Home Buying in Frederick : Advice

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Rajiv, Real Estate Pro in Frederick, MD
Rajiv answered:
MY WIFE & I ARE MOVING TO Frederick ,DO WE HAVE ANY SOUTH ASIAN INDIAN POPULATION IN Frederick,MD
There is descent South Indian population in Frederick MD. Also there are few indian restaurants and grocery stores. You can also join Indian Association of Frederick and Chinmaya missio ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in Frederick
Stephenie St…, Real Estate Pro in 20871
Stephenie Stadtler answered:
We are a family of 8. We are also new home buyers and I'm a veteran. What programs are available to us as New Home buyers and a veteran?
Hi Stephen,

One of the programs that comes to my immediate thought is a VA home loan. They are provided by private lenders such as banks and mortgage companies. You could obtain a V ... more
0 votes Share Flag Thu Jul 10, 2014 Home Buying in Frederick
Doug Gardiner, Real Estate Pro in Frederick, MD
Doug Gardiner answered:
I notice a lot of townhomes for sale in Fredericktowne Village. For example on Mobley and Dockside. Any ideas why?
Townhome communities typically have high turnover. The house I have for sale on Mobley is being bought by an investor who will rent it out. This is a great pocket for investors as the p ... more
0 votes Share Flag Fri May 16, 2014 Home Buying in Frederick
pberchoff, Home Owner in Mount Airy, MD
pberchoff answered:
I am looking at a short sale. I hear good and bad. Do the bank really do these in a timely matter?
Hi
We are the construction representatives in Mount Airy, MD, that specializes in building modular homes for the Northern Virginia, Maryland and Metro DC areas. We have many floor pla ... more
0 votes Share Flag Fri Mar 28, 2014 Foreclosure in Frederick
Robert J. Kr…, Real Estate Pro in Frederick County, MD
Robert J. Krop answered:
I just got word from my Realtor that the bank did the BPO. What happens next ? On the contract, the bank has 45 days to respond.
The bank does not have to answer by that deadline. That is the amount of time you have agreed to give the bank before you are aloud to exercise your right to cancel the contract on you ... more
0 votes Share Flag Thu Mar 20, 2014 Home Buying in Frederick
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
When is the best time to list your house for sale?
Contrary to what many think, there is no season for buying or selling homes. This process is simply based on "need!" Yes, certain times of the year are known to be slower than others bu ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in Frederick
Robert J. Kr…, Real Estate Pro in Frederick County, MD
Robert J. Krop answered:
I'm tired of moving around. We don't make much. What are the steps to owning a home?
First step is contacting a lender to find out what you can and want to afford monthly. There are lots of great loan programs that can also help you purchase with less money or even no ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in Frederick
Matthew Sitl…, Real Estate Pro in Frederick, MD
Matthew Sitler answered:
Who are the builders in this area with good reputations for quality work?
Comstock Homes is the Best!
0 votes Share Flag Thu Jan 2, 2014 Home Buying in Frederick
Grettell Del…, Real Estate Pro in 21793
Grettell Delcid answered:
What steps should I take in order to buy a place by next summer?
You need a good credit score and have a stable job. Also you will need to make enough to qualify for a loan and you need to have the following documents available: Pay stubs, W2, Last 2 ... more
0 votes Share Flag Tue Dec 31, 2013 Home Buying in Frederick
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
Is this considered buy and bail or can we short sale?
I agree 100% with Ron. Who said you were entitled to a big new home just because you've decided to have children? Harsh, but true. You're responsible for your family size. (And you know ... more
0 votes Share Flag Sat Jun 1, 2013 Home Buying in 21701
Russ Ravary, Real Estate Pro in Commerce Township, MI
Russ Ravary answered:
Is it worth putting in a Backup offer on a short sale?
Yes I would, but don't bank on it. Keep looking and hopefully you will find a better house
0 votes Share Flag Wed Mar 13, 2013 Home Buying in Frederick
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
Can anyone tell me what happens after the bank does a BPO?
The BPO is normally sent to the bank/investor for analysis to make a final determination of value on a property. If your offer is higher then the BPO suggest, that is definite plus, but ... more
0 votes Share Flag Tue Feb 12, 2013 Home Buying in Frederick
Michelle Hen…, Real Estate Pro in Danville, CA
Michelle Hensley answered:
Hi all, Is it normal for a short sale under contract to still be shown?
You can only sell the home one time to one buyer, hopefully your buyer is commited to buying your short sale and has put down a deposit into escrow. If you feel you have a good buyer I ... more
0 votes Share Flag Fri Sep 28, 2012 Home Buying in Frederick
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
What if the value that the bank obtains (BPO) is a lot lower that our offer?
Just because the BPO comes back lower does not mean the value of the home is lowered. An appraisal will be done by your lender to ascertain the value of the home as well. BPO are used b ... more
1 vote Share Flag Thu Sep 27, 2012 Home Buying in Frederick
Kari Shank, Real Estate Pro in Hagerstown, MD
Kari Shank answered:
Now the Realtor Agency has cash my earnest check and still no word from the bank on whether or not they have accepted the offer on this short sale.
Hello-in MD your earnest money check must be deposited when the contract is ratified. Your contract is considered ratified when you and the seller reached an agreement on all items in w ... more
0 votes Share Flag Fri Sep 21, 2012 Home Buying in Frederick
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
I didn't think so, so I asked my Realtor and she told me that her real- state cashed it. She asked if that was okay with me.
By law earnest money deposit checks must be deposited in to a trust account. Typically the listing company holds the check, but there are many smaller companies that don't set up trust ... more
1 vote Share Flag Tue Sep 18, 2012 Home Buying in Frederick
C.quinones, Home Buyer in Frederick, MD
C.quinones asked:
Thank you all for answering my questions. Most of all for answering them quickly!
0 votes Share Flag Mon Sep 17, 2012 Home Buying in Frederick
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
Foreclosing? Oh no! What happens then? Thank you all for your responses. I have a home inspection today. I signed all the paper work and just wai-
Hi C,

Good for you, best of luck in capturing that short sale and helping the owner avoid foreclosure. Once you get the paperwork into the bank and assuming the Seller has a good ad ... more
1 vote Share Flag Thu Sep 6, 2012 Home Buying in Frederick
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
hud accepted an offer, I reviewed hoa docs and decided to cancel. they won't return earnest money. Legal?
Hi Lohfly,

Your are going to have to review the specific terms of your offer to determine if you are eligible for a return of your deposit. Foreclosures are often exempt from disclo ... more
0 votes Share Flag Sun Feb 12, 2012 Home Buying in Frederick
Darren Ahearn, Real Estate Pro in 21703
Darren Ahearn answered:
How large is Cannon Bluff? How many homes at buildout?
Hello Beth-
Thanks for your question. Cannon Bluff is a small community of homes in Frederick- Ryan homes is building these. Let me know if you would like to go visit this area ... more
0 votes Share Flag Fri Nov 18, 2011 Home Buying in Cannon Bluff
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