Financing in Gainesville : Advice

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Johndavidada…, Home Buyer in Gainesville, FL
Johndavidadamsjr answered:
FHA 203K Rehab loan in Gainesville, Florida?
My team can help with these at imortgage. We have Va renovation, 203k streamline and Full as well as the two different conventional options. We also teach a 3 hour CE in the state of Fl ... more
0 votes Share Flag Tue Oct 13, 2015 Financing in Gainesville
Tom Bawany, Real Estate Pro in Maitland, FL
Tom Bawany answered:
I have poor credit but wish to get a FHA loan for $175,000. Our combined income is $80,000. We would need to make a low down payment as well.

You can put as little as 3.5% down for an FHA loans
We can do FHA loans with credit scores as low as 600, as long as you qualify
You have to pay mortgage insurance
it is a ... more
0 votes Share Flag Wed Mar 11, 2015 Financing in Gainesville
,  in
If I add points to my home loan is that to negotiate a lower interest rate? How is that different than simply putting more money down upfront?
Hi Nicole, points are a fee/charge to cover costs associated with the loan. The higher the amount of points being charged for a loan to purchase a home...than typically the more money ... more
0 votes Share Flag Thu Aug 18, 2011 Financing in Gainesville
Jason Fritz,  in Marietta, GA
Jason Fritz asked:
I am a 203k Consultant and Contractor from Atlanta. Is there any 203k activity in the area? I am a 203k Consultant and Contractor from Atlanta. Is there any 203k activity in the area?
0 votes Share Flag Wed Jul 20, 2011 Financing in Gainesville
Bonnie Seide, Real Estate Pro in Gainesville, FL
Bonnie Seide answered:
what prevents a home owner buyer from selling the house if the seller financed mortgage is not yet paid off?
If you buy a home and don't have all the money, you can borrow the portion that you are short on. If you then go to sell the home, you can sell it but must pay off that money you borrow ... more
0 votes Share Flag Mon Jun 8, 2009 Financing in Gainesville
Joyce Dorval,  in Gainesville, FL
Joyce Dorval answered:
my name is josh and i was wanting to no about this house and if i could get it for low monthly payment for 30
Hi Josh,
I don't know what house your are asking questions about,could you send me some type of info on the house? I am a Broker and would love to help you find the right home for you. ... more
0 votes Share Flag Sun Jan 11, 2009 Financing in Gainesville
Kathleen Sei…, Real Estate Pro in Gainesville, FL
Kathleen Seide answered:
I am a first time home buyer looking for the right lender. I make 25k per year, and have no debt. I do not
Go to a couple LOCAL lenders and talk to them. They will be able to tell you if it is possible to get qualified for a loan now - be sure to be totally honest about your situation. If ... more
0 votes Share Flag Sun Dec 7, 2008 Financing in Gainesville
Gail Hiebert,  in KCMO
Gail Hiebert answered:
can two people file HOH at the same address with their own dependent?
Michelle. Yes, i't's possible for two person with dependents to live at the same address and file as HOH if they are not claiming the same children, and have different names and SS#. ... more
0 votes Share Flag Sun Feb 3, 2008 Financing in Gainesville
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