92840 : Advice

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Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
is it possible to be approved for a loan with bad credit??
It will depend on how bad your credit is. If you cannot qualify for a conventional loan because of your credit you may still be able to get a hard money loan. More information here: htt ... more
0 votes Share Flag Fri Jun 26, 2015 Home Buying in 92840
Nicole Fedor…, Real Estate Pro in Santa Ana, CA
Nicole Fedorchek answered:
I own rentals in the Lakeside Garden Grove complex and am wondering what the price appreciation outlook is for the next ten to 15 years. Also rentals.
Its hard to predict price appreciation that far in the future. What I can say is that Real Estate is one of the best investments you can make!
The rentals on these units should be aro ... more
0 votes Share Flag Mon Apr 27, 2015 Market Conditions in 92840
Alex Montelo…, Real Estate Pro in Seal Beach, CA
Alex Montelongo, Broker & Associates answered:
I just refinance my house that I lived in for 19 years. as home owner property my question is can I buy a bigger house to move in the same month?
The consensus amongst most of the Lenders that have replied is Yes. Subject to the terms of your new loan, etc. There are missing variables to the equation but as long as you are pre-ap ... more
0 votes Share Flag Fri Feb 6, 2015 Home Buying in 92840
Sergio Caliz, Real Estate Pro in Laguna Hills, CA
Sergio Caliz answered:
The CA water shortage is a real problem.
Thank You Cyndy Davis,

Yes, I am new to this part and I am trying to figure it out, it is going to take a couple of tries, but I will
get it,

Thanks,

Best Regards,

Sergio ... more
0 votes Share Flag Mon Jun 9, 2014 Quality of Life in 92840
Ingrid Ski R…, Real Estate Pro in Mission Viejo, CA
Ingrid Ski Realtor answered:
There has got to be a better way!
HI Mike,

I sure understand. I hear that from many pople looking for a rental/ place to lease.. What city are you looking in to rent/lease in? I might be abl to help.. Talk to ... more
0 votes Share Flag Mon Sep 23, 2013 Rentals in 92840
Bob Phillips, Real Estate Pro in Rancho Santa Margarita...
Bob Phillips answered:
Active duty need help looking for home! can anyone help?
Hi Andy, if you do find a single family house for $1600 or less, be VERY careful to not get scammed.

There are ruthless people overseas - mostly Nigeria - scamming unsuspecting "wish ... more
1 vote Share Flag Fri Jul 5, 2013 Rentals in 92840
PacWest Prop…, Real Estate Pro in Orange, CA
PacWest Properties answered:
If I had a mortgage loan modification in January 2013 can I be a co-signer for my daughter on an FHA mortgage loan? I do not want to be a co-borrower
to be of any help to your daughter.. it would be based on your current credit score and total debt to income ratio.

Contact Brentwood Pacific Financial for a full credit report and ... more
0 votes Share Flag Fri May 24, 2013 Home Buying in 92840
Frank Abbade…, Real Estate Pro in Garden Grove, CA
Frank Abbadessa answered:
Is anyone know if there is $15000 government grant for 1st time buyer going on right now 4/16/13? Will the money put in escrow?
My lender works with the Platinum Grant Fund which only requires the buyer to put 0.5% down on a 3.5% loan. You never have to pay the money back as long as you stay in the home for 5 y ... more
0 votes Share Flag Thu May 23, 2013 Home Buying in 92840
Richard Brody, Real Estate Pro in Port Washington, NY
Richard Brody answered:
How long do we have to continue negotiations when a rental agreement includes a renewal option?
Much depends on the terms of the original lease, which generally spells this out. If that is not the case, both landlord and tenant need to agree to terms prior to the expiration of a l ... more
0 votes Share Flag Tue May 7, 2013 Rentals in 92840
Brian Huynh,  in Orange County, CA
Brian Huynh answered:
Seeking advisor/agent to help in buying a home in Orange County. Not in the US but will move in late summer.
Mr Joshua,
You should find a co-sign (family member, relative, friends,..) whom is working more than 2 yrs and is willing to help you to do as the co-signer and you must find out what ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in 92840
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
looking to have in-laws co-sign on a mortgage loan..do co-signers have to be living in prospective home or just in this case my wife and i??
Hello William,

Sounds like you have some very nice and trusting inlaws!

To answer your question, they do not have to live in the home.

They would need to meet the credit and in ... more
0 votes Share Flag Fri Feb 22, 2013 Home Buying in 92840
casasold, Real Estate Pro in NORTH BETHESDA, MD
casasold answered:
Adding a Co-Signer to a loan.
Miah, Check out Naval Federal Credit Union. They offer a 100% NO PMI financing.
Hope this is helpful.
Thank you
0 votes Share Flag Sun Feb 10, 2013 Home Buying in 92840
David Pham, Real Estate Pro in Garden Grove, CA
David Pham answered:
Foreclosures and "loan amount"?
Courtney,

Depending on where you looked and how a website syndicated/labeled its data, that $112K could mean differently.

In Garden Grove, it is almost impossible to find a house ... more
0 votes Share Flag Fri Sep 21, 2012 Foreclosure in 92840
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
Will renting out rooms in a home get us more from a lender?
Hello Courtney,

If you are buying a single family home, renting out rooms will not help you qualify for a larger loan amount. Most lenders will not consider any rental income from r ... more
0 votes Share Flag Fri Sep 21, 2012 Home Buying in 92840
Felix Hung, Real Estate Pro in Irvine, CA
Felix Hung answered:
Will having a co-signer get us more money for a house?
Deborah,

Thanks for the correction.

Felix
0 votes Share Flag Fri Sep 21, 2012 Home Buying in 92840
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
Should I list my Garden Grove 92840 average home for sale now or wait it out. I could hold out 1 more year.
I can tell you homes in Garden Grove/ Westminster are moving VERY fast ,some in a matter of days!

As for prices, no one can be certain what the future holds. I can only tell you t ... more
0 votes Share Flag Thu May 17, 2012 Foreclosure in 92840
Rene' De Bla…,  in San Diego, CA
Rene' De Blanco, MBA answered:
Can we set up a meeting (in person or over the phone) with a lender and NOT have he/she do an immediate credit check?
Frankly, you will need to pull a tri-merge to know where you stand. More importantly, the higher the scores, the more loan programs that are avaialble to you. Hence, if you don't kn ... more
0 votes Share Flag Tue Mar 27, 2012 Credit Score in 92840
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
Why are mobile homes so cheap?
Despite some of the comments regarding their safety, the newer ones are just as safe as stick-built homes.

They're cheap (as some of the previous answers noted) because:

(1) In pa ... more
1 vote Share Flag Sat Mar 24, 2012 Home Buying in 92840
Willy Olsen,  in Claremont, CA
Willy Olsen answered:
How can a seller back out of escrow in ca without getting in trouble? Our realtor is not helping us and now we are in a jam because of him.
First thing would be to go talk with a real estate lawyer. Sometimes a nice letter from a lawyer gets things straightened out.
A listing agreement is a form of employment contract wit ... more
0 votes Share Flag Fri Mar 23, 2012 Home Selling in 92840
Kawain Payne, Real Estate Pro in Seal Beach, CA
Kawain Payne answered:
if my husband and i dont have great credit but are trying to fix past dues and fees would we still be able to finance or lease a home??
Hello Krystal,

You can buy a home even if you do not have GREAT credit. That being said, you do need to have GOOD credit.

If you are first time buyers contact CalHFA. CalHFA is a ... more
1 vote Share Flag Mon Mar 5, 2012 Home Buying in 92840
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