Did you have a BK or foreclosure in the last 2-3 years? If not, you may qualify for CHF Access half percent down payment program with a minimum 580 fico score which can also contribute towards your closing costs as well. I specialize in Under 640 Fico Score Loans and offer credit repair to raise fico scores to qualify. I only need to ask a few dozen questions to pre-qualify you? Here is a flyer and needs list.
CHF Access half percent down flyer, pdf
Sheryl Arndt, standard needs list checked, pdf
Why Rent brochure
CHF Access income limits http://tinyurl.com/8lzf8he