Home Buying in Fresno : Advice

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Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
My bad credit score is around 540. Is it better or easier to file bankruptcy then wait to purchase a house or try to clean up my credit? My parents
Improve your credit.

Some lenders will give you a loan

Don't file for bankruptcy.
0 votes Share Flag Thu Jul 16, 2015 Home Buying in Fresno
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Would I be able to purchase a home with a Credit Score of 550?
Hello Coraaaal, yes you may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down paym ... more
0 votes Share Flag Thu Jun 25, 2015 Home Buying in 93737
Megan Miller, Home Buyer in Fresno, CA
Megan Miller answered:
what would my credit score have to be in order to get qualify for a loan?
580 is the minimum score for FHA Loans. Check out The Lenders Network, they referred us to our lender and we were approved after being rejected by like 5 lenders!
1 vote Share Flag Wed Jun 17, 2015 Home Buying in Fresno
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Hi, I just wanna know the house is on 3171 e balch ave,fresno CA is for only $750. I just wanna know the whole thing like if I pay $750 then....
Talwar,
That's the opening bid for an auction. I'm sure it will go for much more than that.
0 votes Share Flag Thu May 14, 2015 Home Buying in 93703
Micah Matson, Real Estate Pro in 35613
Micah Matson answered:
When is the best time of the year to buy a house?
I would say November-December. There is a lot less people looking because of the weather and the holiday season. Therefore, you are much less likely to get into a multiple offer situati ... more
0 votes Share Flag Fri May 1, 2015 Home Buying in Fresno
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Can I buy a home ? I am on long term disability
Hello Lori, yes you may qualify with long term disability income. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, home price, loan pro ... more
0 votes Share Flag Thu Apr 30, 2015 Home Buying in Fresno
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
My Lender Said I Would Close Escrow In 45 Days. Its Been 72 And My Seller Wants To Cancel Our Escrow. Is My Lender Responsible For My Money Lost?
No but, I saw your other question. Unless they have changed it, the seller can not keep your money on a FHA purchase no matter what.

You are just out the cost of your appraisal and ... more
1 vote Share Flag Fri Apr 24, 2015 Home Buying in Fresno
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Lenders responsiblities
Nomad,
I don't blame the seller. It's not their fault and the market is changing in many markets very fast. Chances are good they may get more for your home now then when you came un ... more
0 votes Share Flag Fri Apr 24, 2015 Home Buying in Fresno
Derek Jones, Real Estate Pro in 95670
Derek Jones answered:
Are there any agents who are experienced with working with an investor? I NEED YOU!
You're better off signing up for those "sell your house fast" or "we buy ugly houses" services. I don't know of any property that listed at 65% of market value. If a homes current mar ... more
0 votes Share Flag Thu Apr 23, 2015 Home Buying in 93727
djennifer009, Other/Just Looking in Salt Lake City, UT
djennifer009 answered:
Seller's agent ordered pest inspection but didn't include detatched garage in inspection. We later found termites in garage. What recourse?
I hate to say it, but in this case I don't think you're going to be able to get the sellers to pay. It's been too long since the sell, and there's no way to prove that they knew about t ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in 93704
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
looking for homes w/ a pool
Hello Catppj, you will need to be pre-approved if you decide to buy to be able to meet an agent to view and submit offers on any homes of your choice. Your qualifications will be determ ... more
0 votes Share Flag Sun Apr 5, 2015 Home Buying in Woodward Park
Alex Greer, Real Estate Pro in California
Alex Greer answered:
how yould i bring my child to study at Uni High by buying a house at 93740 zip code ? the child is musically talented .
You have to apply and be entered in the admissions lottery.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
L ... more
0 votes Share Flag Tue Mar 17, 2015 Home Buying in Fresno
Cathy Wahlin, Real Estate Pro in Kent, WA
Cathy Wahlin answered:
The bank hasn't accepted an offer yet. I put in offer #1 but i'm 2nd guessing it. Can I have my agent put in a 2nd (higher) offer?
Ask the listing agent if they have multiple offers. If so, they will likely let everyone submit their highest and best offer giving you a chance to improve your offer if you want to.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 93727
Cathy Wahlin, Real Estate Pro in Kent, WA
Cathy Wahlin answered:
I'm converting my primary residence to a rental property, how soon do I need to take out the homeowners exemption and how do I do that?
I would check with your insurance broker for their advice, but I would think you could take the date when you start renting your home as the date. I have found that insurance companies ... more
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 93727
Jamesklinkner, Home Buyer in New York, NY
Jamesklinkner answered:
Can you move a mobile home from a park after you buy it?
So I own a modular home in a community park. I have now decided to sell it. One party that is interested in buying my place wants to move it out of the park and on to their own property ... more
0 votes Share Flag Wed Feb 18, 2015 Home Buying in Fresno
fbroptcman1, Home Owner in Fresno, CA
fbroptcman1 answered:
How much is the HOA fee per month? Is there any other fee?
Most homes are Single Family = NO HOA
0 votes Share Flag Thu Nov 20, 2014 Home Buying in Roosevelt
Terry, Real Estate Pro in Las Vegas, NV
Terry answered:
I am looking for Rent To Own properties
Are you looking in a specific area, or anywhere in the country that you can find one? Are you looking for one home, for yourself, or multiple homes in which to invest?

I have homes ... more
0 votes Share Flag Wed Nov 12, 2014 Home Buying in 93711
Diana Hellman, Real Estate Pro in 10538
Diana Hellman answered:
when to sell your home?
In the north east, the best time is usually after the New Year into early spring. Of course the most important determinants as to whether it will in fact sell revolves mostly around con ... more
0 votes Share Flag Mon Nov 10, 2014 Home Buying in Fresno
Kathy Kennedy, Real Estate Pro in 92688
Kathy Kennedy answered:
Hi, What is the procedure that follows after a buyer has made an offer? If the seller has a counter offer, should that be in black and white?
To get to the bottom line of what the seller will accept sometimes countering verbally gets the job done a lot faster than multiple written counters, once you understand what its going ... more
0 votes Share Flag Mon Nov 10, 2014 Home Buying in 93711
Dan Christen…, Home Buyer in Carlsbad, CA
Dan Christensen answered:
I am an investor looking for a house to rehab with a sizable ARV return. CASH BUYER close in 15 days. Any area. allvalleyinvestments@comcast.net
Have condo in Kona, Hawaii can be bought for $110,000 needs $35,000 rehab turnkey. Comps in same building are $189,000 same exact unit that is REO, and another partially remodeled same ... more
0 votes Share Flag Sun Nov 9, 2014 Home Buying in West
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