Home Buying in Fort Lauderdale : Advice

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USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
I have a fico of 638 for transunion my husband has in high 700's- 800s?? maybe. Budget 300k, 150k for down payment
Hi Olivia,

We as Lenders will need to see FICO score with preferable from all 3 bureaus to determine the middle score and based on your spouse having a better score I would advise yo ... more
0 votes Share Flag Wed Jul 1, 2015 Home Buying in 33334
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
Who is responsible for a septic tank even though the listing and HUD listed as Sewer?
The important thing is that you are getting the problem resolved. I think you should try to find out where the bad information came from. Once you know that, you should be able to figur ... more
0 votes Share Flag Tue Jun 16, 2015 Home Buying in Fort Lauderdale
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
I have a va home loan guarantee and my fico is 595 can anyone get me approved for a loan.
100% Financing!!!! BELOW IS THE BENEFITS AND QUALIFICATIONS FOR VA LOANS!!!

VA Mortgage Loans are available today for both honorably discharged Vets and active duty military personne ... more
0 votes Share Flag Wed Jun 10, 2015 Home Buying in 33301
Jesus Pazmino…, Real Estate Pro in 33331
Jesus Pazmino Market Expert answered:
Can seller refuse to sign extension?
Hi Nita,

Unfortunately, there is nothing that can be done unless the seller refused access or was not allowing access during inspections or appraisal, in the process of closing out p ... more
0 votes Share Flag Sat Jun 6, 2015 Home Buying in Fort Lauderdale
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
i want to buy a singel family home townhome at 33323, I would like to know what I have to do
There is a program I just closed with, that provided 10,000 towards down payment and closing costs. Please contact me if interested. I use this program regularly I could show you the HU ... more
0 votes Share Flag Sat May 30, 2015 Home Buying in 33323
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
Do you have to invest your capital gains on a sale of your primary home in the same year of sale? And how long do you have on any grace period.
The capital gains tax laws were changed quite awhile ago.

If you have lived in the home at least 2 out of the past 5 years, it has been your primary residence and you meet the other ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Fort Lauderdale
Crystal, Just Looking in
Crystal asked:
Foreclosure or short sale
0 votes Share Flag Thu May 21, 2015 Home Buying in Fort Lauderdale
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
Is it possible to buy a home with no money down and low or no credit??? lol
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I ... more
1 vote Share Flag Mon May 18, 2015 Home Buying in 33321
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
I would like to know the benefits of many "first time home buyer" programs in broward county? Also whats the best agency that offers such
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I ... more
0 votes Share Flag Mon May 18, 2015 Home Buying in Fort Lauderdale
Nailor Cruze…, Home Buyer in Fort Lauderdale, FL
Nailor Cruzetta asked:
HAVE AGENT SPEAK PORTUGUESE
0 votes Share Flag Thu May 7, 2015 Home Buying in Fort Lauderdale
Nailor Cruze…, Home Buyer in Fort Lauderdale, FL
Nailor Cruzetta asked:
speak Portuguese ? Speak Portuguese AGENT REALTOR
0 votes Share Flag Thu May 7, 2015 Home Buying in Fort Lauderdale
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
How much is an average homeowners insurance policy in South Florida (e.g., Ft. Lauderdale etc.)?
I think that the cost will differ depending on the area and how much your home costs. You should do some research and see what different companies would charge you. You want to look i ... more
0 votes Share Flag Thu Apr 30, 2015 Home Insurance in Fort Lauderdale
parkersmart80, Both Buyer and Seller in Fort Lauderdale, FL
parkersmart80 answered:
Im looking for 2 bed 2 bath at least 1600 sq ft ocean front galt mile 6th floor or higher south eastern view will buy for cash
I own a beautiful 2 bedroom SE unit on the Galt. Please feel free to contact me if you would like to learn more. Best regards, 617-462-4688
0 votes Share Flag Thu Apr 30, 2015 Home Buying in Galt Mile
SFL Architec…, Real Estate Pro in 33334
SFL Architecture & Design asked:
Construction loan broker in South Florida? We are a company in Fort Lauderdale actively looking for a construction loan/loan to mortgage to build a Single Family home in Fort Lauderdale area.

FICO is 793
$60K cash available for…
0 votes Share Flag Sat Apr 18, 2015 Home Buying in Fort Lauderdale
Reed Kellough, Real Estate Pro in 33064
Reed Kellough answered:
Have things improved in the townhouse Medici complex in Ft Lauderdale?
Improved in what way? I know the area but that is an open ended questions, Please let me know more of what you are looking for and hopefully I can help! Thanks and have a great day!
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Fort Lauderdale
Jacques Wurms, Real Estate Pro in 33301
Jacques Wurms answered:
Do you have to attend the home inspection if you are also getting a written report?
Hello Wayne,

I advice you be at the inspection if you can. This was you can ask questions, or point out things that concern you.
If you are not represented by a Realtor please feel ... more
0 votes Share Flag Wed Apr 15, 2015 Home Buying in Fort Lauderdale
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
Seriously, lender closing costs are this MUCH??
When shopping for a mortgage you must look at all of the "Lender Related Fees". Points, Loan Origination, credit report, Underwriting Fee, flood certification fee, the list can go on a ... more
0 votes Share Flag Mon Apr 13, 2015 Home Buying in Fort Lauderdale
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
Is a Sellers Disclosure not required in FLorida...First our Agent said she had it and then she told us it is not required...
A written Seller's Property disclosure IS NOT required but Florida law requires a Seller and her Realtor to disclose significant defects that may not be readily visible to a buyer.
... more
0 votes Share Flag Mon Apr 13, 2015 Home Buying in 33309
Alma Rose Kee…, Real Estate Pro in 33626
Alma Rose Kee PA answered:
How can I compare interest rates with different companies without them pulling my credit report and risking my score from being affected.?
www.mtgprofessor.com has a wealth of info and you can also get quotes without credit pulls. Once you have a contract on a property then you can shop for at least a week with credit pul ... more
0 votes Share Flag Mon Apr 13, 2015 Home Buying in Fort Lauderdale
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