great credit but are trying to fix past dues and fees would we still be able to finance or lease a home??
Hello Krystal,

You can buy a home even if you do not have GREAT credit. That being said, you do need to have GOOD credit.

If you are first time buyers contact CalHFA. CalHFA is a ... more
1 vote Share Flag Mon Mar 5, 2012 Home Buying in 92840
Emily S. Kne…, Real Estate Pro in Huntington Beach, CA
Emily S. Knell answered:
Are there homes for rent within the garden grove unified school district?
There are 5 homes for rent coming up for at or under $2,400/mo, I can email them to you if you like.

EmilyKnell1@yahoo.com
562-430-3053 cell
Realtor Since 1996
1 vote Share Flag Wed May 18, 2011 For Rent in 92840
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