Financing in Foster City : Advice

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Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
The appraisal is not done yet but the lender has past underwriting. Can I get my appraisal fee back if I choose not closing?
Here in New York banking regulations state that you can get a full refund of the appraisal fee if the appraisal has not been performed. I recommend you read the disclosures provided to ... more
0 votes Share Flag Thu Sep 27, 2012 Financing in 94404
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
what are the penalties for rescinding on the refinance in the 3 day period?
Good afternoon Dhiraj,

By Federal regulation you can rescind with NO COST. You cannot be charged penalties or fees if you rescind on time before the funding date. There is a form i ... more
0 votes Share Flag Thu Sep 27, 2012 Financing in Foster City
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Do you think the mortgage rates would stay flat for some time until FY13?
Hi Dhiraj,

I've been a mortgage professional for 23 years and I can answer your question this way: no one can predict where interest rates are going.

Trevor Curran
NMLS #40140
0 votes Share Flag Thu Sep 27, 2012 Financing in Foster City
Gilbert Rich…, Real Estate Pro in Santa Clara County, CA
Gilbert Richards answered:
How to Get my appraisal fee back. I'm very upset with this appraiser company, I call it company Z, hopefully I can get help here.
Frankly speaking, when things like this happen request your money back immediately and move on to another lender. Otherwise you will quickly see a 30-40 day transaction spread over 3-4 ... more
1 vote Share Flag Tue Mar 2, 2010 Financing in 94404
Herb Schmule…, Real Estate Pro in Burlingame, CA
Herb Schmulewicz answered:
Where and how to check if I'm getting the best percertage for the loan?
The short answer is that most of us can offer the same package. Yes, I do Real Estate as well as Mortgage Loans.

Make sure you are comparing apples for apples.
Decide and compare ... more
0 votes Share Flag Sun Aug 31, 2008 Financing in 94404
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