With 20-percent down you should be able to get a conventional mortgage, instead of FHA, and avoid the MIP/PMI.
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Nate Wolf was recently named a FIVE STAR REALTOR by Charlotte Magazine. He is a top producing real estate sales broker, representing both buyers and sellers. He is a member of the National Association of Realtors, The Charlotte Regional Realtors Association and the Carolina Multiple Listing Services. He is licensed in multiple states and serves all areas of Metro Charlotte from Lake Norman to Lake Wylie and Uptown / Center City to SouthPark and Ballantyne.
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I offer FREE list of foreclosures, preforeclosures, Fannie Mae, government siezures, local tax sales, and HUD homes. Email me at firstname.lastname@example.org for your free list! It takes more than looking at the listings, for example, HUD homes require you to have a key to enter, and you have to have a Broker bid on the home for you. USDA hs only certain areas that a home is eligable in, but again, the offer has to be written correctly for the loan to be accepted. Feel free to contact me with any questions.
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