Home Buying in Frederick : Real Estate Advice

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Jenn Moore, Home Buyer in Frederick, MD
Jenn Moore asked:
Expectations for how taxes will be assessed on a new construction home? Can anyone provide guidance for how I can expect taxes to be assessed on a brand new construction home?

The first possible scenario is us building a home in a community that doesn't…
0 votes Share Flag Tue Jun 21, 2016 Home Buying in Frederick
J625111983, Home Buyer in Santa Clarita, CA
J625111983 asked:
how long after a bankruptcy can I buy a home and what is the credit score required for best rates? Thank you I have been through a bad period the past five years. A divorce that dragged on for 5 years and led to two foreclosures - one of a rental property and one of the primary residence. To deal…
0 votes Share Flag Thu Jun 16, 2016 Home Buying in Frederick
Jondoyle24, Home Buyer in Frederick, MD
Jondoyle24 asked:
Cash for Keys in MD?? Theres an odd title issue thats may not be undoable (its complicated but in relation to the previous and original owner.. and it could take a LONG time to resolve fannie mae may not accept…
0 votes Share Flag Tue Mar 22, 2016 Home Buying in 21703
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
We put in an offer on a short sale that our realtor thought was reasonable. The sellers felt the offer was to low but did not offer a counter-offer!?
The seller does not have to sign any offer. The bank will not allow a sale unless the sales prices meets a certain percentage of what the seller owes AND is at or within what the curren ... more
0 votes Share Flag Thu Dec 24, 2015 Home Buying in Frederick
Kelly Putz, Real Estate Pro in Fairfax, VA
Kelly Putz answered:
I found a house for rent on this site. The owners aren't using an agent. How do I know this isn't a scam?
You can always hire your own agent. The agent will need to be paid, typically by the landlord out of the first month's rent, or by you for finding you a good home to rent if the landlor ... more
0 votes Share Flag Sun Apr 12, 2015 Home Buying in Frederick
Robert Krop, Real Estate Pro in Frederick, MD
Robert Krop answered:
Is this considered buy and bail or can we short sale?
You will need to discuss the issue first with your lender. Depending, on the situation there are instances that the banks have allowed short sales in similar scenarios. Hard to say wi ... more
0 votes Share Flag Wed Jan 21, 2015 Home Buying in 21701
Robert Krop, Real Estate Pro in Frederick, MD
Robert Krop answered:
How do I report a scam?
You can report fraud to Trulia by emailing to fraud@trulia.com.
0 votes Share Flag Wed Jan 21, 2015 Home Buying in 21701
Valyrie Ellis, Real Estate Pro in Frederick, MD
Valyrie Ellis answered:
I notice a lot of townhomes for sale in Fredericktowne Village. For example on Mobley and Dockside. Any ideas why?
This neighborhood is somewhat of a "move up" nbhd. therefore there are always going to be opportunities here. It has great proximity to Ft. Detrick, the newer shopping areas near Wegmen ... more
0 votes Share Flag Wed Oct 29, 2014 Home Buying in Frederick
 Rajiv, Real Estate Pro in Frederick, MD
Rajiv answered:
MY WIFE & I ARE MOVING TO Frederick ,DO WE HAVE ANY SOUTH ASIAN INDIAN POPULATION IN Frederick,MD
There is descent South Indian population in Frederick MD. Also there are few indian restaurants and grocery stores. You can also join Indian Association of Frederick and Chinmaya missio ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in Frederick
Stephenie St…, Real Estate Pro in Urbana, MD
Stephenie Stadtler answered:
We are a family of 8. We are also new home buyers and I'm a veteran. What programs are available to us as New Home buyers and a veteran?
Hi Stephen,

One of the programs that comes to my immediate thought is a VA home loan. They are provided by private lenders such as banks and mortgage companies. You could obtain a V ... more
0 votes Share Flag Thu Jul 10, 2014 Home Buying in Frederick
Robert Krop, Real Estate Pro in Frederick, MD
Robert Krop answered:
I just got word from my Realtor that the bank did the BPO. What happens next ? On the contract, the bank has 45 days to respond.
The bank does not have to answer by that deadline. That is the amount of time you have agreed to give the bank before you are aloud to exercise your right to cancel the contract on you ... more
0 votes Share Flag Thu Mar 20, 2014 Home Buying in Frederick
Bill Eckler, Real Estate Pro in Venice, FL
Bill Eckler answered:
When is the best time to list your house for sale?
Contrary to what many think, there is no season for buying or selling homes. This process is simply based on "need!" Yes, certain times of the year are known to be slower than others bu ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in Frederick
Robert Krop, Real Estate Pro in Frederick, MD
Robert Krop answered:
I'm tired of moving around. We don't make much. What are the steps to owning a home?
First step is contacting a lender to find out what you can and want to afford monthly. There are lots of great loan programs that can also help you purchase with less money or even no ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in Frederick
Matthew Sitl…, Real Estate Pro in Reston, VA
Matthew Sitler answered:
Who are the builders in this area with good reputations for quality work?
Comstock Homes is the Best!
0 votes Share Flag Thu Jan 2, 2014 Home Buying in Frederick
Grettell Del…,  in 21704
Grettell Delcid answered:
What steps should I take in order to buy a place by next summer?
You need a good credit score and have a stable job. Also you will need to make enough to qualify for a loan and you need to have the following documents available: Pay stubs, W2, Last 2 ... more
0 votes Share Flag Tue Dec 31, 2013 Home Buying in Frederick
Russ Ravary, Real Estate Pro in Commerce Township, MI
Russ Ravary answered:
Is it worth putting in a Backup offer on a short sale?
Yes I would, but don't bank on it. Keep looking and hopefully you will find a better house
0 votes Share Flag Wed Mar 13, 2013 Home Buying in Frederick
Akil Walker, Real Estate Pro in Upper Marlboro, MD
Akil Walker answered:
Can anyone tell me what happens after the bank does a BPO?
The BPO is normally sent to the bank/investor for analysis to make a final determination of value on a property. If your offer is higher then the BPO suggest, that is definite plus, but ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Frederick
Michelle Hen…,  in Danville, CA
Michelle Hensley answered:
Hi all, Is it normal for a short sale under contract to still be shown?
You can only sell the home one time to one buyer, hopefully your buyer is commited to buying your short sale and has put down a deposit into escrow. If you feel you have a good buyer I ... more
0 votes Share Flag Fri Sep 28, 2012 Home Buying in Frederick
Akil Walker, Real Estate Pro in Upper Marlboro, MD
Akil Walker answered:
What if the value that the bank obtains (BPO) is a lot lower that our offer?
Just because the BPO comes back lower does not mean the value of the home is lowered. An appraisal will be done by your lender to ascertain the value of the home as well. BPO are used b ... more
1 vote Share Flag Thu Sep 27, 2012 Home Buying in Frederick
Kari Shank, Real Estate Pro in Hagerstown, MD
Kari Shank answered:
Now the Realtor Agency has cash my earnest check and still no word from the bank on whether or not they have accepted the offer on this short sale.
Hello-in MD your earnest money check must be deposited when the contract is ratified. Your contract is considered ratified when you and the seller reached an agreement on all items in w ... more
0 votes Share Flag Fri Sep 21, 2012 Home Buying in Frederick
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