I'd be happy to assist you! FYI -- all foreclosures will be listed in the MLS with a Realtor. The ones you see listed on this site aren't necessarily for sale, and may not even be a real foreclosure.
I can do a quick search of all foreclosures in the area you're interested in. Keep in mind, the foreclosure market has dried up for the most part, although you can still find them occasionally.
FSBOs are sometimes listed in the MLS with a limited service agent, or you can find them on Zillow or even Craigslist. But be careful about working with FSBOs. They aren't necessarily well informed about their home's value (usually very unrealistic), and they don't know what contracts or disclosures are required. Most FSBOs are open to working with Buyer's who have a Realtor working for them as a Buyer's Agent.
I'd be happy to help you in your home search!
Metro Brokers | Grenier Real Estate
I suggest changing lenders the builder is correct. Yes a certificate of occupancy is required per guidelines however that is typically a form you complete at closing. The certificate has absolutely nothing to do with an appraisal seeing as the only reason they would need to know if its owner occupied or a rental is so they can list projected rental income for the home for the lender to use in qualifying you for the loan. Plus even if somehow I missed that update and it is now required they wouldn't not schedule and complete the appraisal the appraiser just wouldn't release the appraisal until they have that form. I would be more than happy to assist you with this if you are interested feel free to reach out to me.... more
Since you are building your house, I imagine you planned out where you would like your furniture to go. Make sure that you put outlets in useful places where you would need to plug things in. Two on each wall, especially on walls were electronics will most likely be place is crucial. Extension cords are helpful, but a pain. By designing your own house, you decided where your electrical fixtures are placed! Good luck! http://www.rdselectric.com/index.php... more
A lot depends on the price range. Lower price ranges are selling like hotcakes. Usually multiple offers within hours a few days, and then closed within about 30-40 days, depending on the loan. (By "lower" I mean anything under $300K). Mid-range homes are also selling very well. High end properties take longer -- several months to a year, depending on the property, price, location, etc.
Are you thinking of buying or selling? If so, let me know how I can help! I'm based out of Longmont, but I do business in FoCo, Loveland, Johnstown, etc.
Metro Brokers | Grenier Real Estate
The length of time a home sits on the market can vary due to many factors. When we generalize we will have averages of how long a home is on the market but it truly is house specific. What will make your home be on the market for a shorter period of time?
1. Your home is in wonderful condition
2. You have priced your home where it should sell ( not high where it will sit and wait for you to lower it to the market value).
3. You allow people to view your home as much as possible.
4. You listen to our real estate agent about the best way for you to get your home sold in he market in which you reside.
Each area of the country will vary on days on market. More homes come onto the marked in the spring. Winter homes have been selling like hot cakes this year!... more
If you are looking for a place in Old Town, I know of one coming up this week. Its a single family home for under $300K, if your not already working with a real estate agent, feel free to reach out to me directly if it may be of interest. Carrie Holmes... more
There are several very nice subdivisions in Fort Collins where you can purchase a lake front home under $800,000. Once that comes to mind is the Terry Lake area in north Fort Collins. Homes here are older and some have not been updated yet which keeps the price in a more affordable range.
If you prefer newer homes, then you might consider looking in the Richards Lake area - also a north location. Sherwood Lake in south Fort Collins is another consideration with homes priced under $800,000. Horsetooth Lake has limited lakefront locations available if you would enjoy living in the foothills.... more
Location, location, location!! Living by a lake would be amazing! However asking a realtor where to find the best of something....tricky question for us to answer without violating our code of ethics. Determining what works best for you is another story - using friends and families and the local community may help with your buying decision.... more
Yes you can, however it is not recommended as you will be looking at getting a sub-prime loan which will cost you a whole lot more not only up front but over time than it would to just take the time to build your credit to where it needs to be to get a normal loan. I would suggest talking to a local loan officer to see what can and needs to be done to get you to the point of being able to purchase a home with a normal loan.
I hope this information helps, please dont hesitate to reach out if you have any questions or need guidance.... more
I think what Dan suggested is totally correct. I'd also ask a realtor to do a free market analysis or Broker's Price Opinion of the home before you buy it. It will give you a good idea if you are paying the correct amount for the house. Regret is a hard thing, just make sure you aren't over paying for the home.... more
A search of the local MLS can bring up homes that have no or low HOA's. You will find that most of the properties that have no HOA's are outside of the city limits or are in neighborhoods that were built in the 1970;s or before. A realtor can help you with this and find the home that you are looking for with a search on MLS. Sites like Trulia, Zillow and other homes search sites do not have this feature on their search lists.
I can set up a search for you that can find properties like this and it will send update’s to you when there are changes in the market with properties that have no HOA's
I would be happy to help you with this and with any other questions that you have about Real Estate.
Colo Real Estate Solutions.
Many lenders live in one state and can lend in another. Being a Realtor for 13 years, I can assure you it's better if you can find a local, (Colorado), lender to use. Each state has so many different variables. My Buyers are just now finalizing on a loan down in Elizabeth, Colorado where the lender is from California. What a NIGHTMARE! We went from a 30 day, to a 60 day, to a 90 day close, and still had to extend the closing date an additional 12 days. Most, not all, of this was due to the lender's lack of knowledge about the process of closing on a house in Colorado. If I ever hear "well we don't do it that way in California" again...:) Best of Luck & Stay Local!!!
ERA Herman Group