Financing in Frederick : Advice

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Matt.Donnelly, Real Estate Pro in Leesburg, VA
Matt.Donnelly answered:
Have an investment property in frederick with a rate of 5.85%, would like to refinance.
Late to the game, but the first thing i would do is make sure you are working with a correct value. While Zillow and other online AVM's are a decent tool to get a ballpark value, they ... more
0 votes Share Flag Thu Feb 6, 2014 Financing in 21703
Michael Mast…, Real Estate Pro in 92108
Michael Mastro answered:
Question about the 51% owner occupancy guideline
51% it is! under that number, forget about being able to get a conventional loan
0 votes Share Flag Tue Jan 29, 2013 Financing in Frederick
Jenn Moore, Home Buyer in Frederick, MD
Jenn Moore answered:
Experience with low appraisals in the Frederick, MD area?
Here's an update to my story for anyone who comes across this thread and is interested in low appraisal scenarios.

The seller completed his appraisal and agreed to lower the pri ... more
0 votes Share Flag Mon Aug 29, 2011 Financing in Frederick
Charles Flynn, Other/Just Looking in Maryland
Charles Flynn answered:
We contracted with a builder to build a home using FHA financing.
This is one very good reason to have a Buyer Agent involved from the very beginning. I suggest securing an attorney immediately. You should be OK, but you need to have legal support. ... more
0 votes Share Flag Mon Jun 13, 2011 Financing in Frederick
Laura Roskel…, Real Estate Pro in Odenton, MD
Laura Roskelly answered:
appraisals for less ? $500 no matter where you look and they jusyt do the comparable routine .
If only it were that easy. Appraisers have to go through rigorous schooling and apprenticeship before they can practice on their own. Especially when they are doing government (FHA/VA ... more
0 votes Share Flag Wed Sep 8, 2010 Financing in Frederick
Ben George, Real Estate Pro in Damascus, MD
Ben George answered:
we want to refi, but the mortgage is in his name only, if I add my name to the deed before the refi, will we have to use my credit for the refi
I'm a real estate agent in Maryland. My wife and I a few years ago helped our daughter buy a home in Alabama. Our daughter did not have good credit, so she was not on the applica ... more
0 votes Share Flag Fri Aug 13, 2010 Financing in Frederick
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