Home > Trulia Voices Home > Ohio > Lucas County > Toledo > 43612 > Foreclosure > Question

who should I contact to find out if there was a deficiency judgment filed against me after the sale of my?

Marosi
Home Buyer
43612

foreclosed house?

Answers (2)
Jim Beatty
Agent
Toledo, OH

You are able to search the public record yourself. It is "public" record, so the records in the courthouse actually belong to you.

However, if you don't know how to do this, I would suggest asking a title company if they can check this for you.

Since there are definate legal ramifications, I would recommend that you ask a real estate attorney since he would be able to 1) determine if a judgement has been filed 2) what would be the implications of such a judgement and 3) what actions you should take, if any, to protect yourself.

I would be happy to refer you to a real estate attorney or title company if you would like.

Mon May 18 2009, 14:21
Cindy Keil, Rea...
Agent
Perrysburg, OH
FIRST ANSWER

If your home went to sheriff sale, the lender or lenders file a deficiency judgement and can collect in the state of ohio for up to 2 years. There will be a foreclosure on your credit report.

Mon May 18 2009, 10:34

Didn’t find what you were looking for? Ask a question!

Search Advice & Opinions
Foreclosure Center
Find the latest articles and answers on foreclosure properties! More »

Ask a question

Got a real estate question? Get answers from locals, experts and real estate pros.
Ask
Email me when…

Learn more

View all » 1 - 3 of 15
Copyright © 2009 Trulia, Inc. All rights reserved.   |   Fair Housing and Equal Opportunity
Help us improve our service—send us feedback