Home Buying in Gallatin County : Advice

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Pam Halbert, Real Estate Pro in 59718
Pam Halbert answered:
I have a limited income and would only be able to save $6000 for a down payment. Is home ownership possible for me?
$6000.00 is enough to start. There is a Rural Development program that requires zero down or as much as you'd like to put down. This is available for homes outside the Bozeman city limi ... more
0 votes Share Flag Fri Jan 23, 2015 Home Buying in Bozeman
Michael John…, Real Estate Pro in 59937
Michael Johnson answered:
What is the square footage on the house and can i be emailed pictures?
Brock,

If you give the address, I should be able to look up the house and send you any available pictures. No address was given in your search.

-Michael
0 votes Share Flag Mon Jan 12, 2015 Foreclosure in Three Forks
billclint, Both Buyer and Seller in Bozeman, MT
billclint answered:
Can I list my house on our local MLS without using a real estate agent?
Technically, you can't, but there's a great alternative. It's called a flat-fee MLS Listing. NoMoreAgent offers them and they're well worth the $237 or whatever it is for a 3 month list ... more
0 votes Share Flag Sun Nov 2, 2014 Home Buying in 59718
Patrick Sull…, Real Estate Pro in 33441
Patrick Sullivan answered:
I'm beginning a new career at the end of the month. I have excellent credit and can cover over a 20% down payment.
Hi James... Normally a lender wants to see a 2 year history of employment in the same line of work on conventional loans, However if you were getting out of college and now starting a n ... more
0 votes Share Flag Tue Sep 16, 2014 Home Buying in Bozeman
Dennis Erick…, Real Estate Pro in Bozeman, MT
Dennis Erickson answered:
What can you do if sellers ignore the contracted closing date? The first date was disregarded and I only found out 36 hours before closing. The
Daisy, I'm afraid you won't like my answer much, but it might help you out.
First, your Realtor should have let you know the contract was out of date. Period. No Excuse! Second, you ... more
0 votes Share Flag Mon Jun 2, 2014 Home Buying in Bozeman
Eric Ossorio, Real Estate Pro in Big Sky, MT
Eric Ossorio answered:
Rental Investments?
The "seasonal" rental season in approximately 100 days...for a well located and marketed property. The rental revenues from overnight seasonal rentals will generally cover your NON fin ... more
0 votes Share Flag Sun May 4, 2014 Home Buying in Big Sky
Karen & Ed T…, Real Estate Pro in Bozeman, MT
Karen & Ed Thomes answered:
I own a town-home is Bozeman (3 bed 2.5 bath) and am considering placing it on the market this spring/summer. How are sales of town-houses doing?
Hi Steve,

Thank you for your inquiry about town-home activity in Bozeman. In 2013 both town-homes and condos saw a significant increase in values. In fact, there was a 12% increase ... more
0 votes Share Flag Thu Mar 27, 2014 Home Buying in Bozeman
Mike Robitai…, Real Estate Pro in Bozeman, MT
Mike Robitaille answered:
Will the roads in Rolling Glen Ranch ever be paved? The access is terrible to most homes.
Hello fisherfin,

Amanda is correct. The road acess can be bumpy due to snow and eventual washboarding of the road and the bill would be huge to pave it. There are other subdivision ... more
0 votes Share Flag Tue Mar 4, 2014 Home Buying in 59752
Mike Robitai…, Real Estate Pro in Bozeman, MT
Mike Robitaille answered:
Looking for information on lots in Three Forks, near Elk Ridge or Rolling Glen.
Hi Michele,

Mike Robitaille here with Small Dog Realty in Bozeman Montana. Please let me know what parameters you are working with and what size piece of land you are interested in ... more
0 votes Share Flag Tue Mar 4, 2014 Home Buying in Three Forks
Shamesedge, Home Buyer in Manhattan, MT
Shamesedge asked:
HUD Foreclosure closing We were pre-approved through our credit union to purchase a home. We found a HUD foreclosure and placed a bid. Our bid was accepted. We have paid our earnest $ and signed contract.There…
0 votes Share Flag Mon Feb 24, 2014 Home Buying in 59741
Erin Mandevi…, Real Estate Pro in Bozeman, MT
Erin Mandeville answered:
What's a reasonable price for a lot up in Battle Ridge Ranch? I see a few listed at ~$99k but many of them are seasonal access without utilities.
The most current sale closed at about $10,000 per acre on Skunk Creek in 2013 (and that was with the water being the Buyers responsibility. As you noted Brian, there is a lot of variati ... more
0 votes Share Flag Tue Feb 11, 2014 Home Buying in Bozeman
David Everett, Real Estate Pro in Bozeman, MT
David Everett answered:
Is there going to be a Supermarket in Big Sky?
Have a investor looking to purchase a strip mall in Bozeman, not Belgrade. If anyone knows of anything that's not on the MLS please contact me
0 votes Share Flag Wed Jan 22, 2014 Home Buying in Big Sky
Mark Meissner, Real Estate Pro in Bozeman, MT
Mark Meissner answered:
Does and owner financed real-estate transaction require establishing an escrow account and filing a deed of trust?
There are a variety of ways that this sort of scenario can be set up. I would definitely suggest talking to a local real estate attorney to see what will protect you best as the Buyer. ... more
0 votes Share Flag Mon Jan 13, 2014 Home Buying in Gallatin County
Ryan Olsen, Real Estate Pro in Bozeman, MT
Ryan Olsen answered:
How will the lending rules (that change Jan. 1st 2014) affect interest rates and home prices and how long do you think that will take to take affect?
This is a great question. Bloomsberg Business Week has a great short article about this. Lenders must now verify and document at least eight specific criteria, including income, asset ... more
1 vote Share Flag Mon Dec 9, 2013 Home Buying in 59718
Mark Meissner, Real Estate Pro in Bozeman, MT
Mark Meissner answered:
Is the Chase Way foreclosure listing on Trulia for real, or is it actually 189k and not a foreclosure?
Hi Dhale42,

The home at 355 Chase Way is actively on the market. The listing agent does not have it noted as a foreclosure in our MLS system, so I can't say for sure whether it is o ... more
0 votes Share Flag Mon Nov 4, 2013 Home Buying in Bozeman
vcwald, Home Buyer in Bozeman, MT
vcwald answered:
The house at 179 Robert Court in Bozeman is not for sale according to the listing agent, but is still listed for sale on Trulia. What's up?
Sometimes because the sale is contingent upon the buyer meeting some condition (e.g., selling their current home) and the seller is willing to entertain backup offers in case the contin ... more
0 votes Share Flag Mon Aug 5, 2013 Home Buying in Bozeman
Courtney King, Real Estate Pro in Bozeman, MT
Courtney King answered:
For all first time home buyers out there: What concerns keep you from making the jump into home ownership? Thanks! Erin Mandeville,
The market actually has gone up and is predicted to climb more, so now is the time to buy!
1 vote Share Flag Wed Jul 24, 2013 Home Buying in Bozeman
Joe Duval, Real Estate Pro in Bozeman, MT
Joe Duval answered:
I'm retired, single, and my passion is fly fishing. You have some of the best! What do you have in the $100,000 dollar range?
I love the "banana belt" region of the Whitehall, MT area. It offers the communities of Dillon, Butte, and Bozeman all with in an hour or so. The recreational opportunities are endless ... more
0 votes Share Flag Fri Jun 21, 2013 Home Buying in Bozeman
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