Frederick : Real Estate Advice

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John Burke, Real Estate Pro in ELK CITY, OK
John Burke answered:
In 2013 my husband and I lost a conventional mortaged home. It foreclosed 2014. Auctioned/sold 2015. When & will we be able to do a VA loan.?
Hi Barbara,

VA requires 2 years from when the bank took back title (foreclosure) to be eligible for a VA mortgage UNLESS the foreclosure was the result of extenuating circumstances i ... more
0 votes Share Flag Fri Jul 8, 2016 Home Buying in Frederick
Jenn Moore, Home Buyer in Frederick, MD
Jenn Moore asked:
Expectations for how taxes will be assessed on a new construction home? Can anyone provide guidance for how I can expect taxes to be assessed on a brand new construction home?

The first possible scenario is us building a home in a community that doesn't…
0 votes Share Flag Tue Jun 21, 2016 Home Buying in Frederick
J625111983, Home Buyer in Santa Clarita, CA
J625111983 asked:
how long after a bankruptcy can I buy a home and what is the credit score required for best rates? Thank you I have been through a bad period the past five years. A divorce that dragged on for 5 years and led to two foreclosures - one of a rental property and one of the primary residence. To deal…
0 votes Share Flag Thu Jun 16, 2016 Home Buying in Frederick
Sally Grenier, Real Estate Pro in Longmont, CO
Sally Grenier answered:
I have a client that wants to tour this property. How do I set it up?
Allie, are you an agent?? If so, you should be able to find the listing in your local MLS. Also, you know the listings you see here aren't necessarily accurate, nor up to date? Especi ... more
0 votes Share Flag Sat Mar 26, 2016 Foreclosure in Baker Park
Jondoyle24, Home Buyer in Frederick, MD
Jondoyle24 asked:
Cash for Keys in MD?? Theres an odd title issue thats may not be undoable (its complicated but in relation to the previous and original owner.. and it could take a LONG time to resolve fannie mae may not accept…
0 votes Share Flag Tue Mar 22, 2016 Home Buying in 21703
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
Is it possible to get a mortgage without an income? Is there some point in which the downpayment is large enough that the lenders realize you have?
you have to have some proof that you're able to make the payments. you must have some kind of income, interest income? investment income? or are solely living off the cash in the bank?
... more
0 votes Share Flag Sun Jan 10, 2016 Financing in Frederick
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
We put in an offer on a short sale that our realtor thought was reasonable. The sellers felt the offer was to low but did not offer a counter-offer!?
The seller does not have to sign any offer. The bank will not allow a sale unless the sales prices meets a certain percentage of what the seller owes AND is at or within what the curren ... more
0 votes Share Flag Thu Dec 24, 2015 Home Buying in Frederick
Javier Monti…, Real Estate Pro in Covina, CA
Javier Montiel answered:
My home listng is not appearing in your search engine
If your home is listed with a Realtor have he/she manually input the listing.
0 votes Share Flag Mon Aug 24, 2015 Home Selling in 21701
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
My home listng is not appearing in your search engine
Is your home listed in the MLS by an agent? That's where Trulia picks up the info. It can sometimes take up to 72 hrs for it to update.

Your agent may need to log into their account ... more
0 votes Share Flag Mon Aug 24, 2015 Home Selling in 21701
Stephenie St…, Real Estate Pro in Urbana, MD
Stephenie Stadtler answered:
who do i talk to someone about the house that i'm interested in?
Hi Carlton,

If you still need someone to help you with the house you are interested in, give me a call 240-405-2217. I would be more than glad to help get you on the path to home ow ... more
0 votes Share Flag Sat Aug 1, 2015 For Rent in 21703
Mooie Shok, Home Buyer in Woodbridge, VA
Mooie Shok asked:
Is this area safe to live in? This question was asked from http://www.trulia.com/property/3206350474-459-Arwell-Ct-Frederick-MD-21703
0 votes Share Flag Thu Jul 30, 2015 Market Conditions in Frederick Heights
Stephenie St…, Real Estate Pro in Urbana, MD
Stephenie Stadtler answered:
I'm looking for a rental home located within Urbana Middle School attendance zone. It needs to be at least 3 bedrooms, 2 baths. Price max $1,800/mo.
Hi Lisa,
Have you had any success in finding the rental property that you are interested in? If you are still in need of assistance, feel free to call me on my cell, 240-405-2217, I wo ... more
0 votes Share Flag Fri Apr 17, 2015 Rentals in Frederick
Kelly Putz, Real Estate Pro in Fairfax, VA
Kelly Putz answered:
Why have number of home sales in Frederick, MD dropped so dramatically in 2014 on the Trulia site?
Trulia and the MRIS (our local MLS system) ended their relationship in 2013, so local Realtors have to manually upload listings into the system, if they want them to appear on Trulia.
... more
0 votes Share Flag Mon Apr 13, 2015 Market Conditions in Frederick
Kelly Putz, Real Estate Pro in Fairfax, VA
Kelly Putz answered:
where are the safest places to live in Frederick? I need to find a nice quiet apartment where there is the least amount of crime. thank you
Hi Scott,

Crime is everywhere and, unfortunately, inescapable no matter where you choose to live. Realtors are not legally allowed to answer your question. However, we can direct you ... more
0 votes Share Flag Mon Apr 13, 2015 In My Neighborhood in 21703
Kelly Putz, Real Estate Pro in Fairfax, VA
Kelly Putz answered:
Commuting to DC?
ABSOLUTELY!!

I have lived in Frederick County (near Brunswick, the largest MARC stop on the Brunswick Line) for 7 years and my husband has commuted to Capitol Hill/Union Station the ... more
0 votes Share Flag Sun Apr 12, 2015 Traffic & Public Transportation in Frederick
Kelly Putz, Real Estate Pro in Fairfax, VA
Kelly Putz answered:
i have bad credit, no eviction but i can only afford $100 and need at aleast a 2 bedroom
Hi Chatia,

Are you sure you meant to post in Frederick, Maryland?

A 2BR in Frederick will run you a minimum of $800-$1,000. If you go to smaller towns in the county (Brunswick, T ... more
0 votes Share Flag Sun Apr 12, 2015 Rentals in Frederick
Kelly Putz, Real Estate Pro in Fairfax, VA
Kelly Putz answered:
why is my home not listed here? It's in the Villages of Urbana.....279,900. bonndance@gmail
Hi there,

As an agent, I've had to ask the same question of Trulia and below is what I found:

The MRIS (our local MLS service) no longer uploads directly to Trulia. They stopped t ... more
0 votes Share Flag Sun Apr 12, 2015 Home Selling in 21704
Kelly Putz, Real Estate Pro in Fairfax, VA
Kelly Putz answered:
I found a house for rent on this site. The owners aren't using an agent. How do I know this isn't a scam?
You can always hire your own agent. The agent will need to be paid, typically by the landlord out of the first month's rent, or by you for finding you a good home to rent if the landlor ... more
0 votes Share Flag Sun Apr 12, 2015 Home Buying in Frederick
Kelly Putz, Real Estate Pro in Fairfax, VA
Kelly Putz answered:
Relocating to Frederick within the next month with pets.
Hi Michelle,

As far as I know, it is not the entire state of Maryland, but definitely Frederick County which allows pit bulls and mixes. Other counties in Maryland, such as Prince Ge ... more
0 votes Share Flag Sun Apr 12, 2015 Rental Basics in 21701
Robert Krop, Real Estate Pro in Frederick, MD
Robert Krop answered:
Is this considered buy and bail or can we short sale?
You will need to discuss the issue first with your lender. Depending, on the situation there are instances that the banks have allowed short sales in similar scenarios. Hard to say wi ... more
0 votes Share Flag Wed Jan 21, 2015 Home Buying in 21701
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