Financing in Fort Lauderdale : Real Estate Advice

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Zazoo208, Home Buyer in New York, NY
Zazoo208 answered:
Can a mortgage broker know if you wil get approved before send it to the under writer?
Buyer in CA Having a home loan in hand before you even start shopping I found to be the best way to go. A good. loan officer can work with you to figure out what you can afford to spend ... more
0 votes Share Flag Thu Mar 31, 2016 Financing in Fort Lauderdale
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
if I have a contract and it states that the buyer will receive their deposit back if they cannot secure financing and they were denied and then the
I agree with Dan's answer, An attorney can go over the specific terms of your contract with you and advise you as to what options are open to you. Most people responding on this site ... more
0 votes Share Flag Fri Nov 20, 2015 Financing in 33301
Tom Bawany, Real Estate Pro in Maitland, FL
Tom Bawany answered:
Can I refinance my Ginnie Mae backed loan after 15 months?

you do not have to wait 7 yrs after foreclosure if the foreclosure happened due to extenuating circumstances beyond your control that effected your income ( such as job loss or ... more
0 votes Share Flag Tue Nov 3, 2015 Financing in 33309
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Can you recommend reputable private money lender?
We have an excellent private money lending partner who lends in Florida. Low rates and very reasonable fees. Contact me next time you need financing.

Info on how to find hard / priva ... more
0 votes Share Flag Tue Oct 20, 2015 Financing in Fort Lauderdale
Tom Bawany, Real Estate Pro in Maitland, FL
Tom Bawany answered:
loan for foreigners

You can get cash out/ refi on the properties you now own but for a foreign national loan that is only 50% LTV
You can also purchase a new property under our foreign national P ... more
0 votes Share Flag Fri Oct 9, 2015 Financing in Fort Lauderdale
Tom Bawany, Real Estate Pro in Maitland, FL
Tom Bawany answered:
I am looking to purchase a condo with 5% down as a 2nd home. Which lenders do this? What are the stips?

We can do a second home with 10% down anywhere in Florida. You must have good credit and qualify
and of course the condo complex will have to be approved also

Pls call me ... more
0 votes Share Flag Fri Oct 9, 2015 Financing in Fort Lauderdale
Tom Bawany, Real Estate Pro in Maitland, FL
Tom Bawany answered:
Financing for non-FHA Condo in FL

we do condo loans in Florida up to 95%
Condo Loans require approval of not just the individual buying the unit but also the condo complex and that is where a lot of the pape ... more
0 votes Share Flag Fri Oct 9, 2015 Financing in Fort Lauderdale
Carlymeo, Home Seller in Fremont, CA
Carlymeo answered:
A key difference between Freddie Mac and Ginnie Mae is that the Government National Mortgage Association (known as Ginnie Mae) does not buy loans, whereas Freddie Mac does. .

Plea ... more
1 vote Share Flag Tue Aug 18, 2015 Financing in 33309
Nkerr1, Home Buyer in West Palm Beach, FL
Nkerr1 answered:
My lender is telling me I need to pay $270 for a condo questionaire to be filled out by the HOA. Is this required by law? Can I tell them to pay it?
I was under the impression that any condominium association (in Florida ONLY) does not legally have to fill out such a questionnaire based on the Florida condominium law. They can, ho ... more
0 votes Share Flag Thu Jun 25, 2015 Financing in 33301
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut answered:
Why did down payments increase after the Financial Crisis?
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I ... more
0 votes Share Flag Thu May 28, 2015 Financing in Fort Lauderdale
SFL Architec…, Real Estate Pro in Fort Lauderdale, FL
SFL Architecture & Design asked:
Construction loan broker in Broward or Palm Beach area? Greetings,

We are a development company in Fort Lauderdale actively looking for a construction loan/loan to mortgage to build a Single Family home in Fort Lauderdale area.

Credit scoring…
0 votes Share Flag Fri Apr 17, 2015 Financing in Fort Lauderdale
Eduardo Acev…, Real Estate Pro in Pompano Beach, FL
Eduardo Acevedo answered:
Are there any lenders in the Ft Lauderdale, FL area willing to work with non-residents to fund investment commercial properties? Thanks, Kris
Awesome question Kris.

Since every buyer's current situation is different this answer varies from case to case.

What type of investment commercial property are you looking to bu ... more
0 votes Share Flag Wed Oct 15, 2014 Financing in Fort Lauderdale
Lori Schmerl…, Real Estate Pro in New Smyrna Beach, FL
Lori Schmerler answered:
Homepath Mortgage after a short sale 3 years ago?
They are ending Homepath by Oct 6th applications have to be in process and closed by March 1st..
from my lender does a great job:
Dear Realtors:

FNMA is retiring their HomePath and ... more
0 votes Share Flag Tue Sep 23, 2014 Financing in 33334
jiejie0810, Home Buyer in Wilmington, NC
jiejie0810 answered:
Is it possible to refinance a Ginnie Mae loan? Please help!
RC toys have become the primary source of entertainment for small kids, youngsters and as well as for the adults. These toys look like a real vehicles has has more power than then. Some ... more
0 votes Share Flag Tue Sep 2, 2014 Financing in 33309
Ray Stevens, Real Estate Pro in Cape Coral, FL
Ray Stevens answered:
my loan was modified 2 years ago, it is gnma/fha loan, i tried to streamline this loan and and being told that i can't. Why?
Depending on how your loan was modified, we can do a streamline 203b.

Please call me.

Please call or email me anytime.


Ray R. Stevens
GSF Mortgage Corpor ... more
0 votes Share Flag Tue Jul 15, 2014 Financing in 33309
warpt1_1999, Home Owner in Ringling, OK
warpt1_1999 answered:
Getting run-around from Wells Fargo on modification. I'm on Social Security, loan is current and is 44% of my income. Any help appreciated.?
In addition to my original post, I don't know where this website gets it's info. I don't live in OK, I live in south GA! What do they do, make this stuff up? Anyhow, in reply to Alan ... more
0 votes Share Flag Fri Apr 11, 2014 Financing in 33309
Robert Hanson, Real Estate Pro in Olney, MD
Robert Hanson answered:
I'm trying to get a mortgage as (newly) self employed. Any advice?
Hi Jason,

I may have some portfolio products that would work for you and be a reasonable rate as opposed to private money lenders which might be your only other option. Some of these ... more
0 votes Share Flag Fri Feb 28, 2014 Financing in Fort Lauderdale
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